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Insurance and NJ No-Point Ticket option

670 messages,  Last post on Nov 08, 2009 at 7:27 PM

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#586 of 670
pleading down by labdaddy
Jul 03, 2008 (12:08 pm)
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I got a ticket today for failure to observe traffic lanes in West Milford,N.J.,which gets me 2 points. Can I
plead this down to something less with no points and not having to pay some outrageous fine? My wife pleaded down a 4 point violation a few years ago to zero but the total costs added up to over $400. I wouldn't mind paying $100-150 to get rid of the points. My last violation was 15 years ago. Or does it make more sense to plead guilty & the take the defensive driving course online for $49,which
gets rid of the 2 points(can only do that once every 5 years)? Thanx.
#587 of 670
First speeding ticket, need advice by catman11
Jul 06, 2008 (5:04 pm)
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Just got my first speeding ticket for going 38 in a 25 and I would love some advice. It's a 2-pointer and I'd love to have the points removed by pleading not guilty on my court date. I have a couple questions about it:
 
1) If the prosecutor gives me the option of pleading guilty to a non-point offense, will I definitely be whacked with a $200-300 fine in addition to the new offense?
 
2) If so, am I better of taking the points with Geico? Can the new offense, even though it might not include any points, increase my premium anyway?
 
Thanks for any info you can provide.
#588 of 670
Re: First speeding ticket, need advice [catman11] by fezo
Jul 08, 2008 (3:35 pm)
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Replying to: catman11 (Jul 06, 2008 5:04 pm)

This is just me but I'd pay to not get the points in almost any circumstance. Some of that is paranoia about the next points I will admit even though I haven't had any now for a long time.
 
Sure, it's no fun paying the extra money on the ticket, though in my personal experience it was never so bad as being described now. Insurance surcharges would be more.
 
I don't know how Geico operates but I'd expect the charge.
 
The paying extra for the ticket or taking the defensive driving course may be a decision of how valuable your time is. The courses may not be that long but they seem so.
#589 of 670
Speeding Ticket Buster by tracyrsx
Jul 22, 2008 (9:04 am)
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I just got a ticket last month in Polk County Florida. I decided to take the ticket to court cause the cop was driving in the opposite direction and no way could he have clocked me doing 74 in a 55 and him driving towards me in the opposite lane with a 8-10 foot divider in the middle. So I was calm and collected took the ticket didn't argue. Went to the court set a Court Date. Just found out yesterday that the court date is all the way in Mid October?
 
Anyone have experience taking a ticket to court? Should I try to extend the date when it comes close say i have a work related issue I can not get out of?
 
I am new here and love this forum.
Hope to hear back from someone.
Also I am thinking about getting that Traffic Ticket Insurance anyone have that it might be worth it cause this ticket I just got was $215.00.
 
Tracy.
The RSX girl,
#590 of 670
ticket in bound brook NJ by ilana
Aug 19, 2008 (11:20 am)
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Hello
I just got a speeding ticket 43 in 25 zone and I am planning to go to court what are my chances. I am a NY resident and I work in bound Brook so it's near by but what are my chances any one has experiance with their procecuter. If there a point reducing the points from 4 to 2 I tried running a quote in geico.com and it doesn't make a difference if it was 18 over the limit (4 points ) or 5 over the limit (2 points) I still get 100$ increase for 6 months.
Any advise will be appreciated
#591 of 670
Re: ticket in bound brook NJ [ilana] by santoshmanya
Aug 19, 2008 (11:47 am)
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Replying to: ilana (Aug 19, 2008 11:20 am)

hey, don't go to court, NY Drivers will not get points for outside state tickets,
just pay the fine.
 
If you go to court he will reduce your points from 4 to 0 if you plead guilty, but you need to pay $439.00
 
SANTOSH
#592 of 670
Re: ticket in bound brook NJ [ilana] by santoshmanya
Aug 19, 2008 (11:48 am)
Reply

Replying to: ilana (Aug 19, 2008 11:20 am)

hey, don't go to court, NY Drivers will not get points for outside state tickets,
just pay the fine.
 
If you go to court they will reduce your points from 4 to 0 if you plead guilty, but you need to pay $439.00
 
SANTOSH
#593 of 670
Re: ticket in bound brook NJ [santoshmanya] by ilana
Aug 19, 2008 (11:50 am)
Reply

Replying to: santoshmanya (Aug 19, 2008 11:48 am)

I though my insurance will still find out about it and increase the premium? Is it not true?
#594 of 670
Re: ticket in bound brook NJ [ilana] by qbrozen
Aug 19, 2008 (12:40 pm)
Reply

Replying to: ilana (Aug 19, 2008 11:50 am)

There is no way for them to find out if it doesn't show up on your NY license.
#595 of 670
by ilana
Aug 19, 2008 (1:17 pm)
Reply
Really ? That's great. I thought Insurance has it's own DB
Thanks a lot

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