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Insurance and NJ No-Point Ticket option

672 messages,  Last post on Nov 27, 2009 at 10:38 PM

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#571 of 672
NJ Traffic Ticket - Reduced Points System by bronsta
Mar 13, 2008 (9:30 am)
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Is anyone familiar with the NJ "buy-down" / "point reduction" system related to traffic tickets?
As I understand it, you can request from the prosecutor that he/she reduce certain traffic violations to lesser offenses (but pay for this point reduction). It's basically used to avoid points on your license for insurance purposes.
 
Is there a specific set of offenses related to this system?
The specific offense I'm interested in is NJ 39:4-92 (Failure to Yield) - it's a 2 point offense.
 
Also, does anyone know if insurance points are automatically assessed for an "at fault" accident in NJ?
How many?
#572 of 672
Re: NJ Traffic Ticket - Reduced Points System [bronsta] by nsingh
Mar 13, 2008 (12:01 pm)
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Replying to: bronsta (Mar 13, 2008 9:30 am)

Yes, It totally depends upon the prosecutor. I went to court last week in Carteret for 39:4-144 (failure to stop or yield) 2 point ticket.After reading the blogs I was sure of being asked to pay $400 surcharge to get rid of two points.
But to my surprise, the prosecutor was in good mood and converted my ticket to obstruction of traffic 39:4-67 (no point ticket) with a fine of $50+ court fee 59.So I got away with no points and $89. It totally depends on the prosecutor.
#573 of 672
Re: Points reduction on 2nd (39:4-144 stop signal voilation) offence [bronsta] by andsnyder
Mar 13, 2008 (12:15 pm)
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Replying to: bronsta (Mar 13, 2008 9:19 am)

I'm not sure about your insurance question.
 
However, with respect to the point buy down, I am pretty sure you can only do that 3 times in 5 years. Also, if you exceed that you will be assessed a penalty by the DMV. I was told something to that effect by a prosecutor and I'm almost certain that those were the limits and conditions. Lastly, I believe this would apply to all moving violations (or almost all). I think you should be able to buy down your points for a failure to yield. Hopefully, you'll find a source that verify this information before you go to court so you know where you stand. Good luck.
#574 of 672
Bogus 19:9-1.3c violation-3 hour drive to court by steve54b
Apr 03, 2008 (3:46 pm)
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Hi,
Last week a NJ State Trooper gave me a ticket on the turnpike northbound because I drove through some cones in a construction zone (well before the actual construction site, but where all traffic was still being corralled into the far left lane), in order to get into the off ramp for a service plaza near Mt. Laurel. I'll spare you all the details of why this ticket was bogus and get to my question(s).
 
I live in upstate NY. Without traffic, it is a 2.5 - 3 hour drive to the municipal court where I am supposed to appear in Mt. Laurel. I'm an independent contractor, so this means an entire day of work lost, plus travel costs (including about 50 bucks worth of gas), if I go down there.
 
My last ticket was probably 3-4 years ago. I paid the extra fee to have the points waived. I'm guessing that for this ticket, it's probably best to spend the time and money to go down there and at least get a plea bargain (if possible) and avoid getting any points. What I've read is that the judge probably won't care about my story - as long as the officer has the facts correct, excuses won't count. But I'm also concerned about how the construction zone thing will increase the fine and points.
 
Any advice or additional info that might be helpful would be appreciated!
 
Thanks, Steve
#575 of 672
Re: Bogus 19:9-1.3c violation-3 hour drive to court [steve54b] by andsnyder
Apr 03, 2008 (4:27 pm)
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Replying to: steve54b (Apr 03, 2008 3:46 pm)

It's my understanding that any violations in a construction zone result in double fines (not how it affects the points). I would go to court and plead the ticket down. However, you'll have to weigh the increased insurance rates against the cost of your time, tolls, and fines.
 
I don't think you mentioned how many points your ticket is, but be prepared to pay a hefty surcharge if you are able to plead it down to zero points.
 
As far as the judge, I don't he or she will be interested in your story. I'm sure they'll listen, but I don't think it'll have much of an impact. Not swearing to that, but my experience with traffic court is that they just want to get us in and out of there (although it feels otherwise).
 
Good luck.
#576 of 672
Re: Bogus 19:9-1.3c violation-3 hour drive to court [andsnyder] by steve54b
Apr 03, 2008 (6:52 pm)
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Replying to: andsnyder (Apr 03, 2008 4:27 pm)

Thanks for the reply - and I'll augment what you said about they "just want to get us in and out of there" - when I had my ticket a few years ago, the plea down process convinced me of one thing, and not a surprise - it was all about saving the cost of court time and still getting as much of the driver's cash as possible - their three priorities were revenue, revenue, and revenue. What really happened or what is fair - on either side - is pretty far down on the priority list.
#577 of 672
Re: Bogus 19:9-1.3c violation-3 hour drive to court [steve54b] by qbrozen
Apr 04, 2008 (7:56 am)
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Replying to: steve54b (Apr 03, 2008 3:46 pm)

Are you sure the points in NJ would apply to your NY license?
 
Ah. I knew this has been asked here before:
NYS points from other states
 
So, according to the NY DMV website, out-of-state points will not transfer to your NY license. So I wouldn't waste my time going to court, personally.
#578 of 672
Re: Bogus 19:9-1.3c violation-3 hour drive to court [qbrozen] by steve54b
Apr 04, 2008 (9:29 am)
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Replying to: qbrozen (Apr 04, 2008 7:56 am)

Thanks for that reply - even though the link pointed to a posting in this forum from 2005, I checked the NY DMV website for the most up to date, and it still says that only points from Ontario or Quebec will transfer to NY driver license records. I think I'll call the NY DMV just to double check, but perhaps it will make most sense to just pay the fine.
#579 of 672
Re: Bogus 19:9-1.3c violation-3 hour drive to court [steve54b] by fezo
Apr 04, 2008 (10:35 am)
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Replying to: steve54b (Apr 04, 2008 9:29 am)

Sounds like a deal to me. Mail it on in.
 
New Jersey accepts points from more places. I remember getting two points ages ago because I got a speeding ticket in Florida. That equals two points no matter what the violation was in the other state. I like the New York deal better. Ontario and Quebec? Go figure.
#580 of 672
How to avoid Suspension by santoshmanya
Jun 20, 2008 (8:49 pm)
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Hi Guys,
 
I moved from South to North and as a new NJ resident, I was unaware of NJ traffic rules.
In April I received 2 tickets at a time,one was failure to observe traffic signal ( no turn on red 2 points) and speeding (4 points ) as I was trying to merge on GSP.
In May I received one more ticket failure to observe traffic signal ( no turn on red 2 points).
Total were 8 points and I don't know that, I can defend my points in court and paid the penalty online.
 
Today I got one more 4 point speeding ticket while I was passing a steep road the cop had caught me doing 40 in 25 and making the total to 12 points.
 
Can anyone help me how to avoid suspension of my license as my record will be entered into National Driver Register (NDR) database which is accessible for all the other 50 states.
 
I was totally ignorant of no turn on red law.

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