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Smart Shopper Insurance and NJ No-Point Ticket option
672 messages, Last post on Nov 27, 2009 at 10:38 PM
You are in the Smart Shopper Forum. Your Hosts are kirstie_h & tidester
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Hi. Just got a traffic ticket for "obstructing traffic," which carries no points in NJ. [39:4-67 in traffic code] But I already have three points on my license, due to a car accident last year, and my insurance rates did, indeed, go up (despite the fact that I never had an accident or moving violation in my life before then.) SO my question is: If I pay for this traffic ticket that has no points associated with it, will it affect my insurance in anyway? Thanks,
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Replying to: myrtleavenj (Dec 12, 2007 7:07 am) no points is no points. BUT, I would call my insurance company to be sure. They can do weird things when they feel like it.
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Replying to: qbrozen (Dec 12, 2007 7:22 am) I once got a "failure to observe sign" ticket under pretty odd circumstances (the cops were in plain sight and clearly there to make sure people stopped at a stop sign). I swear to this day that I DID stop but the cop said otherwise. I just sent in the money rather than tie up my time on a no point ticket. That one actually still gets me steamed years later but I learned to make sure you stop completely enough that you feel the car stop and count out a second. |
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Replying to: fezo (Dec 11, 2007 12:55 pm) I have to come there again, 4th time, in a month and a half! I spent 4.5 hours there last night ------ CRAZY!!! drove all the way from ny for this! SUGGEST! |
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I got a ticket on 01 Jan for stop signal violation which is a 2 Points ,$85 fine. I am worried because I got a similar ticket in september and met with an accident too(fortunately no family member was injured), I went to the court and the prosecutor gave me a $409 option for no point ticket. I did not take it and paid the normal fine+ court fee. But since my total points will go upto 4 with this current ticket,I want to get rid of the points this time. Please help me know if it is possible to get the points removed this time since this is my 2nd ticket in 4 months,
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I was advised by a prosecutor that I can only "buy down" my tickets to zero points three times in 5 years. Like an idiot, I've exceeded that already and plan to appear in traffic court tomorrow for another moving violation (failure to stop). My question is whether the three times applies only to speeding tickets or all moving violations??? Any help would be greatly appreciated.
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Replying to: andsnyder (Jan 27, 2008 1:33 pm) In any case, you still might get a lesser violation. Can't hurt to try. And, of course, you'll drive safer from now on. 
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my daughter was involved in a hit and run accident in September. The other driver, in a new lexus, made an illegal Left turn in front of my daughter's car. She was unable to stop and hit the lexus. The driver drove away. In November my daughter received a notice from NJ It stated she was driving without insurance the day of the accident (even tho the insurance paid to get the car fixed along with a rental car) They also stated her license and registration would be suspended. She called her insurance co-they sent a copy of proof of insurance. In december she received notice from Nj-her license and reg was suspended and she would have to send $250.00 to restore them. She sent them a check. A few weeks later my daughter received her check back and a letter stating they made a mistake. My daughter thinking she did not have a license almost lost her job because she had to find another way to work- talk about unfair.
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Replying to: nj2pa2nc (Jan 28, 2008 11:39 am) That has to be a first - a bureaucracy admitting error? I’m glad you got that straightened out! tidester, host SUVs and Smart Shopper |
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Hello again people, i recieved a careless driving ticket in july for 2 points. i went to court and got the no point ticket option plus the 450 in total fines and the 2 points taken away. my question is, can the insurance company then still surcharge me even though i got the 2 points taken off of the record and without anyother points on my record? Let me know Ed 
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