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Insurance and NJ No-Point Ticket option

672 messages,  Last post on Nov 27, 2009 at 10:38 PM

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#554 of 672
Re: I have a careless driving ticket back from August [qbrozen] by fezo
Dec 11, 2007 (12:55 pm)
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Replying to: qbrozen (Dec 11, 2007 10:40 am)

I don't know either since I'm not a lawyer either.
 
My best guess, and it is only that, is that the current ticket is as expensive as it's going to get since the prosecutor won't cut any deals.
 
In all the time I've been here this is the first time I've run into a story with such a prosecutor. Usually if someone is going to throw a wrench into the works it's the judge or most likely the cop.
 
That said, I agree with qbrozen at this point. Pay the ticket and move on. Would that I could do better than taht.
#555 of 672
Avoiding Traffic Signal by grs3
Dec 11, 2007 (4:22 pm)
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I just got a ticket for a 39:4-66.2 violation in NJ called avoiding traffic signal. I think its bogus, was stopped at the light but went straight and than turned into a hotel parking lot and came out onto the highway. I honestly didn't know it was illegal. Anyway its 2 points and $85. I'm curious if there's a way to fight the charge and not get totally screwed. I have 2 "reduced" violations from 4 years ago and believe the limit is 2 over 5 years. Am I better off just to pay and take the points?
#556 of 672
Re: Avoiding Traffic Signal [grs3] by fezo
Dec 11, 2007 (4:59 pm)
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Replying to: grs3 (Dec 11, 2007 4:22 pm)

To tell you the truth I'm not aware if there is a strict limit of that sort on these things. I haven't done it in a long time but seem to think that the three times I did were within 5 years of each other. Don't quote me on that, though.
 
I knew about the law with cutting through a lot. I didn't know the citation but I've heard about people getting nailed on it. Hey, maybe they'd go for "failure to observe sign." That's a no pointer.
#557 of 672
Re: Avoiding Traffic Signal [grs3] by tidester HOST
Dec 11, 2007 (10:58 pm)
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Replying to: grs3 (Dec 11, 2007 4:22 pm)

I think intent enters into the equation. Did you intend to take a shortcut or did you enter the parking lot for some "legitimate" reason and then change your mind about remaining there after you got into the parking lot?
 
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#558 of 672
Traffic Ticket w/ no points: Affect on Insurance by myrtleavenj
Dec 12, 2007 (7:07 am)
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Hi. Just got a traffic ticket for "obstructing traffic," which carries no points in NJ. [39:4-67 in traffic code]
 
But I already have three points on my license, due to a car accident last year, and my insurance rates did, indeed, go up (despite the fact that I never had an accident or moving violation in my life before then.)
 
SO my question is: If I pay for this traffic ticket that has no points associated with it, will it affect my insurance in anyway?
 
Thanks,
#559 of 672
Re: Traffic Ticket w/ no points: Affect on Insurance [myrtleavenj] by qbrozen
Dec 12, 2007 (7:22 am)
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Replying to: myrtleavenj (Dec 12, 2007 7:07 am)

no.
no points is no points.
 
BUT, I would call my insurance company to be sure. They can do weird things when they feel like it.
#560 of 672
Re: Traffic Ticket w/ no points: Affect on Insurance [qbrozen] by fezo
Dec 12, 2007 (8:01 am)
Reply

Replying to: qbrozen (Dec 12, 2007 7:22 am)

It shouldn't do a thing to your insurance rates but do call and make sure.
 
I once got a "failure to observe sign" ticket under pretty odd circumstances (the cops were in plain sight and clearly there to make sure people stopped at a stop sign). I swear to this day that I DID stop but the cop said otherwise. I just sent in the money rather than tie up my time on a no point ticket.
 
That one actually still gets me steamed years later but I learned to make sure you stop completely enough that you feel the car stop and count out a second.
#561 of 672
Re: I have a careless driving ticket back from August [fezo] by sashaa
Dec 12, 2007 (2:34 pm)
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Replying to: fezo (Dec 11, 2007 12:55 pm)

Well, this time i decided to just avoid prosecutor and just wait for the trail. And Guess what: the have rescheduled it again, on the grounds that i have to talk to prosecutor, because he needs to call the cop to show up, otherwise - a no go!
 
I have to come there again, 4th time, in a month and a half!
 
I spent 4.5 hours there last night ------ CRAZY!!! drove all the way from ny for this!
 
SUGGEST!
#562 of 672
Points reduction on 2nd (39:4-144 stop signal voilation) offence by nsingh
Jan 02, 2008 (11:30 am)
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I got a ticket on 01 Jan for stop signal violation which is a 2 Points ,$85 fine.
I am worried because I got a similar ticket in september and met with an accident too(fortunately no family member was injured), I went to the court and the prosecutor gave me a $409 option for no point ticket. I did not take it and paid the normal fine+ court fee.
But since my total points will go upto 4 with this current ticket,I want to get rid of the points this time. Please help me know if it is possible to get the points removed this time since this is my 2nd ticket in 4 months,
#563 of 672
Point "Buy Down" by andsnyder
Jan 27, 2008 (1:33 pm)
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I was advised by a prosecutor that I can only "buy down" my tickets to zero points three times in 5 years. Like an idiot, I've exceeded that already and plan to appear in traffic court tomorrow for another moving violation (failure to stop).
 
My question is whether the three times applies only to speeding tickets or all moving violations???
 
Any help would be greatly appreciated.

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