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Insurance and NJ No-Point Ticket option

672 messages, Last post on Nov 27, 2009 at 10:38 PM
You are in the Smart Shopper Forum. Your Hosts are kirstie_h & tidester
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Replying to: qbrozen (Nov 05, 2007 6:17 am) Thanks for your reply.... Well it's profiling... Even thoe I've never had any issues with the law or ever had a bad record on my driving, some bellive that we are the same. The day they gave me the ticket, was SUNDAY |
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Replying to: kemzo (Nov 04, 2007 7:40 pm) I'm not sure that would be a viable defense. If it were an emergency then you (or your organization) could have called ahead for a police escort. It may help you only to the extent that the jurisdiction may want to avoid a public relations embarrassment. tidester, host SUVs and Smart Shopper
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Replying to: tidester (Nov 05, 2007 7:41 am) Where I part company a little with q is the race issue. While I believe that there are a lot of jurisdictions where it won't matter I don't know enough about where you were stopped to make a judgment. Even not knowing that my basic advice stays the same. Dress nice, be polite, be straightforward that you would like to plead to a non-moving violation. I know there have been some profiling issues on the toll roads in NJ but you are now moving over to the court which is a different story. Let us know how it turns out.
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Replying to: fezo (Nov 05, 2007 8:56 am) |
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Do Progressive Insurance raise your primium for having 2 points? I dont wanna call and ask them. ??? they will be suspicious???
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Replying to: kemzo (Nov 05, 2007 9:45 am)
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Replying to: qbrozen (Nov 05, 2007 10:10 am)
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Replying to: kemzo (Nov 05, 2007 10:44 am) I mean, do you think they'd overlook it if you didn't point it out to them? Heck no. They are catching it no matter what, so it really doesn't hurt to ask now. It is just as if you were car shopping and wanted to compare insurance rates on different cars. It is not like they are going to start charging you extra for the cars you considered purchasing.
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Replying to: qbrozen (Nov 05, 2007 11:27 am) I went to court today, and the possequtor reduce my point from 5 to 2 and i was so nervous that i forgot to ask for the no point option. my original offence was 85 in a 55 zone and he gave me 69 in a 55. He didn't let me explain anything, he first told me that he's gonna give me 4 instead of 5 and i almost cried and while writing he said ok I'll give you 69 in a 55. I want to enroll in a traffic school class on sunday 11/25. My question is, Is it early to enroll?, Is my Deal Good? All in All I paid $189 instead of $.240+5 points . Thanks |
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Replying to: fezo (Oct 10, 2007 7:28 am) My court date was yesterday, I couldn't take off work, so I put in another affadavit; this time pleading guilty to the original speeding charge (w 2 pts) and explaining how the cop never mentioned the $350 additional cost of getting the pts dismissed. I logged on to the njmcdirect website today, and my amount due has been reduced from $439 to $118! $85 plus $33 court costs, much more reasonable. If my insurance rates go up, so be it. I'd rather pay the insurance company than the corrupt and wasteful NJ government...
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