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Smart Shopper Insurance and NJ No-Point Ticket option
672 messages, Last post on Nov 27, 2009 at 10:38 PM
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Replying to: luxin119 (Apr 20, 2005 12:26 pm) By the way i was in Totowa, NJ. Any advise will be appreciated... |
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here's the story...i got a ticket for going 35 in a 25 which is two-points however, i was driving my friends car because he was sick...we r both 18 years old and have clean records...the officer told us to go to court and plead "not guilty"...how r my chances on getting the points taken away and wut kind of fine am i looking at....thank u in advance to any1 who replies to this 
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Replying to: njdriver33 (Apr 24, 2005 9:54 pm) |
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I am paying out the butt for Car insurance. I couldn't understand it because I have a clean drivers license. NO POINTS!!!! SO i have been bouncing around from company to company trying to find a cheap rate. So here's my background. I have had my license 8 years. No accidents no points. I was suspended 3 yrs ago for 2 months for parking tickets. During which i had dropped my car insurance because I couldn't use my car. I recently signed on with geico and told me i had INSURANCE points...What the heck is that??? Evidently when i canceled my policy it made me incur insurance points because my car was still registered. I was also told by Geico that this stays on my record for 10 YEARS!!!!! IS this legal??? How is this possible??? Does anybody know anything about this????
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Replying to: simplesweetchi (Apr 27, 2005 8:34 am) |
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they increase what they are stealing, oops, taking, out of your pocket  No wonder most people hate ins companies almost as much as they hate lawyers, banks & the IRS  some states don't allow this BS, but in the overregulated overly liberal northeast, this is the norm. You should move here to FL where an estimated 33% of the drivers have no insurance. I can verify that because some dope with no ins rear-ended me a few years back
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Replying to: cadillacmike (Apr 27, 2005 10:29 am) |
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I recently got my first speeding ticket.. for doing 39 in a 25  . I hear that with the plead no points rule, i can lower my 2 pts down to 0 pts. Is this 100% guaranteed? How much will I end up paying? Also, if I do get it lowered to 0 pts, will my insurance company find out? And increase my premium? And will my speed violation remain on my driving record? Thank you so much for all your help everyone! ~worried
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Replying to: jewelz129 (Apr 27, 2005 6:04 pm) Nothing in life is guaranteed. If you get points, yes, your insurance company will most definitely find out, yes, it will most definitely remain on your driving record, but will it increase your premium? All depends on the insurance company's rules. |
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I recently got 2 tickets on Rt1 in North Brunswick on 4/09/05 and Ive already filed my not guilty plea with the court clerk there. The first ticket is 80 in a 55 (Safe Zone) I was observing local traffic patterns, and still going slower than many other drivers on the road. I wasnt going that fast, but I dont know how to prove it. Also, the Officer followed me in my blind spot for over 2 miles before he pulled me over, ignoring other drviers speeding past us on the right in favour of pursuing me. When I slowed down to let him pass (cuz I couldnt tell it was a cop- just some shadowy car in my blind spot) he slowed down as well, and when I tried to speed up to get over to the right myself, he would match my speed in my blind spot. I dont feel targeted, but I do feel that this was very unprofessional behavior esp considering he allowed other offenders traveling far faster than both of us to pass on the right. I have a witness in the car who could attest to these facts. Do I need to bring the witness to court with me? or can I just get a notarized letter from them? Whats confusing is that the Statute violated on the Ticket is 4-98 which is only a 2pt violation, though it should have been statute 4-99 a 4 pt ticket (given my speed). Where does the Safe Corridor fine kick in? Will this be a 4pt or 2 pt ticket according to the miswritten statute? And how will the Safe Zone nature of the road section affect my ability to plead down to a no point offense? The second ticket is Failure to Observe Signal (the light was yellow, he says it was red), and again I have a witness who can attest to that. Advice? how should I proceed gathering information to tackle the tickets. I really cant afford any points. Though I have a clean driving record, I recently moved to NJ from NY and the insurance companies here are treating me like Im a 17 year old driver. Im paying more than $4000 a year for just me with no points. Id appreciate any help you could offer!! thank you thank you!! |
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