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Insurance and NJ No-Point Ticket option

672 messages,  Last post on Nov 27, 2009 at 10:38 PM

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#46 of 672
Similar question regarding NJ and points by alcleadguitar
Apr 16, 2005 (12:07 pm)
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Replying to: qbrozen (Apr 14, 2005 12:49 pm)

Yesterday I got pulled over by a cop in NJ for wreckless driving. What happened was the cop was a few cars behind me and me and my friends were being idiots and opened the car doors while driving at the same time for a second and then closed them. The cops suspected we were airing out the car because we were smoking pot (we're all straight edge and against drugs and alcohol btw). After accusing us of smoking pot, and reaching into the car without permission and asking to look at stuff that was clearly not in plain view (glove compartment, under the seats etc), im not sure how legal that is, but anyway....after claming that a piece of mud on the console was a marajuana seed, they just gave me a wreckless driving ticket. Im a PA driver and 18 years old. I was just wondering, how many points is a wreckless driving charge, and what chance do I have to knock them down? I'm willing to pay any money (if points can be deducted by money) and willing to do literally 500 hours of community service, I just need to get rid of those points....any suggestions? Thanks
#47 of 672
Re: Similar question regarding NJ and points [alcleadguitar] by qbrozen
Apr 18, 2005 (6:48 am)
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Replying to: alcleadguitar (Apr 16, 2005 12:07 pm)

wow. well, i believe wreckless is a 5-pointer. So, OUCH! (its definitely "wreckless", right? Not "careless"?)
 
again, best you can do is go to court and see what you can work out.
#49 of 672
You can plead down from 4 points to 0 by smitty76
Apr 20, 2005 (11:30 am)
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I recently had a 4pt ticket for doing 83 in a 65 on route 55. I went to court and was able plead out to zero points (unsafe driving) BUT
 
 $200 for unsafe driving
+250 surcharge as of July 2004
+ 33 dollars for court costs
483 dollars to plead to zero points. Wow did that hit me in the pocket!!
 
I had read someone that said they couldn't get it reduced to zero. just evidence that I did.
#50 of 672
Re: You can plead down from 4 points to 0 [smitty76] by qbrozen
Apr 20, 2005 (12:12 pm)
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Replying to: smitty76 (Apr 20, 2005 11:30 am)

black_tulip also said he/she got a 4-pointer to zero, so, yeah, its not impossible.
#51 of 672
Re: You can plead down from 4 points to 0 [smitty76] by luxin119
Apr 20, 2005 (12:26 pm)
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Replying to: smitty76 (Apr 20, 2005 11:30 am)

wooo, really? smitty76, could you please tell me how did you bargin with them?
i got 2 tickets on 3/22, one for doing 87 in a 55 zone ( i thought it was a 65zone) and the other one for careless driving (was nervous when the police asked me to pull over, while i was cutting the lane, went to close to another car).
I think i will get 7 points and $325 fine. This is my first time to get a ticket, and i got 7 points...i just couldn't believe it. I definitely will not speed anymore.
What should i do to plea the points down?? It is just too much for me as a first time. so scary...Please help me~
#52 of 672
Re: You can plead down from 4 points to 0 [luxin119] by luxin119
Apr 21, 2005 (10:50 am)
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Replying to: luxin119 (Apr 20, 2005 12:26 pm)

Can anyone help me? What should I say to the prosecutor that i wanna plea bargin? I don't think i just just say "emm, i wanna plea bargain my 7 points to be 4 points!!" right?
By the way i was in Totowa, NJ.
Any advise will be appreciated...
#53 of 672
what r my chances of getting 2 points to 0? by njdriver33
Apr 24, 2005 (9:54 pm)
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here's the story...i got a ticket for going 35 in a 25 which is two-points however, i was driving my friends car because he was sick...we r both 18 years old and have clean records...the officer told us to go to court and plead "not guilty"...how r my chances on getting the points taken away and wut kind of fine am i looking at....thank u in advance to any1 who replies to this
#54 of 672
Re: what r my chances of getting 2 points to 0? [njdriver33] by qbrozen
Apr 25, 2005 (6:48 am)
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Replying to: njdriver33 (Apr 24, 2005 9:54 pm)

seems like you should be in pretty good shape since your speed wasn't that excessive (although they do frown more upon speeding in a 25 than a 55). I wouldn't worry too much about a fine. Points are what you need to worry about. Even if they were to charge you $500 (which won't happen), its worth it if it means zero points. The actual amount of the fine depends on what they reduce your ticket to. They could go with that "failure to produce documentation" thing, which they raised, I believe, to $160 last year. Its a real money-maker for them.
#55 of 672
Car Insurance Points???? by simplesweetchi
Apr 27, 2005 (8:34 am)
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I am paying out the butt for Car insurance. I couldn't understand it because I have a clean drivers license. NO POINTS!!!! SO i have been bouncing around from company to company trying to find a cheap rate. So here's my background. I have had my license 8 years. No accidents no points. I was suspended 3 yrs ago for 2 months for parking tickets. During which i had dropped my car insurance because I couldn't use my car. I recently signed on with geico and told me i had INSURANCE points...What the heck is that??? Evidently when i canceled my policy it made me incur insurance points because my car was still registered. I was also told by Geico that this stays on my record for 10 YEARS!!!!! IS this legal??? How is this possible??? Does anybody know anything about this????

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