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Insurance and NJ No-Point Ticket option

672 messages,  Last post on Nov 27, 2009 at 10:38 PM

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#44 of 672 Does the first 2 points affect insurance premium by car_sp Apr 14, 2005 (10:41 am)
I got a 2 point speeding ticket and I pleaded not guilty and appeared in court and made a deal with prosecutor to reduce my 2 points. This was my first traffic offense. But if I had not appeared in court would the first two points still affected my insurance premium? Replies to this message: qbrozen (Apr 14, 2005 12:49 pm) alcleadguitar (Apr 16, 2005 12:07 pm) qbrozen (Apr 18, 2005 6:48 am) and 1 more...
#45 of 672 Re: Does the first 2 points affect insurance premium [car_sp] by qbrozen Apr 14, 2005 (12:49 pm)
Replying to: car_sp (Apr 14, 2005 10:41 am) this was asked a few posts back. answer basically is "depends on your insurance company." Replies to this message: alcleadguitar (Apr 16, 2005 12:07 pm) qbrozen (Apr 18, 2005 6:48 am)
#46 of 672 Similar question regarding NJ and points by alcleadguitar Apr 16, 2005 (12:07 pm)
Replying to: qbrozen (Apr 14, 2005 12:49 pm) Yesterday I got pulled over by a cop in NJ for wreckless driving. What happened was the cop was a few cars behind me and me and my friends were being idiots and opened the car doors while driving at the same time for a second and then closed them. The cops suspected we were airing out the car because we were smoking pot (we're all straight edge and against drugs and alcohol btw). After accusing us of smoking pot, and reaching into the car without permission and asking to look at stuff that was clearly not in plain view (glove compartment, under the seats etc), im not sure how legal that is, but anyway....after claming that a piece of mud on the console was a marajuana seed, they just gave me a wreckless driving ticket. Im a PA driver and 18 years old. I was just wondering, how many points is a wreckless driving charge, and what chance do I have to knock them down? I'm willing to pay any money (if points can be deducted by money) and willing to do literally 500 hours of community service, I just need to get rid of those points....any suggestions? Thanks Replies to this message: qbrozen (Apr 18, 2005 6:48 am)
#47 of 672 Re: Similar question regarding NJ and points [alcleadguitar] by qbrozen Apr 18, 2005 (6:48 am)
Replying to: alcleadguitar (Apr 16, 2005 12:07 pm) wow. well, i believe wreckless is a 5-pointer. So, OUCH! (its definitely "wreckless", right? Not "careless"?)   again, best you can do is go to court and see what you can work out.
#49 of 672 You can plead down from 4 points to 0 by smitty76 Apr 20, 2005 (11:30 am)
I recently had a 4pt ticket for doing 83 in a 65 on route 55. I went to court and was able plead out to zero points (unsafe driving) BUT    $200 for unsafe driving +250 surcharge as of July 2004 + 33 dollars for court costs 483 dollars to plead to zero points. Wow did that hit me in the pocket!!   I had read someone that said they couldn't get it reduced to zero. just evidence that I did. Replies to this message: qbrozen (Apr 20, 2005 12:12 pm) luxin119 (Apr 20, 2005 12:26 pm) luxin119 (Apr 21, 2005 10:50 am)
#50 of 672 Re: You can plead down from 4 points to 0 [smitty76] by qbrozen Apr 20, 2005 (12:12 pm)
Replying to: smitty76 (Apr 20, 2005 11:30 am) black_tulip also said he/she got a 4-pointer to zero, so, yeah, its not impossible.
#51 of 672 Re: You can plead down from 4 points to 0 [smitty76] by luxin119 Apr 20, 2005 (12:26 pm)
Replying to: smitty76 (Apr 20, 2005 11:30 am) wooo, really? smitty76, could you please tell me how did you bargin with them? i got 2 tickets on 3/22, one for doing 87 in a 55 zone ( i thought it was a 65zone) and the other one for careless driving (was nervous when the police asked me to pull over, while i was cutting the lane, went to close to another car). I think i will get 7 points and $325 fine. This is my first time to get a ticket, and i got 7 points...i just couldn't believe it. I definitely will not speed anymore. What should i do to plea the points down?? It is just too much for me as a first time. so scary...Please help me~ Replies to this message: luxin119 (Apr 21, 2005 10:50 am)
#52 of 672 Re: You can plead down from 4 points to 0 [luxin119] by luxin119 Apr 21, 2005 (10:50 am)
Replying to: luxin119 (Apr 20, 2005 12:26 pm) Can anyone help me? What should I say to the prosecutor that i wanna plea bargin? I don't think i just just say "emm, i wanna plea bargain my 7 points to be 4 points!!" right? By the way i was in Totowa, NJ. Any advise will be appreciated...

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