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Smart Shopper Insurance and NJ No-Point Ticket option
672 messages, Last post on Nov 27, 2009 at 10:38 PM
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I received a non-point ticket for "obstructing the passage of vehicles" in NJ. On my ticket it has my previous address (the one on the front of my liscense as opposed to the "new address" sticker on the back). I have read that if the information on the ticket is incorrect the ticket can be thrown out. Would this count as wrong information on the ticket? Or, should I be happy that I got a non-point offense and just pay the fine? In addition, will my insurance company tack on a surcharge for this non-point offense? I checked with them and customer service had no clue and told me I had to wait until the renewal of my policy was underwritten to find out.
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Replying to: njdevils27 (Mar 06, 2005 4:26 pm) I believe you'd still have to go to court to show the information was wrong, so I don't think its worth it. If the ticket is cheap enough, I'd just pay it and move on.
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Replying to: qbrozen (Mar 07, 2005 6:43 am) |
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I did take Defensive driving 2 yrs back, to clear up a ticket (texas).. This year I got another one. I have already applied for DD and got the drivers record. Thought of taking defnsive driving online, and went back to the same website where i took DD last time. Do I have to take DD every year (if I have to clear a ticket that year) or can i do it one time, and use that certificate again and again ? Pardon my ignorance, for this is my second time i am doing DD>
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Replying to: abeautifulmind (Mar 26, 2005 2:33 pm) |
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I'm a NJ resident and just got a speeding ticket in Delaware and immediately paid the ticket. To my surprise I got a notice that I was hit with 5 points (yes, I was going FAST)! I currently do not own my own car, and thus don't have my own insurance, but I was planning on buying a car this summer. Now I'm worried what kind of impact this will have on my insurance rate. I've had a perfect record up until this and I obviously should've asked the officer how many points I would get, but I forgot. Any idea what kind of impact this will have? Does it matter if the ticket was in DE? Anything I can do to get the points reduced AFTER I've already pleaded guilty? Thanks.
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Replying to: miked4 (Apr 01, 2005 1:13 pm) Back when I was going to college in NY (i'm also from jersey), I received 2 tickets there. Paid both via mail and neither found their way back to my jersey driving record. Go figure. Maybe they are just more efficient these days. |
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I'm sorry to hear about your ticket, miked4. I hate getting them. As qbrozen, I also was wondering whether the statement claiming that you received five points on your license came from. Today most states do share information about speeding tickets with each other, however the last time that I heard about how points work in New Jersey any out of state ticket counted only as two points, the minimum, regardless of how fast you were going when you got the ticket out of state. Perhaps this rule has changed. Are there any New Jersey residents out there who can shed a little more light on this situation? Car_man Host Smart Shopper Forum |
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Ok guys, not sure if anyone can help, but here goes. Today driving home for lunch i got pulled over for doing 56 in a 40. Now, i won't try to defend myself, because lets face it, i was speeding. the thing is not only do i have to pay a $105 fine but i'll also get 4 points on my license. My insurance premiums will basically double because of this. How can i minimize the damage to my driving record and my insurance rates? any advice would help. Thanks.
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Replying to: erik14 (Apr 05, 2005 12:24 pm) |
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