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Prices Paid: Buying & Leasing Experiences Infiniti M35 / M45 Prices Paid and Buying Experience
1142 messages, Last post on Dec 03, 2009 at 6:58 PM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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Replying to: dallaspatent (Jul 02, 2008 7:20 pm) I wish you the best on getting your brand new M45.
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Replying to: walt18 (Jul 03, 2008 8:26 am) I am currently a certified financial planner, but in a "former life" I was in New Car F&I, and New Car sales. New Car managers and sales people get paid off of the gross that they hold. It is irrelevant whether you are leasing or buying, putting $1000 down and financing $45000, or stroking a $46000 check Each car has an invoice, holdback, maybe some dealership retro bonus money for hitting a monthly target, etc. General sales managers get paid off of Front end gross, and back end gross (the money the F&I dept. makes for selling you a rate a point or two over buy rate, pushing a warranty, or glass etch, or whatever. The F&I dept gets paid on the back end gross only. The GMs get paid off of the whole dealership Everybody is working their pay plan, which is based on gross profit held. The actual bottom line is that in reality if you are paying cash money the dealership loses a possible three or four hundred dollar flat fee that a financing bank might have paid the dealership for steering the deal to them, even if you financed at the buy rate. So, there is positively less incentive to give a cash buyer a better deal than someone who is financing, because there is no back end gross opportunity. Still, I remember many times that people will say, "What if I pay cash" I used to always laugh inside, and think..."If you only knew"
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Replying to: ltcadviser (Jul 03, 2008 8:27 pm)
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Replying to: walt18 (Jul 04, 2008 8:09 am)  I just leased an M35 for a mf of .00002 which is $1.50 a month interest.
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Replying to: ltcadviser (Jul 03, 2008 8:27 pm) |
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Replying to: ghstudio (Jul 04, 2008 10:35 am)
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Replying to: walt18 (Jul 05, 2008 7:52 am) The exception to this is when there is manufacturer money that applies to financing or leasing, but not to cash. Then it gets interesting. One other option I''ve used is when there is money for buying but not for leasing, don't use manufacturer leasing. Years ago I had a Nissan dealer arrange financing thru GE credit because Nissan had some dealer money that only applied to purchases. I was paying a higher interest rate, but with the money back, the lease cost me much less. |
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I am looking at 2007 M35 or M45. I will probably go for the M45. I am seeing pricing with the Navi, adv tech package for about 35-36k with 15-20k miles. This is in Atlanta. It looks like the M35's arew about 4-5K less. 35K looks like a good pricefor the m45 with 15-20k miles and navi etc.. What is everyone else seeing out there? Thanks, Mark
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Replying to: mark824 (Aug 17, 2008 5:40 am) At the end of the day, I ended up getting a brand new 09 Maxima as the gas mileage was better, the body style was new, and a number of the key features found in the M35 are also present in the Maxima. This is particularly the case when comparing the Premium Package cars. Two exceptions to that are the dynamic cruise and lane departure warning systems. Those are unique to M35. |
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| I looked at the 09 Maxima but it is smaller then the M35 all around and I ned a car with more interior space and trunk space. Nissan did a great job with the new Maxima. | |
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