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Smart Shopper Replacement Cost by Insurance Company for Totaled Vehicle
196 messages, Last post on Nov 17, 2009 at 7:17 PM
You are in the Smart Shopper Forum. Your Hosts are kirstie_h & tidester
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I was recently in an accident, I ran into a curb that was about 5-8 inches above the ground, and it pushed back the wheel of my sunfire, and in doing so it pushed the fender back just enough to make the door nearly impossible to open. So my question is do you think there is enough reason to deem my car Totaled btw its a 95 sunfire 
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Replying to: tybo2 (Dec 20, 2007 8:38 pm) I don't think so. Essentially, the criterion for "totalling" a vehicle is that the cost of repair has to be comparable to its replacement cost. tidester, host SUVs and Smart Shopper |
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Replying to: tybo2 (Dec 20, 2007 8:38 pm)  How many miles do you have on it? I can imagine that there are some '95 Sunfires that might only be worth $500. Which begs another question? You are still carrying collision on a '95 Sunfire? Regards, kyfdx visiting host |
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well, im not goin to lie, im actually in canada, where you have your insurance, with the price of your plates every month, no matter what your car is insured, and will be fixed, and all you have to do is pay your deductible
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Replying to: tybo2 (Dec 21, 2007 4:15 pm) If your car is a creampuff, with only 75K miles? Then, it might get fixed.. regards, kyfdx visiting host |
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Replying to: tybo2 (Dec 20, 2007 8:38 pm) Yes The cost of the front suspension will probably be more then the car is worth |
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Yesterday I signed a contract on a vehicle but did not take dilivery of that vehicle. Am I still obligated to the contract if I change my mind?
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Replying to: 07sdn6mt (Jan 13, 2008 10:05 am) The short answer to your question is "yes" but that depends on what kind of a contract you signed. If you provide a little more detail we should be able to get you to the right place to discuss your issues. tidester, host SUVs and Smart Shopper |
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Does anyone know what percentage the repairs have to be for State Farm to consider a vehicle totaled? Also, do the trade-in and retail values shown on the estimate have any relation in reality to the "actual cash value" that they would supposedly offer on a totaled car? The initial repair estimate on my '04 Mustang Coupe is $8,520; on that estimate, "clean" trade-in on my car with all options and low mileage credit is shown as $10,825 and "clean" retail value is shown as $12,925. |
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