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Smart Shopper Replacement Cost by Insurance Company for Totaled Vehicle
196 messages, Last post on Nov 17, 2009 at 7:17 PM
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Replying to: dtownfb (Jan 18, 2007 1:16 pm) |
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My insurance company must have a really high percentage rate that they work with for deciding whether a car is worth repairing or not. I had an accident recently which was my fault due to a lack of driving experience (I'd had my license less than a month on the day of the accident). I did 8,200 dollars worth of damage to my Saturn Ion but my insurance has decided to repair and not total the car. Ultimately it's up to them what happens but that car was worth 12,000 at the most due to it being an automatic with a lot of extra options (former rental car) so it's really scary to think that I'm going to be driving this car again after it sustained so much damage. It's at a really reputable body shop and the insurance plus the body shop have said that I won't be able to tell the car has been in an accident once it's repaired but it's still scary. Anyone had that much damage done to their car and had no major problems after the repair? I'm not going to fight them to total the car but I wonder if maybe they should have. I should have the car back next week. picture: http://img.photobucket.com/albums/v60/starladustangel/carwreck.jpg |
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Replying to: kierra (Jan 28, 2007 10:50 pm) |
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Replying to: kierra (Jan 28, 2007 10:50 pm)
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Replying to: explorerx4 (Feb 13, 2007 7:06 pm)
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Replying to: lilgto (Feb 14, 2007 9:31 am) |
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Replying to: kierra (Jan 28, 2007 10:50 pm) I got the car back on February 5th from the body shop. The check engine light was on so I took it back to the body shop. They didn't have the equipment to check the engine code there so I made an appointment with my car dealership to have it checked. Yesterday, the dealership checked the engine and found a cracked plastic intake valve which had been missed. Even they had trouble finding it. So I contacted my insurance company who sent the adjuster out to check if this was accident related. The insurance decided it was so they took my car back to the body shop and are going to be paying for this repair. My adjustor tells me I'll have the car back today so today I call the body shop who says tomorrow or maybe Friday. I don't have rental car coverage through my insurance so in the meantime I'm stuck on the bus which is really frustrating due to it taking twice as long to get me from work to home as my car can. The car overall looks and sounds fine while driving it so I'm hoping there are no other hidden problems. I noticed the cigarrette light adaptor was dead when I plugged my cell phone in it but the insurance says it can't be proven that was accident related although it worked fine before so I'll have to pay to get that fixed.
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Replying to: kierra (Feb 14, 2007 9:09 pm) Your frontal impact more than likely caused the cracked in the intake system as for your cigarette lighter adaptor, take your vehicle to a vendor that you can trust and have them make the determination that it was caused by the accident. Something was probably knocked loose due the impact or maybe the body shop did something... |
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So I had my dream Accord a total of a month and a half. I was driving home from the hospital after a 12 hour shift it was about 530p, and coming down a two lane each way highway guess what happens. A man in a 18 wheeler turns in front of me. I jam on the brakes and swerve right to avoid hitting the semi. I hit the curb at about 55mph and jumped it, slamming back down onto the road he was turning onto. I slid in front of him and across that road, before hitting another curb and sliding the accord down an embankment. The police department issued the SEMI driver a ticket for failure to yeild, and leaving the scene of an accident. Yeah he drove off. The guy behind me chased him and called the PD. Both witnesses backed my story and I was found not at fault. Now, about my baby. Could anyone take a stab in the dark as to what could have all been damaged by this kind of impact. The car drove onto the flatbed, just with two flat tires up front and the front rims damaged. Car was still running when I came to a stop. I was wondering if the curb could have caused frame damage? Anyone think it might have? And do you all think the the suspension could be jacked up? Anyways... today sucks... I lost my baby, hopefully not permanently. Be in the end she kept me safe. GO HONDA!!!
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I just received a Italian motorcycle that I had been searching for 2 years....Color Italian red, mileage, just over what is allowed to be imported into California (7500 min. had 7521). The KBB shows $7995 for this bike, but they are not made anymore (Since 2004), not available except for a few high mileage or Salvage titled bikes in CA. Repairs due to parts looks like about $8000. Mechanically the bike was perfect on the laser alignment. All the damage is front end plastic, and supports. The adjuster refused to look at the bike at my residence and required me to take it to a shop, and for them to perform an estimate. (Cost about $800 so far). Since this is a 3rd party settlement, how can I force the company to make me whole??? It is not possible to purchase the same bike in California, and they would prohibit the importation of an out of state bike that had less than my mileage at time of accident. I am patient so do not care if it takes some months. Also I am happy to do my own repairs if we reach a settlement. Suggestions.... (Some times money is not the answer) |
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