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Replacement Cost by Insurance Company for Totaled Vehicle

196 messages,  Last post on Nov 17, 2009 at 7:17 PM

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#143 of 196 Re: Vehicle Should be Totaled [lilgto] by dtownfb Jan 18, 2007 (1:16 pm)
Replying to: lilgto (Jan 18, 2007 9:21 am) Is it possible to get another estimate? The car is only worth about $7500. Replies to this message: lilgto (Jan 19, 2007 9:33 am)
#144 of 196 Re: Vehicle Should be Totaled [dtownfb] by lilgto Jan 19, 2007 (9:33 am)
Replying to: dtownfb (Jan 18, 2007 1:16 pm) That is what we are working on now but according to the bank the NADA retail is around 12,000.00 and basically that is the price we have been finding around the area, which is strange because that is almost what she paid for it new...
#145 of 196 8,200 dollars worth of damage to Saturn Ion 2 2006 by kierra Jan 28, 2007 (10:50 pm)
My insurance company must have a really high percentage rate that they work with for deciding whether a car is worth repairing or not. I had an accident recently which was my fault due to a lack of driving experience (I'd had my license less than a month on the day of the accident). I did 8,200 dollars worth of damage to my Saturn Ion but my insurance has decided to repair and not total the car.   Ultimately it's up to them what happens but that car was worth 12,000 at the most due to it being an automatic with a lot of extra options (former rental car) so it's really scary to think that I'm going to be driving this car again after it sustained so much damage. It's at a really reputable body shop and the insurance plus the body shop have said that I won't be able to tell the car has been in an accident once it's repaired but it's still scary.   Anyone had that much damage done to their car and had no major problems after the repair? I'm not going to fight them to total the car but I wonder if maybe they should have. I should have the car back next week.   picture: http://img.photobucket.com/albums/v60/starladustangel/carwreck.jpg Replies to this message: lilgto (Feb 13, 2007 9:45 am) explorerx4 (Feb 13, 2007 7:06 pm) lilgto (Feb 14, 2007 9:31 am) explorerx4 (Feb 14, 2007 6:49 pm) kierra (Feb 14, 2007 9:09 pm) lilgto (Feb 20, 2007 9:25 am)
#146 of 196 Re: 8,200 dollars worth of damage to Saturn Ion 2 2006 [kierra] by lilgto Feb 13, 2007 (9:45 am)
Replying to: kierra (Jan 28, 2007 10:50 pm) As for problems after the repair, I really do believe there will always be problems because so many body shops today just want to get it in and out as quickly as they can. It will also depend on how "picky" you are when it comes to flaws, noise, etc. We had a vehicle that was vandalized about a year ago and now there are flaws starting to show up in the paint. Same way with another vehicle we had repaired years ago, about 4 years after the repair the lower quarter panel started to rust which is due to the "used" replacement quarter the body shop installed. Best of luck to you...
#147 of 196 Re: 8,200 dollars worth of damage to Saturn Ion 2 2006 [kierra] by explorerx4 Feb 13, 2007 (7:06 pm)
Replying to: kierra (Jan 28, 2007 10:50 pm) you may want to ask your insurance company about problems you find in the future. Replies to this message: lilgto (Feb 14, 2007 9:31 am) explorerx4 (Feb 14, 2007 6:49 pm)
#148 of 196 Re: 8,200 dollars worth of damage to Saturn Ion 2 2006 [explorerx4] by lilgto Feb 14, 2007 (9:31 am)
Replying to: explorerx4 (Feb 13, 2007 7:06 pm) In most cases insurance companies will cover the repairs only if it was repaired by one of their preferred vendors. In any case it is the constant headache of having your car in a repair facility... Replies to this message: explorerx4 (Feb 14, 2007 6:49 pm)
#149 of 196 Re: 8,200 dollars worth of damage to Saturn Ion 2 2006 [lilgto] by explorerx4 Feb 14, 2007 (6:49 pm)
Replying to: lilgto (Feb 14, 2007 9:31 am) when i had one of my vehicles repaired at the 'preferred vendor' out of state, due to the location of the accident, the local guy was able to finish up what should have been done in the first place, and correct the additional damage done at the first repair facility, no questions asked.
#150 of 196 Re: 8,200 dollars worth of damage to Saturn Ion 2 2006 [kierra] by kierra Feb 14, 2007 (9:09 pm)
Replying to: kierra (Jan 28, 2007 10:50 pm) The actual damage to the car was around 4,700. The final price to the body shop was around 9000 once labor, storage (the car sat there for two weeks while the insurance made a decision), sales tax etc was added on.   I got the car back on February 5th from the body shop. The check engine light was on so I took it back to the body shop. They didn't have the equipment to check the engine code there so I made an appointment with my car dealership to have it checked. Yesterday, the dealership checked the engine and found a cracked plastic intake valve which had been missed. Even they had trouble finding it. So I contacted my insurance company who sent the adjuster out to check if this was accident related. The insurance decided it was so they took my car back to the body shop and are going to be paying for this repair. My adjustor tells me I'll have the car back today so today I call the body shop who says tomorrow or maybe Friday. I don't have rental car coverage through my insurance so in the meantime I'm stuck on the bus which is really frustrating due to it taking twice as long to get me from work to home as my car can.   The car overall looks and sounds fine while driving it so I'm hoping there are no other hidden problems. I noticed the cigarrette light adaptor was dead when I plugged my cell phone in it but the insurance says it can't be proven that was accident related although it worked fine before so I'll have to pay to get that fixed. Replies to this message: lilgto (Feb 20, 2007 9:25 am)
#151 of 196 Re: 8,200 dollars worth of damage to Saturn Ion 2 2006 [kierra] by lilgto Feb 20, 2007 (9:25 am)
Replying to: kierra (Feb 14, 2007 9:09 pm) The repair total to my daughter's vehicle is up to a little over $7,000.00. We received a call from the body shop informing us that the vehicle was finished and ready for us to pick up. After looking over the repairs I had to inform the body shop we would not be taking this vehicle until the numerous flaws were fixed, repaired or replaced. The rear bumper panel was not even attached, Sanding marks were visible on different areas that was painted, the "B" Pillar replacement part (used) was full of numerous dents, side view mirror (used) looked like it had seen better days, interior door panel was faded(used) numerous pitts and scratches in the new paint and last thing that I just shook my head about was the back seat still was not installed properly and I found tools left behind by one of the techs... I don't even want to know what it is going to be like when we finally drive it down the road. After 2 months of repairs and the insurance company still paying for a rental car I think they would have been a little bit more intelligent to total this vehicle that is for sure...   Your frontal impact more than likely caused the cracked in the intake system as for your cigarette lighter adaptor, take your vehicle to a vendor that you can trust and have them make the determination that it was caused by the accident. Something was probably knocked loose due the impact or maybe the body shop did something...
#152 of 196 My wrecked Accord Coupe 2001 by toyoman1 Mar 19, 2007 (6:16 am)
So I had my dream Accord a total of a month and a half. I was driving home from the hospital after a 12 hour shift it was about 530p, and coming down a two lane each way highway guess what happens. A man in a 18 wheeler turns in front of me. I jam on the brakes and swerve right to avoid hitting the semi. I hit the curb at about 55mph and jumped it, slamming back down onto the road he was turning onto. I slid in front of him and across that road, before hitting another curb and sliding the accord down an embankment. The police department issued the SEMI driver a ticket for failure to yeild, and leaving the scene of an accident. Yeah he drove off. The guy behind me chased him and called the PD. Both witnesses backed my story and I was found not at fault.    Now, about my baby. Could anyone take a stab in the dark as to what could have all been damaged by this kind of impact. The car drove onto the flatbed, just with two flat tires up front and the front rims damaged. Car was still running when I came to a stop. I was wondering if the curb could have caused frame damage? Anyone think it might have? And do you all think the the suspension could be jacked up? Anyways... today sucks... I lost my baby, hopefully not permanently. Be in the end she kept me safe. GO HONDA!!! Replies to this message: lilgto (Apr 09, 2007 9:36 am) toyoman1 (Jul 28, 2007 1:10 am)

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