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Smart Shopper Replacement Cost by Insurance Company for Totaled Vehicle
196 messages, Last post on Nov 17, 2009 at 7:17 PM
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They deal with people every day who demand their cars be totaled or they want more money than the ins.companies are offering on cars that ARE totalled. They don't care and they won't listen. They will tell you to take them to court. |
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Replying to: lilgto (Jan 18, 2007 9:21 am)
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Replying to: dtownfb (Jan 18, 2007 1:16 pm) |
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My insurance company must have a really high percentage rate that they work with for deciding whether a car is worth repairing or not. I had an accident recently which was my fault due to a lack of driving experience (I'd had my license less than a month on the day of the accident). I did 8,200 dollars worth of damage to my Saturn Ion but my insurance has decided to repair and not total the car. Ultimately it's up to them what happens but that car was worth 12,000 at the most due to it being an automatic with a lot of extra options (former rental car) so it's really scary to think that I'm going to be driving this car again after it sustained so much damage. It's at a really reputable body shop and the insurance plus the body shop have said that I won't be able to tell the car has been in an accident once it's repaired but it's still scary. Anyone had that much damage done to their car and had no major problems after the repair? I'm not going to fight them to total the car but I wonder if maybe they should have. I should have the car back next week. picture: http://img.photobucket.com/albums/v60/starladustangel/carwreck.jpg |
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Replying to: kierra (Jan 28, 2007 10:50 pm) |
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Replying to: kierra (Jan 28, 2007 10:50 pm)
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Replying to: explorerx4 (Feb 13, 2007 7:06 pm)
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Replying to: lilgto (Feb 14, 2007 9:31 am) |
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Replying to: kierra (Jan 28, 2007 10:50 pm) I got the car back on February 5th from the body shop. The check engine light was on so I took it back to the body shop. They didn't have the equipment to check the engine code there so I made an appointment with my car dealership to have it checked. Yesterday, the dealership checked the engine and found a cracked plastic intake valve which had been missed. Even they had trouble finding it. So I contacted my insurance company who sent the adjuster out to check if this was accident related. The insurance decided it was so they took my car back to the body shop and are going to be paying for this repair. My adjustor tells me I'll have the car back today so today I call the body shop who says tomorrow or maybe Friday. I don't have rental car coverage through my insurance so in the meantime I'm stuck on the bus which is really frustrating due to it taking twice as long to get me from work to home as my car can. The car overall looks and sounds fine while driving it so I'm hoping there are no other hidden problems. I noticed the cigarrette light adaptor was dead when I plugged my cell phone in it but the insurance says it can't be proven that was accident related although it worked fine before so I'll have to pay to get that fixed.
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Replying to: kierra (Feb 14, 2007 9:09 pm) Your frontal impact more than likely caused the cracked in the intake system as for your cigarette lighter adaptor, take your vehicle to a vendor that you can trust and have them make the determination that it was caused by the accident. Something was probably knocked loose due the impact or maybe the body shop did something... |
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