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Chronic Car Buyers Anonymous

32330 messages,  Last post on May 19, 2013 at 8:43 PM

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What is this discussion about? Car Buying

Messages Page 2921 of 3234

#29193 of 32330 Re: need help [michaell] by qbrozen

Jan 10, 2013 (8:09 am)

Replying to: michaell (Jan 09, 2013 1:44 pm)
how far is she driving?
check out the civic hybrid, too. A little more than those, but could be worth it if the fuel savings add up.
 
Or, as someone else I think pointed out, the leftover 2012 Civics are $179 with $0 down. My sister is going to check that out tomorrow. Her local dealer shows several 2012s still in stock.

#29194 of 32330 Re: need help [qbrozen] by qbrozen

Jan 10, 2013 (8:11 am)

Replying to: qbrozen (Jan 09, 2013 1:04 pm)
So the dealer reached out to me last night. He doesn't have any in stock, but he knows where to get one.
 
Long story short, his F&I guy owns a Leaf and has agreed to let us test drive his tomorrow night. If we like, then they can arrange to bring the other in for us to do the $199 lease on.

#29195 of 32330 I'm bored by qbrozen

Jan 10, 2013 (9:07 am)

The wife was thinking last night that its nuts to take on payments vs the paid for Benz in the car. Here is my thinking and what I just wrote her. Would like to know if there are flaws here.
 
so some thoughts while i'm sitting here in meeting doing nothing.
the total cost, including fees, taxes, and down payment, would be $10k over 3 years.
Mathematically, of course keeping a car like the benz is better. I mean, figure $3k car, maybe $2k maintaining it. Even if worth nothing after 3 years, its $5k out of pocket. Then feed it the fuel. 36,000 miles at 22 mpg times $3.40/gallon is $5563 for the 3 years. So now you are $10,563. Pretty comparable.
I'm not sure what the Leaf would cost to feed in the end. Factoring our solar panels, its somewhere around 20% the cost, is my best guess. So call it $1100.
 
In the end, if we figure a residual value on the benz of $2k three years from now and factor in fuel, you might be paying $3k-$3500 more for the Leaf over the next 3 years. That's negligible, in my opinion. Plus you are driving a nice new car without problems and without taking my time to keep it running.

#29196 of 32330 Re: need help [steine13] by breld

Jan 10, 2013 (9:57 am)

Replying to: steine13 (Jan 09, 2013 5:50 pm)
Hey Michael -
 
Other than the brakes feeling a little funny, almost like regenerative brakes (they aren't are they?), I thought the Cruze drove surprisingly nice. For that cost is sure seems like a good deal.
 
The Mazda3's are great, but there's a pretty significant difference in MPG between the non-Skyactiv engines and the Skyactiv - how much is the cost difference? For 2013, I believe they started adding the Skyactiv option on the lower model sedans.
 
Like others have pointed out, I gotta think you can get a great deal on the outgoing 2012 Civic.

#29197 of 32330 Re: I'm bored [qbrozen] by stickguy

Jan 10, 2013 (9:58 am)

Replying to: qbrozen (Jan 10, 2013 9:07 am)
I think you went to the Driver school of cost justification. Just need to take it down to the cost/day and convert that to WaWa coffee.
 
but your logic looks sound overall. A big wildcard is the Benz, since it could blow something major tomorrow. Or cost nothing. either is possilbe, the 1st more likely.
 
the other potential difference is insurance. no clue what a leaf would cost.
 
and be careful how you count the cost of the Benz. If you get the leaf, you get to "cash out" that asset (hey, I could use a cheap comfy car!)

#29198 of 32330 Re: I'm bored [stickguy] by qbrozen

Jan 10, 2013 (10:21 am)

Replying to: stickguy (Jan 10, 2013 9:58 am)
doh! right. insurance cost. Forgot to add that. But, hell, it came out so much closer than I thought it would that it probably wouldn't change my mind.
 
PLUS, yes, figure I can cash out of the benz now for $3500 vs the projected $2k three years from now.

#29199 of 32330 Re: I'm bored [qbrozen] by stickguy

Jan 10, 2013 (10:27 am)

Replying to: qbrozen (Jan 10, 2013 10:21 am)
not from me. Though if you want to be at the 3 year mark now, we can talk...

#29200 of 32330 Cheap car cheap leases by nyccarguy

Jan 10, 2013 (10:56 am)

Found a few for you qbrozen. Probably nothing you haven't seen already:
 
2012 Civic LX - $200/month + tax 36 months/12K (1st pmt waived)
2012 Civic Hybrid - $260/month + tax 36 months/12K (1st pmt waived)
2013 Corolla - $200.39/month + tax 36 months/12K
2012 Camry - $254/month + tax 24 months/12K
2012 Prius - $268.17/month + tax 36 months/12K
(The Toyota Leases require a $650 bank fee & $350 disposition fee)

#29201 of 32330 Re: need help [breld] by steine13

Jan 10, 2013 (10:57 am)

Replying to: breld (Jan 10, 2013 9:57 am)
The dealer called me this morning, and while it's hard to shake hands over the phone, we got it sorted. One Cruze 1LT with the 1.4t and 6sp manual, sticker $19,500.
 
I learned that to go from 12k/year to 15k/year costs one percentage point of residual, so we upped the mileage... the final tally with tax, tags, and a partridge in a pear tree comes to $3950 for two years and 30k miles of driving. Or 13 cents/mile.
 
This dealership is more expensive than the mega-store competition, but they are a quick bike ride from my house -- heck, I could walk there in 20 minutes -- and have an excellent reputation. I figured I'll give them a try.
 
I must be getting old; for the first time buying new I didn't go for the bottom trim level, and I didn't try to get the absolute lowest price.
 
Madame will have new wheels for a while, and I'll get my Vibe back. The clock is definitely ticking on that one...
 
Cheers -Mathias

#29202 of 32330 Re: need help [steine13] by nyccarguy

Jan 10, 2013 (11:03 am)

Replying to: steine13 (Jan 10, 2013 10:57 am)
Mazel-Tov & Congrats! Punch #2 of 2013! $164.59/month including tax is an insanely cheap deal. WIth 15K to boot. You did well sir!

Messages Page 2921 of 3234

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