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Prices Paid: Buying & Leasing Experiences Saab 9-3 Prices Paid and Buying Experience
653 messages, Last post on Nov 19, 2009 at 7:04 AM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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have been negotiating a lease on a 93 linear (auto, heated seats) with a dealer. Cap cost after emp pricing and rebates works out to 23,489. Accdg to my calcs a 36 mo lease with 0 down (except reg etc. ) works out to aprroximately $329/mo. including tax  6%, and interest 3% - does this seem right? The delaer is quoting me a residual of 47% on MSRP (36month, 12K lease), this seems low to me. Thought it should have been 49%. Would appreciate if someone could run the numbers on the above and see if the above makes sense, also what about the residual. Is this arbitrarily decided by the dealer, or is there a specifc source that I can refer to that gives me the residual value. BTW, I noticed the SAAB deal on a linear advertised on SAAB's website for a 24mo. lease, is based on a residual of 57% after 2 years?? Thanks in advance for the help...
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Replying to: roadrunner6 (Jul 04, 2005 7:35 am) What is the MSRP of the car you are looking at?
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Replying to: kyfdx (Jul 04, 2005 8:40 am)
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Replying to: roadrunner6 (Jul 04, 2005 10:49 am) That is a pretty good deal for a $30K car.... I doubt you can lease anything else with that high of an MSRP for the same or less.... regards, kyfdx
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Replying to: kyfdx (Jul 04, 2005 6:47 pm) My question is, with the employee discount, can you bury negative equity into it? I'm only upside down by $900, and I'd really prefer to not put any cash into the deal. The $1600 or so upfront cash involved... can that be put into the payments?
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Replying to: emtben (Jul 07, 2005 4:57 am)
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Replying to: kyfdx (Jul 07, 2005 6:24 am)
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Replying to: emtben (Jul 07, 2005 6:27 am) If your credit is good, rolling all of that into the cap cost won't be a problem, because the cap cost will still be well below the MSRP.. The key is going to be... will you really only be $900 upside down? Unless you made a big downpayment on your last lease, I'd be really surprised if that was the case.. But, you are looking at the car, and I'm not.... Good luck! regards, kyfdx
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Replying to: kyfdx (Jul 07, 2005 6:41 am) |
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| Well, you said it right there--it'll be a much nicer car than a 2.0 jetta. But i think kyfdx is right--you need to get a solid quote on what it will cost you to get out of the jetta. KBB trade-in won't tell you the whole story. However, what if you sell the jetta in a private sale, and use the proceeds to pay it off? What if you swap the lease? | |
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