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#87 of 138 $16,000 for car insurance?
May 17, 2007 (3:48 pm)
What are you, a serial killer who uses his car to mow people down? No one could afford that!
My son on my insurance on a car he was the primary driver--$1300 for a year. My insurance on a car that I am the primary driver--$259 for a year.
#88 of 138 Re: My NJ experience [phase2k2]
May 18, 2007 (8:06 am)
geico : 12,000 for 6months premium
progressive: 11,000 for 6month premium
the lowest i can find is like a 8,000 for 6month premium on state minium requirements...
You had to have meant $1200.00, $1100.00 and $800.00.
Nobody pays $24K a year for insurance. If you have that bad of a record you have no business having a liscense
#89 of 138 Taxi's
May 18, 2007 (9:16 am)
For the cost of the car and the insurance, you could take taxi's every day and still come out ahead.
And it'd be cheaper still to just hire an on-call driver.
Yes, there's something wrong with those numbers.
#90 of 138 Re: Coupes vs Sedans for cheaper insurance? [likeitornot]
May 18, 2007 (9:56 pm)
I used to drive an '01 Civic Coupe, I now drive an '01 Civic Sedan. As a 24 year old male, I can tell you that the difference in costs was astounding.
6 month cost (Iowa/State Farm) on the Coupe - 1020; Sedan - 660.
Keep in mind that insurance costs vary widely. I live in the cheapest state in the nation to insure vehicles, but I'm also relatively high risk; <25, male, and posess a lead foot, so says the Iowa Highway Patrol. So... moral of the story, go find an insurance agent that you trust, and get actual quotes tailored to your exact situation.
#91 of 138 Re: Coupes vs Sedans for cheaper insurance? [jcory]
May 19, 2007 (7:17 am)
Coupes provide significantly less protection, especially on rollovers.
Also, the coupes tend to attract a riskier, more aggressive driver.
I am not going to get into the great debate between coupes and sedans. However, insurance rates are directly proportional to the risk of loss related to the vehicle and the driver.
#92 of 138 Re: Coupes vs Sedans for cheaper insurance? [jlawrence01]
May 19, 2007 (8:25 am)
The Focus really got hammered on insurance rates its first couple of years because we were going after the first time buyer/college grad crowd on them and selling them to allot of young people.
Well after the first year the rates doubled on them due to the number of accidents. It had nothing to do with the car, it was the demographic we sold them to
#93 of 138 Re: My NJ experience [joel0622]
May 22, 2007 (10:28 am)
My #'s are correct, yes its 12grand for a 6month premium full coverage.
I asked the represenatives why? here are the reasons
1. I just got my license
2. MY age ( 18 )
3. my residency ( 11214 )
Don't believe me? get a quote using that zipcode with your age as 18.
#94 of 138 Re: My NJ experience [phase2k2]
May 22, 2007 (2:09 pm)
you must be mistaken..
im 17, i got my insurance (no collosion) for $944 a year... currently just finished paying off a ticket plus i go to court tuesday for speeding and thursday for careless driving (even though the careless driving wasnt my fault.. the cop was walking down the street and said that it look like i was going fast hahahah.. so i have to plea not guilty but i have no money for a lawyer so ill be repping myself fun fun..)... i pay once a year, not monthly, and paid in full in february (after the one ticket occasion) and still have under 1000 as my payments.. my mom is 35 with bad credit and not a perfect record so its not any reason that its that low..
i also have a friend who is 18, has his own insurance, along with 13 points for speeding, wreckless, and so on and his is 6000 for liability only.. so i see no way possible that a new driver with a good record could be double his is with a horrible record
#96 of 138 Re: My NJ experience [ntextreme3]
by Kirstie@Edmunds HOST
May 23, 2007 (6:13 am)
Are you also in Brooklyn, NY? This could make a big difference.