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Prices Paid: Buying & Leasing Experiences BMW X3 Prices Paid and Buying Experience
1544 messages, Last post on Sep 28, 2009 at 3:51 PM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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Philadelphia/South Jersey area X3 2.5i with automatic transmission, power roof, privacy glass, silver metallic Cap cost: $34,445 Amount due at inception: $1,148.17 (1st mo, reg, bank fee, doc fee - no down pymt) 39 months; 10,000 miles/year Monthly payment: $425 Seems a bit high.
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Replying to: tl33 (Aug 04, 2004 7:15 am) And does the price include tax?
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Replying to: kyfdx (Aug 04, 2004 7:21 am) The reason it seems high to me is that the BMW website provides the info for the X3 2.5i lease - MSRP $32,270 (with automatic), monthly pymt of $298, total lease pymts of $11,622, $3,098 due at signing includes $298 first month pymt, $1,975 down pymt, $800 acq fee, $298 sec deposit. Excludes tax, title, license and registration. I would never put a down pymt on a lease, so backing the $1,975 suggested down pymt and $800 acquisition fee into the total lease pymts of $11,622, would raise the total lease pymts to $14,397. Over 39 months that is $369/mo plus 7% tax is about $395/mo. At signing, I would just pay the 1st month, sec deposit and title/registration nominal fees. Am I missing something here? |
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Well..your MSRP is 14.5% higher, so you have to figure that difference in first. That adds another $43/month to the payment ($298 X 14.5%). This is a generalization, but I think that puts you close.. $298 + $43 + $71 = $412 + tax. That comes to about $441. I think you are getting a decent deal. regards, kyfdx EDIT: Also, add about $5/mo for more interest on a higher cap cost and residual. It looks like you are getting the car for about $800 less than the advertised deal. |
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I'm getting serious about purchasing an X3. How much of a discount from MSRP should I expect? Also, what type of lease #'s (Money factor and residual) should I push for? Tell me about the deals others have been receiving. My probable lease will be 3 years  15k per year with a minimum amount of $$$ down. I reside in Massachusetts. Thanks in advance
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Replying to: pet3 (Aug 04, 2004 5:54 pm) MF is .0011 3yr/45K residual is 59% |
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Here is a quote I got today on BMW x3 not specific as to vehicle! 2004 X3 2.5 Sale Price= 40,500 residual= 62% (25,866) term= 39 month rate= .00135 (about3.25%) payment= 484.38+tax(44.08)= total=528.46 Will you comment for me on how to proceed. According to what I read on this forum, I would be getting soaking on the price and the money factor. Plus he did not state the features on the car. How much should I ask for off of the MSRP? I do not want to put anything down except 1st payment license etc. The BMW sales guy said even if you credit rating is 775 we still require security dep. is this true? He said all BMW dealers require it. thanks!
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Replying to: lha (Aug 06, 2004 8:21 am) If they used the base MF, that would knock about $17/month off the lease. From looking through previous posts, it looks like you could maybe knock about $750 more off the sale price, also, but that depends on the dealer. If the MSRP is indeed $41,750 (or close), then this is the deal I would want: MSRP $41,750 Selling price $39,750 Cap cost (including Acq.fee of $525) $40,275 Residual 62% (10K per year, right?) 39 month payment $444 plus tax If you want 12K miles per year, it decreases the residual by 1%, which will raise the payment about $10/mo. pre-tax. All of this would be with only 1st payment, security deposit, and title/registration upfront. So, with tax, figure $1000-$1200 depending on title fees in your state. Can you get that deal? I'm not sure.. depends on your dealer. For the first offer, they aren't that far off, though.. $40/month difference. regards, kyfdx |
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That would be a really loaded X3 2.5 The heavily optioned ones at my local dealer sticker for about $39K. Strippers for about $33.5K.
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Here is a quote I got today on BMW x3 not specific as to vehicle! 2004 X3 2.5 Sale Price= 40,500 residual= 62% (25,866) term= 39 month rate= .00135 (about3.25%) payment= 484.38+tax(44.08)= total=528.46 Will you comment for me on how to proceed. According to what I read on this forum, I would be getting soaking on the price and the money factor. Plus he did not state the features on the car. How much should I ask for off of the MSRP? I do not want to put anything down except 1st payment license etc. The BMW sales guy said even if you credit rating is 775 we still require security dep. is this true? He said all BMW dealers require it. thanks! |
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