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BMW X3 Prices Paid and Buying Experience

1461 messages,  Last post on Jul 31, 2008 at 2:04 PM

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What is this discussion about? BMW X3, SUV

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#42 of 1461 X3 3.0 pricing - Can someone please help? by ckb Jul 12, 2004 (1:48 pm)
I am trying out an X3 3.0 with an MSRP of $45,445. They have offered $1500 of the MSRP (1000 + 500 for the sports pkg which I didn't want). Can someone tell me if this is a good price or should I keep looking. I live in Florida and have noticed prices seem to vary by geographic area. The sound system upgrade was important to me but not the sports package. The dealer said they couldn't locate any cars in country with the sound but not sports package. I am comparing it with an RX330 (2WD) The car is: Titanium silver with black leather premium pkg. sports pkg. automatic trans. Xenon lights premium sound system satellite radio prep privacy glass destination charge (695) Replies to this message: pipo (Jul 16, 2004 7:00 am)
#43 of 1461 European Delivery by steves1 Jul 12, 2004 (6:09 pm)
Good Evening,   I know everything is life is negotiable to some degree, but has anyone been able to negotiate the price of a BMW X3 with European delivery or is it a fixed price which is the same regardless of the dealer you order through? That's what my local dealer is telling me, but it never hurts to check.   Thanks, Steve S.
#44 of 1461 Re: leased x3 2.5 in san diego [kirkd1] by pipo Jul 13, 2004 (3:36 pm)
Replying to: kirkd1 (Jul 11, 2004 9:28 am) Your payment should be more like $270 per month plus tax. The current money factor (I'm told by the dealer where I'm leasing my X3) is .00110.
#45 of 1461 Re: X3 3.0 pricing - Can someone please help? [ckb] by pipo Jul 16, 2004 (7:00 am)
Replying to: ckb (Jul 12, 2004 1:48 pm) You can do better. BMW is not taking orders for any more 2004s, so you'll have to buy off the lot or have your dealer find you a vehicle from another dealer.
#46 of 1461 Re: leased x3 2.5 in san diego [kirkd1] by pipo by kirkd1 Jul 17, 2004 (6:39 pm)
saw a later post of yours at a higher rate (.00175) than you posted here. have you been able to straightened that out? Replies to this message: pipo (Jul 18, 2004 9:20 pm)
#47 of 1461 Re: leased x3 2.5 in san diego [kirkd1] by kyfdx HOST Jul 18, 2004 (8:03 pm)
Replying to: kirkd1 (Jul 11, 2004 9:28 am) I'm trying to make your numbers work.. I'll just assume that your $5K down includes your first payment and security deposit. Then, if your payment includes taxes, it seems about right, assuming a money factor of around .0015-.0018   This really doesn't seem to be that great of a deal.. The only positive thing that I can see is the 62% residual is pretty strong for a 39 month lease, but that is set by BMWFS and the dealer has nothing to do with it.   1) The $2K off MSRP is okay. 2) At $725, the dealer is padding the acq.fee by $200. 3) I don't know what the correct MF is, but since they are padding the acq.fee, then I'm assuming they are padding the MF by the maximum of .0004 (costing you about $25/mo.) 4) I strongly encourage you not to make any cap cost reduction (downpayment) on the lease. Leave your $4300 or $5000 or whatever in the bank. For the minimal amount of interest you will save, you will lose the entire amount if your car is stolen or totaled in an accident. With the deal you are getting, that will move your payment up in the $470 range, but that would be with only first payment and security deposit due at signing.   regards, kyfdx Replies to this message: davidc1 (Jul 19, 2004 6:29 am) pipo (Jul 19, 2004 6:39 pm) davidc1 (Jul 20, 2004 7:10 am)
#48 of 1461 Re: leased x3 2.5 in san diego [kirkd1] by pipo [kirkd1] by pipo Jul 18, 2004 (9:20 pm)
Replying to: kirkd1 (Jul 17, 2004 6:39 pm) Yes. BMW is offering lower money factors now than it was in June. My dealer told me that the money factor will be .00090 instead of .00175. They didn't say anything about the residual, so I'm assuming it will stay the same at 62% for a 39 month lease (10000 miles per year).   The only thing I haven't really gotten a bead on is how steeply this vehicle is being discounted currently. My price is $1740 off MSRP.
#49 of 1461 Re: leased x3 2.5 in san diego [kyfdx] by davidc1 Jul 19, 2004 (6:29 am)
Replying to: kyfdx (Jul 18, 2004 8:03 pm) "I strongly encourage you not to make any cap cost reduction (downpayment) on the lease. Leave your $4300 or $5000 or whatever in the bank. For the minimal amount of interest you will save, you will lose the entire amount if your car is stolen or totaled in an accident. "   I am not sure about that. I believe you'll get the difference (cost to replace the car at retail price including tax minus the payoff amount). I was sent a check when one of my leased car was totaled. I agree with you that putting as little as possible down is the way to go but you don't lose that much by putting more down. Replies to this message: pipo (Jul 19, 2004 6:39 pm) davidc1 (Jul 20, 2004 7:10 am)
#50 of 1461 Re: leased x3 2.5 in san diego [davidc1] by pipo Jul 19, 2004 (6:39 pm)
Replying to: davidc1 (Jul 19, 2004 6:29 am) Car_man, who hosts a leasing forum on this site, says:   "It is definitely not in your best interest to make a down payment when leasing. I always advise consumers against doing so for two main reasons. The first is if your leased vehicle is totaled in an accident or stolen during your lease term, your insurance company pays off the bank that you are leasing it through and your down payment essentially disappears. The second main reason is that down payments on leased vehicles do nothing to reduce their lease-end purchase prices. So this vehicle's purchase price at the end of your lease would be exactly the same, regardless of whether you had put $2,000 down, or had made absolutely no down payment at all." Replies to this message: davidc1 (Jul 20, 2004 7:10 am)
#51 of 1461 Re: leased x3 2.5 in san diego [pipo] by davidc1 Jul 20, 2004 (7:10 am)
Replying to: pipo (Jul 19, 2004 6:39 pm) Interesting but I don't get it. I would agree that putting nothing down is a good idea when the money factor is very low but how do you lose the big down payment? Whatever you put down reduces your monthly payment. Of course the lease-end purchase price is constant no matter how much you put down. But the payoff amount should be lower from the beginning. If your leased vehicle is totaled in an accident or stolen during your lease term, your insurance company figures out the cost to replace the vehicle at retail price + tax and other costs. Then subtracts the payoff amount due to the bank. Then sends you the difference. At least that's how I got my check after they've payed off the bank. Don't get me wrong, I generally don't put anything down unless I want to lower the monthly payment to a level I am comfortable with. I just didn't get the math here.

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