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Prices Paid: Buying & Leasing Experiences Mazda3 Prices Paid and Buying Experience
3654 messages, Last post on Sep 04, 2008 at 7:37 AM
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Replying to: mizzoumazda (Jun 13, 2008 6:15 am) I agree; I ran the numbers and if I were to trade my 28 mpg Mazdaspeed3 for something that got 35 mpg I'd save $1.20 a day. That's assuming an annual mileage of 15,000 and gas at $4.10/gallon. Anyway, I doubt I could find a true four seat car that gets 35 mpg AND runs the 1/4 mile in 14 seconds flat... |
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Replying to: mizzoumazda (Jun 13, 2008 6:15 am) You will not really save anything with gas prices getting 30% better mpg especially with your situation. If that is your reasoning it may be better to fix the windshield and keep the Ford. If you really can't get near 10k for the ford and your current payment is 350, and the best you are looking at new is around 600 that may be the case. The money on the table here is 7k or more over 5 years on trade in and refinance terms, not 1000 or so on the mazda sales price. 28k for 5 years at 3.9% probably is 500/mo. If that is so that should be your target. (preferably 4 years for more). Shop credit unions and your bank. If your credit is poor it will be more. Give the top 3 bidders on the mazda your trade description and see who can give the best monthly payment for 5 years. You may have to do some legwork to show the trade to the finalists but do most of it by internet and phone. Good luck --jim
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Replying to: jfritsch (Jun 13, 2008 3:38 pm) All your advice makes a lot of sense to me, it also helps me with my decisions, over all I still want to at least try to get the dealers to help me out. I'll explain my situation and ask that if they can help me, if so, they can have my business. If not, then I guess it just isn't the time. I do have a credit union in mind, in fact, it's the same credit union I have the Ford financed under. I already talked to them and told them my situation and they gave me 2 choices, get approved for credit directly from the bank or at the dealership. Either way it will be the same, they say however, the dealership has more advantage to getting me into a loan?...she says they have their ways. The auto loan for the credit union I am at has interest rates starting 5.99% to 13%. I do want to stay with the credit union because they are local and easier to access. initially my anticipated finance amount was to fall around the 27,000 range...but that has to include all taxes and fees. I guess it only works out if they can satisfy my monthly payment. We'll see, I'm about to email them all now. Wish me luck! Thank you everyone for all your advice! Mel |
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I just picked up a 2008.5 Mazda3 5-door Grand Touring in Crystal White Pearl Mica with the Air Dam, Cargo Tray, All-Weather Mats, Compass/Autodim, Moonroof/6CD/Bose, SIRIUS, Moonroof Wind Deflector and the CWP Charge of $200. Sticker was $24,798 . The internet sales manage provided a quote of $22,700 and I ended up paying about $22,250 with the 3.9% before taxes, etc. Took it off the showroom floor at Ourisman Mazda in Laurel, MD. I had talked to the internet sales manager before, but he could not locate a white one, so I waited. He contacted me the day it arrived and I drove it off the showroom floor with 5 miles on it later that evening. I couldn't be happier with the dealer. I did some research on Edmunds right after he sent the quote and I went down ready to buy. I offered him a monthly payment ($400/month), a term (60 mos.) a down payment ($2,000) and a finance rate (3.9%) and said "make it happen". We finally agreed on $403/mo. after the sales manager made an original offer of $453/mo (which would have meant paying MSRP!!! HA!). I think I also made them very disappointed when I turned down all the add-ons like undercoatings and extended warranties. But the finance guy was very nice and did not charge me extra for the Chesapeake Bay tags. Hope this helps! |
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I just got a offer for this car OTD for $17,291. It doesn't come with any options other than wheel locks I believe. That seems like a good price but was wanting to get some feed back if I could. Thanks in advance.
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Replying to: mike1111 (Jun 14, 2008 8:12 am) Good luck --jjf just got a offer for this car OTD for $17,291. It doesn't come with any options other than wheel locks I believe. That seems like a good price but was wanting to get some feed back if I could. Thanks in advance
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Replying to: jfritsch (Jun 14, 2008 8:49 am) |
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Got an offer on a 5 dr. s touring with sunroof package $21015 msrp for $19214 with a lease of $2000 down, 24 months, 12k miles for $241 tx. incl. I think this is high. Any thoughts?
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Replying to: mmenard (Jun 17, 2008 7:22 pm) You may be able to finance the vehicle for 18000 or less over 36 months at mazda's 3.9 % for 600 or so and own the vehicle. Avoid putting money down on a lease. Its like putting 2000 down in advance rent for a apt for 400.mo. Doesn't get you anything and if the building burns down (the vehicl gets totalled) good luck getting your dough back. Most lease insurance only pays for the remaining payments and the remaining value of the car I believe (to the bank). Good luck --jjf |
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Replying to: mike1111 (Jun 14, 2008 8:12 am) |
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