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Mazda3 Prices Paid and Buying Experience

4314 messages,  Last post on Nov 04, 2009 at 10:09 PM

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What is this discussion about? Mazda MAZDA3, Hatchback, Sedan

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#3081 of 4314 Re: Chances of getting 1.9% financing? [klaw2000] by dwynne May 16, 2007 (5:48 am)
Replying to: klaw2000 (May 15, 2007 5:25 pm) I think most banks think FICO 710 to 730 is the top tier. They may use the "auto enhanced" score (one you and I can't see) which puts more weight on automotive credit history. So your 706 FICO could go into the top tier if you have a good automotive credit past (paid off car loans/leases with no lates).   Keep in mind the 1.9% is only up to 36 months - a pretty hollow offer since they know 99% of the folks shopping for a Mazda3 can't afford to finance the car for such a short period of time.   Dennis
#3082 of 4314 Re: Chances of getting 1.9% financing? [klaw2000] by stallionre May 16, 2007 (10:42 am)
Replying to: klaw2000 (May 15, 2007 5:25 pm) I got 1.9% for 36 months, no problem, I was approved in 3 minutes. My FICO score is 820. You should also be fine.
#3083 of 4314 Is this is pretty good deal? by mxtra May 18, 2007 (9:21 am)
I got a quote online for a Mazda 3 iTouring with auto transmission, abs package, and rear wing spoiler for $17,450 and free lifetime oil/filter changes. This is the best offer the internet manager is willing to do after a few exchanged emails. MSRP is $18,520 and Invoice is $17,296. Should I take this deal or try somewhere else?   Also, does anyone know where online I can find a pic of this car with the rear wing spoiler. I've never actually seen this spoiler and the few negative comments I've read online about it are making me worry about how it looks. I don't want to go to the dealership until I'm ready to buy. Replies to this message: stallionre (May 19, 2007 2:55 pm)
#3084 of 4314 Re: Chances of getting 1.9% financing? [klaw2000] by gogiboy May 18, 2007 (12:19 pm)
Replying to: klaw2000 (May 15, 2007 5:25 pm) "How successful has everyone been in getting the 1.9% financing? Just how qualified do you have to be to be considered "most qualified." I have a credit score of 706, hoping that I'll be able to get it."   I qualified for the 1.8% back in March. My score is over 800, though. I'm not sure where the cut off is, but the F & I guy said the 1.8% was a teaser rate and few of their customers qualified. I'm not sure if that statement speaks to the customers who buy Mazdas or to the poor state of personal financial responsibility in America. The term is for 3 years or less so a lot of buyers are unwilling or unable to finance for such a "short" period. I strongly urge you to do it if you can since it's virtually like free financing.   Gogiboy Replies to this message: stallionre (May 19, 2007 2:50 pm)
#3085 of 4314 Re: Chances of getting 1.9% financing? [gogiboy] by stallionre May 19, 2007 (2:50 pm)
Replying to: gogiboy (May 18, 2007 12:19 pm) I got 1.9% with a score of 820. I heard that if you have score of 800 or more with nothing bad on your credit then you can actually get the 1.9%, however most people won't be able to get it. This is what I heard. You are right about the 3 year loan at 1.9%. My monthly interest is $15.60 a month, therefore, it is like having a free interest loan for that amount of time. Works for me. I am happy about that, however, I put down $15K. So that makes a huge difference.   When a dealer tells you 1.8% or 1.9%, that is the selling point to try to get you into the dealership and then stick it to you for more than that. They know how to do it, that is their business.
#3086 of 4314 Re: Is this is pretty good deal? [mxtra] by stallionre May 19, 2007 (2:55 pm)
Replying to: mxtra (May 18, 2007 9:21 am) In my opinion the rear wing spoiler looks aweful and riced out. Try gettting the rear lid spoiler. That looks sweet and not so riced out.
#3087 of 4314 good deals by mike245 May 21, 2007 (12:33 pm)
My score is 760 and I'm gettin' 2% on the speed 3 im buyin over at Mazda gallery on route 1, just outside Boston. Some pretty good deals if anyone's looking. Of all the dealers I went to, definitely the most cooperative. Replies to this message: dwynne (May 21, 2007 1:07 pm) mike245 (May 22, 2007 6:38 am) dwynne (May 22, 2007 7:44 am) dwynne (May 22, 2007 9:14 am)
#3088 of 4314 Re: good deals [mike245] by dwynne May 21, 2007 (1:07 pm)
Replying to: mike245 (May 21, 2007 12:33 pm) Not to saying you are wrong, but in my area the cheap money is no good on the speed3.   2007 MAZDA3 4-Door and 5-Door 1.9% APR for up to 36 MONTHS (1)(4)   (1) Take new retail delivery from dealer stock by June 4, 2007. See dealer for complete details (4) 36 MONTHS MAZDA AMERICAN CREDIT FINANCING AT $28.60 PER MONTH PER $1,000 FINANCED. 1.9% APR ONLY FOR WELL QUALIFIED BUYERS. NOT ALL BUYERS WILL QUALIFY. AMOUNT OF DOWNPAYMENT AND OTHER FACTORS MAY AFFECT QUALIFICATION. Take new retail delivery from dealer stock by June 4, 2007. See dealer for complete details. Excludes MAZDASPEED3   So I would not count on the cheap money until the deal is done and MAC funds the loan.   Dennis Replies to this message: mike245 (May 22, 2007 6:38 am) dwynne (May 22, 2007 7:44 am) dwynne (May 22, 2007 9:14 am)
#3089 of 4314 Re: good deals [dwynne] by mike245 May 22, 2007 (6:38 am)
Replying to: dwynne (May 21, 2007 1:07 pm) Thats fair. I just got down to 1.8% this morning, though. And ya the speed 3 isnt the cheapest car around, but I find its a lot of bang for your buck. And I like it a lot better than the SI I looked at. I also dont want a car that will require me to have it in the shop every 3 days. I was looking at a couiple saabs, but everyone I know who has one has to bring it to the shop every few weeks.And even if I do need to get something fixed; I looked into it and the gallery has a really good service record. Replies to this message: dwynne (May 22, 2007 7:44 am) dwynne (May 22, 2007 9:14 am)
#3090 of 4314 Re: good deals [mike245] by dwynne May 22, 2007 (7:44 am)
Replying to: mike245 (May 22, 2007 6:38 am) I test drove an Si sedan yesterday (while they were changing the oil in my S2000) and I am heading out right now to drive a speed3. They just got one off the truck and I need to drive it before someone buys it . You can get cheap money on the Si for sure, around here no on the speed3. The $500 rebate coupon "for Mazda owners" they sent me also excludes the speed3 .   I am pretty sure I will like it better than the Si, but I can get the Honda for invoice or a bit less and about $800 over invoice is the best I can do on a speed3.   Dennis

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