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Prices Paid: Buying & Leasing Experiences Mazda3 Prices Paid and Buying Experience
4324 messages, Last post on Nov 30, 2009 at 9:33 AM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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Replying to: klaw2000 (Apr 11, 2007 12:51 pm)  I got my pricing online and took it to the dealership and was out the door in 3-4 hours. I would of been out a lot sooner, but I was watching the Laker game on their 67 inch plasma TV enjoying all the free starbucks that I could drink. I got my car for $100.00 above invoice. You beat me as far as Invoice. Darn. GOOD JOB!!! NICE CAR?? PLEASE POST YOUR FINDINGS OK.  |
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Being a first time car buyer, there's a good amount to worry about. I want to get everything sorted out before going to the dealership to make sure I don't get a fast one pulled on me. Once I've got the price of the car settled, they add their tax tags etc. I think I'm fine with that. So then I subtract my down payment from the total, and say I have 10k left that I want to finance with the 1.9% deal. When I go to finance that amount, how do I know it's being done properly? Are those guys in finance trying to sell me things too? Are there any fees that I should expect to pay to finance or is it strictly 10k 1.9% for 36 months, with payments equal to that calculated when you use sites like Edmunds to do a "payment estimator."? Thanks!
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Replying to: calvinc (Apr 13, 2007 2:45 am) Very good questions, I will answer them for you to help you out. I have bought and sold over 15 cars in my life and I am 33 years old, therefore, I know how to wheel and deal. 1.9% is an awesome deal, that is what Mazda is offering now, since they have no rebates on these cars. My finance loan is for 36 months at 1.9% and is for $10,050. My payments are $283.50 a month. Yours should be the exact same amount. Mazda can loan from over 36 banks, therefore all of them will compete, However, if you do the math that is what you will pay. At 1.9% you can't go wrong and also you can not take a loan out for a longer period of time at 1.9%, since this is from Mazda, if you loan from them. Most Finance departments are experts, they need to be, since they are dealing with money. When they print your contract, two people check it over and make sure all is correct. Will they try to sell you an extended warranty? you bet, they have to disclose this to you, if not and you call them on it, then they will have to give it to you for free. I read this somewhere and my friend got one for free. If you refuse the warranty and add-on's like I did, then they will make you sign paperwork stating that. However if you change your mind about the extended warranty, you have 30 days to either cancel or buy one with no penalty to you. That is all written on the paperwork. FYI: I think these cars are awesome and therefore buying an extended warranty will be a waste of money, in my opinion. That is all that I remember them trying to sell me. No hassle. I told the guy no and he said ok. No problem. My dealership was awesome and never pushed anything on me at all. I even got all the starbucks that I wanted for free. I hope that your deal goes this way. Let me know ok.
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Replying to: stallionre (Apr 13, 2007 6:27 am) 
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Replying to: regattagirl (Apr 13, 2007 6:40 am) Who does not love starbucks? if you don't then you are not from planet earth!! JK. My dealership was Galpin Mazda in Van Nuys, CA. I made the deal at the Mazda dealer, then my salesman walked my wife and I across the street to the Galpin Lincoln dealer to seal the deal, that is where their finance department is. SWEET TWO STORY ALL GLASS SHOWROOM. Galpin owns the entire two blocks in Van Nuys, CA off of Roscoe Blvd. Where are you from? I can send you to my salesman if you like.
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Replying to: stallionre (Apr 13, 2007 6:52 am) 
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Replying to: stallionre (Apr 13, 2007 6:27 am)
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Replying to: regattagirl (Apr 13, 2007 7:04 am)
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Replying to: calvinc (Apr 13, 2007 7:11 am) Options- Bose audio and moonroof package, moonroof wind deflector, rear bumper step plate, cargo net, all weather cargo tray, all weather floor mats. paid $21,076 + 8.65% sales tax in NY, plates, reg, title, NY tire waste fee, silly $55 dealer fee for processing= OTD final price of $23,071.31
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When I bought mine about 60 days ago I also took advantage of the 36 month 1.9% rate, but in addition my dealer offered a bi-weekly payment plan through a third party (called Biweekly Management) which I also took. I wanted to have payments come right out of my checking account and this enabled me to do that. They debit one half of the regular monthly payment every two weeks and pay Mazda Credit for you, and you end up getting the loan paid off a couple of months early. According to the dealer this effectively netted the finance charges down to zero, but for me it more a matter of convenience than anything else.
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