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Owe more than it's worth... I'm upside down and I can't get up!

1160 messages,  Last post on Oct 22, 2009 at 7:11 PM

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#684 of 1160 Re: Negative Equity [grandtotal] by qbrozen Dec 18, 2006 (8:15 am)
Replying to: grandtotal (Dec 18, 2006 6:13 am) LOL!   best advice yet. Replies to this message: div2 (Dec 18, 2006 8:28 am) qbrozen (Dec 18, 2006 8:36 am) british_rover (Dec 18, 2006 8:40 am)
#685 of 1160 Re: Negative Equity [qbrozen] by div2 Dec 18, 2006 (8:28 am)
Replying to: qbrozen (Dec 18, 2006 8:15 am) best advice yet.   Anytime now I expect to read a post from someone who owes $25K on a Chevy Aveo... Replies to this message: qbrozen (Dec 18, 2006 8:36 am) british_rover (Dec 18, 2006 8:40 am)
#686 of 1160 Re: Negative Equity [div2] by qbrozen Dec 18, 2006 (8:36 am)
Replying to: div2 (Dec 18, 2006 8:28 am) Anytime now I expect to read a post from someone who owes $25K on a Chevy Aveo...   and doesn't like the color, so they HAVE to get something new ... but want a lower payment.
#687 of 1160 Re: Negative Equity [div2] by british_rover Dec 18, 2006 (8:40 am)
Replying to: div2 (Dec 18, 2006 8:28 am) I had someone not long ago that owed almost that much on a two year old Montero.   They bought it when Mitsibishi was doing their Zero down zero payments for X amount of months and then they rolled in a few thousand dollars of negative equity... They had only been making payments on it for 18 months I think and hadn't even paid off the taxes/registration fees yet.   It would have been funny if it was not so sad.
#688 of 1160 That 0-0-0 thing... by lemko Dec 18, 2006 (8:55 am)
...not only burned Mitsubishi but a lot of folks who thought they could get ahead by not making payments on a vehicle for a year. I heard that Mitsu's finance arm had to do a lot of repos. But hey, they were briefly the most popular cars in many of Philly's marginal neighborhoods! Replies to this message: div2 (Dec 18, 2006 11:00 am)
#689 of 1160 Re: That 0-0-0 thing... [lemko] by div2 Dec 18, 2006 (11:00 am)
Replying to: lemko (Dec 18, 2006 8:55 am) The same is true with regard to those 6/12/24 month no interest appliance and electronics deals. I forget the exact percentages, but an overwhelming majority of people don't pay it off during the promotional period. We've taken advantage of those deals numerous times(TV, fridge, dishwasher, washer/dryer, ZTR mower), but we always paid them off before any interest accrued.
#690 of 1160 Re: Negative Equity [alteredwithin] by corvette Dec 19, 2006 (1:15 pm)
Replying to: alteredwithin (Dec 17, 2006 10:11 am) I can pay I just don't want to.   That was the vibe I got, I just wanted to be sure... Replies to this message: sky23213 (Dec 22, 2006 7:51 am)
#691 of 1160 Re: Negative Equity [corvette] by sky23213 Dec 22, 2006 (7:51 am)
Replying to: corvette (Dec 19, 2006 1:15 pm) Ditto. This thread gets a desperate posters every now and then that are quite the same. I remember the gal that had to have a SUV at the end of 2005, when the gas prices were attached to a booster rocket and Metro Transit and bike shop were raking it in. Then a few months later she could not afford to put gas in it. I have no pity towards them any more.
#692 of 1160 Help for Mom? by yusuf1 Mar 10, 2007 (4:13 am)
Hello, all. My mom got a 2006 Chevy Malibu last July. Well, just last month she had complications from heart failure and had to have triple bypass surgery. Of course now she's in recovery and probably won't be able to work to keep the car. Suggestions? We know the finance company wants the money, not the car. Is there any way out of this short of repossession? Any advice would be greatly appreciated. Replies to this message: joel0622 (Mar 10, 2007 7:09 am) bolivar (Mar 10, 2007 11:39 am)
#693 of 1160 Re: Help for Mom? [yusuf1] by joel0622 Mar 10, 2007 (7:09 am)
Replying to: yusuf1 (Mar 10, 2007 4:13 am) Yusuf1, talk to the finance company, explain the situation and if it is a prime lender they will work with you. Just make sure that any promises to pay are kept. If they work with you and you fail to hold up your end they will come and pick up there car. Finance companies are very understanding with folks who are straight up with them and hold up there end. They justhave no compassion for those who feed them a line just to get another 30 days of driving without paying.

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