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What do you pay for insurance?

212 messages,  Last post on Feb 09, 2009 at 12:11 AM

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#205 of 212 Re: Insurance Companies Use your Credit Score [euphonium] by tidester HOST Feb 01, 2009 (1:00 am)
Replying to: euphonium (Jan 31, 2009 1:04 pm) The actuary business is a rough one. There's also a correlation between credit scores and geographic locations. People living in certain areas may therefore take a double hit on insurance premiums.   That reminds me of a "statistical exercise." A list showed how many years were taken off a person's life as a result of certain lifestyle choices. A smoker would lose X years, an obese person loses Y years, living in an industrial area would cost Z years and so on. When we add up the numbers for, say a 45 year old male who happens to smoke, is obese, lives in an industrial area and so forth, we find that, statistically, he had to have expired 10 to 20 years ago!   And now the poor fellow is subsidizing your insurance!   tidester, host SUVs and Smart Shopper
#206 of 212 Tidester, yes, it is amazing by marsha7 Feb 03, 2009 (6:21 pm)
how those numbers are manipulated...stop this and add 5 years to your life, avoid this and add 17 months, buckle your seat belt and add 1.7 years...   Reminds me of the old guy, interviewed at age 95...he was asked what his secret to longevity was...he said that he drank a quart of whisky a day, smoked 3 packs a day, and chased women...when asked why that did not work for his deceased friends, who died at 70, 72 and 75 years old, he replied..."No wonder...they didn't do it long enough"...   I slay me...LMAO Replies to this message: euphonium (Feb 03, 2009 8:06 pm) tidester (Feb 03, 2009 9:54 pm) tidester (Feb 03, 2009 9:50 pm)
#207 of 212 Re: Tidester, yes, it is amazing [marsha7] by euphonium Feb 03, 2009 (8:06 pm)
Replying to: marsha7 (Feb 03, 2009 6:21 pm) If you are a vegetarian, stay slim, abstain from alcohol, tobacco, & avoid marriage,   You might live 15 minutes longer. Replies to this message: tidester (Feb 03, 2009 9:54 pm)
#208 of 212 Re: Tidester, yes, it is amazing [marsha7] by tidester HOST Feb 03, 2009 (9:50 pm)
Replying to: marsha7 (Feb 03, 2009 6:21 pm) they didn't do it long enough   <Groan!!> Very good! LoL   tidester, host SUVs and Smart Shopper
#209 of 212 Re: Tidester, yes, it is amazing [euphonium] by tidester HOST Feb 03, 2009 (9:54 pm)
Replying to: euphonium (Feb 03, 2009 8:06 pm) You might live 15 minutes longer.   That should cut your insurance premiums 10 or 15 cents a year.   tidester, host SUVs and Smart Shopper
#210 of 212 euphonium by marsha7 Feb 08, 2009 (1:08 pm)
.....avoid marriage...hmmm...they say that married men live longer...but they never told us if the single men had shorter lives BUT DIED HAPPIER!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!... Replies to this message: fezo (Feb 08, 2009 3:04 pm)
#211 of 212 Re: euphonium [marsha7] by fezo Feb 08, 2009 (3:04 pm)
Replying to: marsha7 (Feb 08, 2009 1:08 pm) Ah! This is related to the question why do married man die earlier than married women. Because they want to....
#212 of 212 Re: Insurance Companies Use your Credit Score [euphonium] by sky23213 Feb 09, 2009 (12:11 am)
Replying to: euphonium (Jan 31, 2009 1:04 pm) I got to feel the advantage of that recently. I knew it was coming and I knew our credit had improved, but did not expect much. I was pleasantly surprised though - 25% off! Our monthly premium for two cars with full coverage went from 127/mo to 101/mo. Nice!

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