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What do you pay for insurance?

213 messages,  Last post on Feb 09, 2009 at 1:11 AM

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What is this discussion about? Buying Insurance

Messages Page 22 of 22

#205 of 213 Re: Insurance Companies Use your Credit Score [euphonium] by tidester

Feb 01, 2009 (2:00 am)

Replying to: euphonium (Jan 31, 2009 2:04 pm)
The actuary business is a rough one. There's also a correlation between credit scores and geographic locations. People living in certain areas may therefore take a double hit on insurance premiums.
 
That reminds me of a "statistical exercise." A list showed how many years were taken off a person's life as a result of certain lifestyle choices. A smoker would lose X years, an obese person loses Y years, living in an industrial area would cost Z years and so on. When we add up the numbers for, say a 45 year old male who happens to smoke, is obese, lives in an industrial area and so forth, we find that, statistically, he had to have expired 10 to 20 years ago!
 
And now the poor fellow is subsidizing your insurance!
 
tidester, host
SUVs and Smart Shopper

#206 of 213 Tidester, yes, it is amazing by marsha7

Feb 03, 2009 (7:21 pm)

how those numbers are manipulated...stop this and add 5 years to your life, avoid this and add 17 months, buckle your seat belt and add 1.7 years...
 
Reminds me of the old guy, interviewed at age 95...he was asked what his secret to longevity was...he said that he drank a quart of whisky a day, smoked 3 packs a day, and chased women...when asked why that did not work for his deceased friends, who died at 70, 72 and 75 years old, he replied..."No wonder...they didn't do it long enough"...
 
I slay me...LMAO

#207 of 213 Re: Tidester, yes, it is amazing [marsha7] by euphonium

Feb 03, 2009 (9:06 pm)

Replying to: marsha7 (Feb 03, 2009 7:21 pm)
If you are a vegetarian, stay slim, abstain from alcohol, tobacco, & avoid marriage,
 
You might live 15 minutes longer.

#208 of 213 Re: Tidester, yes, it is amazing [marsha7] by tidester

Feb 03, 2009 (10:50 pm)

Replying to: marsha7 (Feb 03, 2009 7:21 pm)
they didn't do it long enough
 
<Groan!!> Very good! LoL
 
tidester, host
SUVs and Smart Shopper

#209 of 213 Re: Tidester, yes, it is amazing [euphonium] by tidester

Feb 03, 2009 (10:54 pm)

Replying to: euphonium (Feb 03, 2009 9:06 pm)
You might live 15 minutes longer.
 
That should cut your insurance premiums 10 or 15 cents a year.
 
tidester, host
SUVs and Smart Shopper

#210 of 213 euphonium by marsha7

Feb 08, 2009 (2:08 pm)

.....avoid marriage...hmmm...they say that married men live longer...but they never told us if the single men had shorter lives BUT DIED HAPPIER!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!...

#211 of 213 Re: euphonium [marsha7] by fezo

Feb 08, 2009 (4:04 pm)

Replying to: marsha7 (Feb 08, 2009 2:08 pm)
Ah! This is related to the question why do married man die earlier than married women. Because they want to....

#212 of 213 Re: Insurance Companies Use your Credit Score [euphonium] by sky23213

Feb 09, 2009 (1:11 am)

Replying to: euphonium (Jan 31, 2009 2:04 pm)
I got to feel the advantage of that recently. I knew it was coming and I knew our credit had improved, but did not expect much. I was pleasantly surprised though - 25% off!
Our monthly premium for two cars with full coverage went from 127/mo to 101/mo. Nice!

Messages Page 22 of 22

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