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What do you pay for insurance?

212 messages,  Last post on Feb 09, 2009 at 12:11 AM

You are in the Smart Shopper Forum. Your Hosts are kirstie_h & tidester

What is this discussion about? Buying Insurance


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#153 of 212
Re: I hate to sound [marsha7] by cadillacmike
Jul 26, 2005 (1:52 pm)
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Replying to: marsha7 (Jul 24, 2005 9:35 am)

I can also state that state farm was the best company i had to deal with so far as an at fault company.
USAA is the best I ever dealt with as my insurer.
#154 of 212
gregjohnson by marsha7
Jul 26, 2005 (5:08 pm)
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I believe you CAN self insure your vehicles, the same way you can self insure your company in Workers Comp, you must purchase a bond that states that you have sufficient funds available to pay claims up to a certain amount (the amt is not known by me)...the bonding company will issue a certificate (the bond) certifying that you have the funds, and the certificate serves in place of your proof of insurance card...
 
Naturally, the bonding company will only bond those folks financially stable, Ross Perot, Warren Buffet, Steve Jobs, Bill Gates, Mel Gibson...
#155 of 212
Thanks by gregjohnson
Jul 27, 2005 (9:13 pm)
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Appreciate the help
 
-Greg
#156 of 212
My rate with $500 deductible is; by grayliner
Jul 29, 2005 (9:43 pm)
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$346.80 12 months, = ($173.40 6 months)
 
Farmers Ins.
Tundra
House w/ same co.
Clean driving record, 1 claim in 20 years.
Over 35.
Area; Washington State
#157 of 212
...347 dollars... by ezshift5
Aug 27, 2005 (3:32 pm)
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..American for 12 months of coverage.......
 
....sounds pretty good to me. And I've got USAA........
 
........but then again Navy guys (even USNR) - from my time at least - tend to imbibe.....and - sooner or later - drive into a swamp...........
 
ez
#159 of 212
Help... Past accident coming after me! by schung
Oct 24, 2005 (11:30 am)
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I have a question... I have just been informed about an accident that I got into 3 years ago. I am not sure if it was my fault, but at the time I had 2 way coverage insurance. We exchanged information, but I did not report it because I thought it would be less than 500.00 since my car had minor damages and the other car slightly more. However, the damages are much more and since they have been trying to get a hold of me , but I did not get any of their messages since I am away at school. Now their insurance is coming after us with an attorney to pay the damages. What advice can you give me on this... Do you know if my old insurance will cover this, though I did not report it? Please help me and give me all the advice you can. I am lost. Thanks much.
#160 of 212
WRONG DISCUSSION Help... Past accident coming after me! [schung] by cadillacmike
Oct 24, 2005 (1:27 pm)
Reply

Replying to: schung (Oct 24, 2005 11:30 am)

not to take over for the hosts, but this is the wrong discussion and I see you already posted there - you're going to get a wrist slapping from the hosts for spam posting.
 
Oh, and I answered your oher post.
 
And you will be paying more for ins now, if this carrier doesn't drop ypu.
#161 of 212
Re: WRONG DISCUSSION Help... Past accident coming after me! [cadillacmike] by kirstie_h HOST
Oct 25, 2005 (8:31 am)
Reply

Replying to: cadillacmike (Oct 24, 2005 1:27 pm)

schung, if you need help finding your other message, please hit the "my recent posts" link at the left.
#162 of 212
insurance rating codes....... by ezshift5
Nov 08, 2005 (4:38 pm)
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...as perhaps applied by actuarial twits......
 
..within my accumulated auto ins. policies, I note a column labled "SYM"
 
1. For my 1982 VW Diesel Pickup (under SYM) "8"
2. A 2000 Toyota Solara (under SYM) rates a "15"
3. Initially (7/05) 2005 Honda EX V-6 6M Coupe was "17"
4. Pending 12/05 renewal for said Honda is now "18"
 
Some long forgotten source once told me the newer/more expensive to repair the car, the higher the SYM will be.
 
...any amplifying info here certainly appreciated: if you're around these parts, I'll buy lunch.
 
best, ez............

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