Last post on Dec 03, 2013 at 3:17 PM
You are in the Smart Shopper
#482 of 493 Re: Cheapest online company or state to buy Mercury Insurance Auto Extended War [jwilliams2]
Oct 19, 2010 (6:16 pm)
Yes, that is the policy which I am considering.
Is there a reason that I should buy it from a Florida agent? What is the advantage?
I know that I have to pay 7% sales tax in FL. If I buy it out of state, wouldn't I be able to save tax?
Oct 19, 2010 (6:52 pm)
The info from other Florida residents suggests that Florida does not allow entities outside Florida to sell insurance products to their residents..
For instance, dealers that sell Honda Care warranties will not sell to Florida residents (excepting Florida dealers, of course)..
Hope that helps,
#487 of 493 new topic
Mar 29, 2011 (4:27 am)
I have run across a car buying website called carwoo. I would like to start a new thread to ask people if they have used it and what their experiences have been. Thanks
#491 of 493 Quotes reasonableness for expat
Jul 25, 2013 (10:46 am)
Hi, everyone. I need a small assistance in car financing/leasing. I'm a citizen of Russia and move to US for to years for a work. I would like to buy a Volkswagen CC, namely this one: Car I want . I'm buying a car with a Company who deals with expats and who can provide a car financing or leasing without credit history. I received the quote from the Company today. Could you please assess it for reasonableness. Actually I have enough money to purchase it at full price, but I've got money on deposit in Russia with very good interest rates. So, if the quotes a reasonable, it is more profitable for me to use financing or leasing.
The quote is as follows:
$ 19,477.00 Capitalized Price of Vehicle1
$ 616.75 * Motor Vehicle Excise Tax 3.2500% State OK
$ 111.75 * Initial License Fee
$ 0.00 Registration Fee Order Information
$ 995.00 * Other: Application Processing Fee Driver Name
$ 4,869.25 * Capitalized Price Reduction
$ 0.00 * Tax on Capitalized Price Reduction
$ 0.00 Gain Applied From Prior Unit Lic. Plate Type Unknown
$ 0.00 * Security Deposit GVWR 0
$ 0.00 Extended Service Contract
$ 14,607.75 Total Capitalized Amount
$ 608.65 Depreciation Reserve 4.1666%
$ 77.78 Monthly Lease Charge (Based on Interest Rate - Subject to a Floor)
$ 686.43 Total Monthly R">ental Excluding Additional Services
$ 0.15 Reduced Book Value at 24 Months
$ 400.00 Service Charge Due at Lease Termination
Why the price on the website is lower than the one stated in the quote. The company said that the difference refers to documentary fees and administrative fees. Is it reasonable?