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Smart Shopper Selecting and Buying My First Car
764 messages, Last post on Aug 17, 2009 at 12:29 PM
You are in the Smart Shopper Forum. Your Hosts are kirstie_h & tidester
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You might want to drop collision insurance on the lowest-value car, or the least-used. Keep only liability. At this point it would not be a devastating loss if something were to happen (you already have a spare car), so why pay to insure it? Besides, after a deductible, it may not be worth much even on a total claim. Top it off, any claim at all will raise your rates. -juice |
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Replying to: 2new2know (Nov 06, 2004 4:29 pm) |
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Replying to: kirstie_h (Feb 18, 2005 6:19 am) - 4 door - I prefer being close to the road (no trucks) - Automatic - Good gas milage - Easy to maintain Keeping in mind, I'm a new college grad that is just starting to pay on student loans, so expensive is definitely out of the question. I can afford about $300 US a month. The insurance company is still investigating the accident, so I haven't received any money from them. I have $2000 put away and still counting for a down payment. The things that I would like though: - power windows - power locks - remote entry - power moonroof - ABS (I live in the northeast) Any suggestions that anyone could give me would be greatly appreciated.
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Replying to: nsiriann (Mar 10, 2005 9:25 am) If used it ok with you, that just opens up a whole slew of choices. you could easily step up to a very low mileage Mazda6. I would say get another Accord, but I would only buy new. And I believe only the EX comes with a sunroof, which I think will push you out of your budget (although, if you qualify for the 2.9% financing, that may help). Some folks might suggest a lease, but since you are fresh out of college, I suggest avoiding leasing since you never know where you might end up in the next few years (job hopping, location change, etc). |
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Replying to: nsiriann (Mar 10, 2005 9:25 am)
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Replying to: danf1 (Mar 10, 2005 9:41 am) 13,500 for an Elantra (I am assuming it is a GT?) Worth 50% of that next year if you need to trade in? A new Corolla seems to me a much better choice for not much more (but no roof.) Many, many choices used... |
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My suggestion would be to attend a car show, to first narrow it down to about 3-4 choices that "fit". See what you can get comfortable in quickly and easily, and has the size to meet your needs. Then test drive just those few. Maybe even try a place like CarMax that sells several brands of used cars, so you can see how they hold up. Come to think of it you might be able to skip the car show if they have a good selection. Once you make your choice, then you can figure out what you can afford, new or used, and start shopping. Good luck. -juice |
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Replying to: asafonov (Mar 10, 2005 10:29 am) Considering that low maintenance cost is one of the criteria here, I'm not a fan of used cars. Peace of mind in a warranty is worth a few bucks in my mind, plus I know how the car has been taken care of from the start.
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Replying to: danf1 (Mar 10, 2005 10:42 am) That's a good point, BUT I have seen many "certified" used cars that come with a better warranty than from the factory. so that's something to consider. |
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You like hondas, get a new Civic EX (but, do they have ABS yet?). For used, a Protege would work nicely. An ES2.0 could have all the equipment you require, for a reasonable price. |
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Smart Shopper Selecting and Buying My First Car
