You are here: Forums Prices Paid: Buying & Leasing Experiences BMW X5 Prices Paid and Buying Experience

BMW X5 Prices Paid and Buying Experience

1385 messages,  Last post on Dec 05, 2009 at 3:07 PM

You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx

What is this discussion about? BMW X5, SUV

Messages Page 26 of 139 1 ... 23 24 25 26 27 28 29 ... 139 Prev Next Last

Go To Msg # Search This Discussion

#245 of 1385 Re: 2005 X5 3.0i LEASE [mannydom] by hpowders Mar 27, 2005 (4:09 am)
Replying to: mannydom (Mar 26, 2005 11:03 pm) Assuming the acquisition fee will be paid in cash and will not be part of the capitalized cost, your monthly pre-tax payment should be $512.71. Adding 8.75% tax brings it to $557.57. I was able to verify my BMW lease with my dealer to the penny. I don't know about Illinois doing it differently, perhaps kyfdx or Car_Man knows, but I sure wouldn't do a deal where I come up with $557 and they come up with $627. Sounds like a $2500 over-charge.
#246 of 1385 Re: 2005 X5 at $500 over invoice [mannydom] by gnailuh Mar 27, 2005 (12:13 pm)
Replying to: mannydom (Mar 25, 2005 9:39 pm) Yes, invoice the same as Edmunds and Kelly, I checked to makes ure.   I don't know what is Gap insurance? Can you explain?
#247 of 1385 Re: 2005 X5 3.0i LEASE [mannydom] by kyfdx HOST Mar 27, 2005 (1:03 pm)
Replying to: mannydom (Mar 26, 2005 11:03 pm) In Illinois, you pay sales tax on the entire price of the car, not on the monthly lease payment... I think if you multiply the tax rate by the selling price, you will come pretty close to the dealer's payment.. Your calculations are right on the money, other than the tax thing..   Sorry I don't have better news for you.. You have negotiated a great lease deal, otherwise...   regards, kyfdx
#248 of 1385 rtirro by nyccarguy Mar 27, 2005 (6:43 pm)
Any dealer that says they don't discount X5s...you should run the other way and don't look back. It doesn't matter where you buy your BMW, EVRY BMW service center MUST honor the 4 year/50K warranty & free maintenance. Some dealerships won't give you a priority service appointment or a loaner car if you don't buy from them.
#249 of 1385 Gap Insurance by kobayashi Mar 29, 2005 (11:28 am)
Gap insurance covers the difference between what the car may be worth if totalled and what is remaining on the lease. BMWFS as well as others include GAP insurance in their leasing programs. Replies to this message: mannydom (Mar 29, 2005 8:57 pm)
#250 of 1385 Re: Gap Insurance [kobayashi] by mannydom Mar 29, 2005 (8:57 pm)
Replying to: kobayashi (Mar 29, 2005 11:28 am) how is gap insurance incorporated into a lease plan or program? thanks
#251 of 1385 Current X5 finance rate by gnailuh Mar 30, 2005 (9:39 am)
Anyone know the current finance rate? My new X5 should be here in about a month... I'm buying, will pay cash, but if finance is good, 2.9% or under, I'll take a 5 year. Any ideas? Replies to this message: sirman (Apr 01, 2005 5:56 am) gnailuh (Apr 01, 2005 9:45 am) sirman (Apr 01, 2005 1:53 pm) and 1 more...
#252 of 1385 X5 3.0, 4.4 how much to pay by sirman Apr 01, 2005 (5:55 am)
Replying to: hydrogen05 (Mar 23, 2005 7:55 am) What is a good figure to get to for a 3.0 or a 4.4. I would prefer to get the number as a percentage above invoice. Also how much above invoice should I pay for any options. I was thinking about negotiating to 5% above for the basic vehicle, 0% above for destination, title etc, and 1% above for optional extras. How does that sound? Even though this isn't the X3 forum, can someone add the same numbers for an X3 3.0? I am in the Danbury, CT area with multiple dealers in the surrounding area.   Thanks Replies to this message: gnailuh (Apr 01, 2005 9:49 am) sirman (Apr 01, 2005 2:15 pm) kyfdx (Apr 01, 2005 2:25 pm) gnailuh (Apr 01, 2005 4:19 pm)
#253 of 1385 Re: Current X5 finance rate [gnailuh] by sirman Apr 01, 2005 (5:56 am)
Replying to: gnailuh (Mar 30, 2005 9:39 am) If you have the cash available, you are going to be better off investing it than spending it. eloan etc. have rates about 5.5% for 60 months. You will surely do better than that by investing. Replies to this message: gnailuh (Apr 01, 2005 9:45 am) sirman (Apr 01, 2005 1:53 pm) gnailuh (Apr 01, 2005 6:33 pm)
#254 of 1385 Re: Current X5 finance rate [sirman] by gnailuh Apr 01, 2005 (9:45 am)
Replying to: sirman (Apr 01, 2005 5:56 am) Is it? I do a lot of investing... 5.5% rate, let's say I take the lot and invest it, and let's say I make money on my investment... after taxes, 33% (let's say) of that goes away, for me to make back my 5.5% I'll need to earn about 9%. 9% average return for 5 years is not easy with mutual funds... if you hit a good year, yes. Stocks, sure, but high possible lose too... And then the management overhead and trouble you have to take, especially stocks.   ING Direct offers 2.8% on savings, if I get 2.9% for a car loan, then I'd do it for sure... but 5.5%... I'm not sure. Home equity lines are always good (tax deduction).. but with interest going up, month-to-month adjustables will creep up. Replies to this message: sirman (Apr 01, 2005 1:53 pm) gnailuh (Apr 01, 2005 6:33 pm)

Messages Page 26 of 139 1 ... 23 24 25 26 27 28 29 ... 139 Prev Next Last

Go To Msg # Search This Discussion

You are here: Forums Prices Paid: Buying & Leasing Experiences BMW X5 Prices Paid and Buying Experience