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Prices Paid: Buying & Leasing Experiences BMW X5 Prices Paid and Buying Experience
1384 messages, Last post on Dec 04, 2009 at 8:01 PM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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Replying to: mannydom (Mar 24, 2005 8:32 am) Residuals are set by BMWFS and can't be adjusted (I'm assuming 3yr/45K?). Are you waiving the security deposit? .00025 is a strange MF bump up for a dealer.... Make sure the acquisition fee is not marked up ($625 is base, everywhere but NY). The only negotiation room I see is the MF, but at only $800 over invoice, they may be solid on that number... regards, kyfdx
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Replying to: kyfdx (Mar 24, 2005 8:39 am) MF is .00150 not .00025 i'm not sure where and how security deposit comes into play in the scheme of things...please explain is the destination charge already factored in the net cap cost? how may the dealer's calculation of monthly payment differ from mine? sorry for all the ????
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Replying to: kyfdx (Mar 22, 2005 6:59 am) Truth of the matter is, I really want to purchase. I have never leased before & I would prefer not to, just because I have always been told it costs so much more in the long run. However, if you think otherwise, I would be grateful to hear your input. If I decide to buy and if I can manage to put a $10K down pymt on an X5 for approx. $45K, do you think I could get a monthly pymt. of roughly $500 for 48 months? I realize there are other factors to consider, but I do have excellent credit and should be able to get very low APR from my bank. Does that help?
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Replying to: mannydom (Mar 24, 2005 7:37 pm) The destination charge is part of the MSRP and the invoice.. Just consider it a part of the base price.. It shouldn't enter into your negotiated price (IOW, they shouldn't be adding it on anywhere). Just watch out for any garbage fees (document fee, dealer prep, etc..) |
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Replying to: bmw4sue (Mar 24, 2005 8:14 pm) So, even with $10K down, your payment will be more than $500/mo on an X5... For that kind of payment, you should be looking at SUVs in the $32K-$36K range... Honda Pilots and Toyota Highlanders come to mind.... They have very aggressive deals on Pilots right now, and those are great vehicles with good re-sale. If that is your budget, an X5 might just be too expensive.. Leasing is just an alternate form of financing... If you can't afford to buy a certain vehicle, I wouldn't suggest leasing it, just to get the payment down.. If you borrow $35K for 60 months, you are looking at a payment of $650/mo or more... regards, kyfdx |
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Hey, I just ordered my 2005 X5 3.0i at $500 over invoice. Including: Prem Auto Cold Dimming miorros Xenon PDC Do dealers usually break out the MACO charge when doing $X over invoice? I paid $500 over and the MACO, which $380. So I'm trying to see if I really got $500 over, or $880 over. From what I gather, MACO is separate when you go with invoice. Can't wait... 6 more weeks I hope.
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Replying to: gnailuh (Mar 25, 2005 3:53 pm) what is the MACO charge? |
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Replying to: gnailuh (Mar 25, 2005 3:53 pm) did you get gap insurance?
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my wife and i test drove many suv's and finally decided on the X5 3.0i. the salesman at the dealership here in Maine said that they do not discount 3.0s. We want: auto prem pkg cold prem stereo xenon lights MSRP $48... lease payment of $748 w/$3500 due at signing Should we go to another state, ie Mass or NH since they are close enough. How will that affect the 4yr service? OR can we still nego w/ this dealer and how |
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Replying to: mannydom (Mar 21, 2005 8:40 pm) still on my first lease experience... 2005 X5 3.0 only auto transmission as option MSRP $43670 selling price $40810 ($800 over invoice) 15K miles/year 36 months money factor .00125 (3.0%) residual 58% acquisition fee $625 sales tax 8.75% my calculation on monthly payment is $577 (using leaseguide.com calculator)...is my calculation correct or is his correct? dealer's calculation is $627...he says state of illinois (i'm in illinois) and another state calculates lease payment different from the other 48 states so he doubts reliability of leaseguide.com calculator...i do not see why i should not believe him but why is my calculation different from his i did my homework...i thought leasing would be fun please advise...please
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