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Prices Paid: Buying & Leasing Experiences Chevrolet Silverado Prices Paid and Buying Experience
675 messages, Last post on Oct 26, 2009 at 10:25 PM
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Replying to: adscurry (Sep 29, 2004 6:32 am)
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Replying to: jerrymcshane1 (Sep 29, 2004 11:56 am) My question is: how long do I have to leave my car financed with GMAC? If their rates are too high, can I refinance through my credit union, and how soon? |
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Just got off the phone w/GMAC. She stated some dealers were giving out incorrect info stating consumers must keep the loan for a certain amount of time. There is no minimum time limit. |
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| Just purchased a new 2004 Chevy 2500HD Duramax. Extended cab, allison trans, LS package with tonneau cover, under back seat storage locker and bed extender. Sticker was 43,265.00. Received $5003.00 GM Supplier discount, due to working for a global coal mining equipment manufacturer. Since it was a diesel it only had $2500.00 rebate. Dealer took $7503.00 right off the top and then we started trading on the balance. Traded 1999 Z71 extended cab with 108,000 and it brought an even $11,000.00 on trade. After taxes and a small down payment I financed $24,000.00 at 5.15% on 72 months. I thought this was a pretty good deal from Shelor Chevrolet in Christiansburg Virginia. | |
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Just bought an 04 Silverado 4x4 Reg Cab Long Bed. Equipped with: LS Decor, Light Duty Power Pack, Plow Prep Package, 245/75R16 ALS WOL Tires, HD Suspension, 6-Way Power Driver's Seat, OSRV Mirror w/Driver Side Auto Dimming, Pwr Fold, Adj, Heat, Turn Signal, Deep Tinted Glass MSRP: $30,308 Paid: $16,600 (45% off MSRP After Rebates (3500 + 1500 GMAC + 994 GM Card) Trade Difference = $3,500 + 03 GMC Sierra W/T w/18K miles, KBB trade value 13,100 (Bought the 03 Sierra new in 8/03 for $15,132, 35% off $23,265 MSRP after rebate, Olds loyalty & GM card earnings)
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| bought my 2004 ext cab z-71 last month gmac financing 6.99 refinanced today at 4.25 at my credit union $33 a month savings i asked the loan officer if they are doing a lot of gmac she laughed said she had five today any one thinking of buying take the $1500 and refinance no minimum contract length no penalty also if your looking at a 4x4 you should get NO LESS than $10,000 off sticker never mind what the dealer invoice is | |
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2004 Silverado ext cab. 4x4. It has LS Package with single disc and BOSE and bucket seats. Lt duty package and a few other odds and ends. Sticker is 35,050. They are discounting it to 30,600. Then 5000 in rebates and its 25,600. I am upside down in my trade. Its a 2002 2WD silvarado LS Ext cab with 49000 miles. I owe 20,200 on it and they are offering 13000. So add that back in and we are at 32,800. Still under MSRP. Any ideas on getting them lower on new truck or getting more out of the trade? The dealership still has 22, 2004 4x4s ext cabs on the lot!!! All simular in price and packages. Any help? |
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What in the blue blazes are you trying to do to yourself ... get yourself further into a hole that you'll never get out of? Think about it -- you want to take out a loan for 32800 on a vehicle that's worth at best mid to upper 20s right now and sinking fast? You'll never get out of that hole. You don't give all the essentials on the truck you want to buy, but I suggest you take a SERIOUS look at what they're selling for used right now. If you thought being $7000 upside down was rough, you'll be in for a rude awakening. Don't do it. Of course, I'm no financial advisor.
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Replying to: jhs70 (Oct 14, 2004 8:24 am)
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