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Smart Shopper Importing Car into Canada from US
4497 messages, Last post on Nov 09, 2009 at 8:49 PM
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I live in Ontario and most likely will be in the market for a new car in one year and probably wont have it paid off for five years from then. I am also contemplating a move to states in this time frame (perhaps one year into 5 year note) Does anyone have a list of lenders in canada who will let you take a vehicle still under finance (title with lien holder) to US? This is a hypothetical question since It is one of those what-if situations. When I moved to canada from US, GMAC had no problem in providing such letter of permission to show the customs along with copy of title. As I am doing my research, I am realizing that only domestics' (GMAC, Ford Credit, DCX credit) will do such and that too only for finance and not leases which is fine with me. Any others? I did call randomly Honda/Toyota/VolksWagen/Mercedes Benz etc and all were firm in saying that the vehicle will either have to be paid off or liquidated. They probably dont deserve my business but If I like a european car (not saab or volvo which come under gmac/ford credit) then I should be able to buy it notwithstanding the arrogant F/I. I have no clue regarding the banks and what their policies are though.. I am kinda apprehensive that my choice will come down to lender rather than the manufacturer/car itself. Anybody in the same situation? |
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Replying to: socala4 (Jun 06, 2006 11:34 am)
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Replying to: pkfolly (Jun 15, 2006 5:49 pm) -Since the car is staying in Canada, I guess that you'll be breaking the law by "importing" it. But whether or not you'll actually get caught is another matter entirely, a question that I can't answer. -One question: How will you re-register this car each year? If an inspection, etc. is required, you'll have to figure out how to keep it registered while the car remains out of state. (I would bet that you'd be violating Ontario law by driving a car that isn't properly registered if you allowed the registration to expire, but whether you'd actually be cited for this, I don't know.) -Your insurance company may also not like this, a US insurer won't likely insure for a car that has been unofficially exported. (Yes, US policies are fine while you're driving in Canada for a visit, but probably not for something like this.) If you have an accident, and they figure out that this car has effectively been exported, they may try to avoid honoring your policy. In any case, you may (or may not) need valid registration to keep your policy in effect. On the other hand, you should note that the RIV list indicates that your car would require extensive modifications to the bumpers and child restraints to be permitted for import. According to RIV, it must be performed by a MB dealer in Canada. Sounds as if this car could potentially create a small financial disaster if you were to import it legally. I'm not your attorney, but let's just say that you may have some serious expenses if you choose to comply with the law, so you'll have to decide what this means to you. At the very least, get an estimate from a Canadian MB dealer for the cost of conversion prior to importing it, so that you can make a rational decision.
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Replying to: socala4 (Jun 15, 2006 6:14 pm) |
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Hi everyone, I am considering importing a (new)nissan Pathfinder from Newyork into Quebec. The price difference is about 7k . I called Nissan Canada and inquired about the warranty, Their response was: we will honor what is written in the warranty manual of the vehicle including applying the restrictions. (?) Does anyone have any experience with warranty service from Nissan? Also, What method of payment do you use to purchase the vehicle? Are 2 trips to the dealer required (1) to purchase and pickup the title documents and invoice and a 2nd trip to go back and pickup the vehicle. TIA for your feedback this is a great forum.
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Folks, Visit todays' Toronto Star (http//:www.thestar.com) and click on the Wheels tab (second row at the top) for a few interesting articles about the subject matter of this forum: 1. American sticker shock$16,740 (U.S.) $22,510 (Cdn.); 2. So you want to buy a car in the U.S.; 3. Big differences between similar models in Canada and the U.S. I do not believe the North American Free Trade Agreement (NAFTA) or state laws allow a retailer to discriminate based upon the geographical origin of a potential buyer. The warranty issue, as I mentioned in previous posts is a bilateral contract and as a buyer you agree to the conditions (some corporations offer more latitude than others). Personally I believe that the stringent interpretation of warranties is in bad faith by the corporation and makes obvious the collusive agreements that the corporation and dealers impose upon consumers, contrary to anti-trust laws. Note the predictable responses from corporate representatives. If after some period of time the content of those articles eventually prompts you to archives that demand payment, post that you want to see those articles and myself or others will post the saved content of the articles. |
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Replying to: valh4r (Jun 17, 2006 5:40 am) Obviously, never pay with a third party instant cash transfer service offered in the USA (no tracking or guarantee). Trips: Buyers tend to make one trip only, especially for new cars. First ensure you are comfortable with the credibility of the seller. Also suggest that you receive written confirmation of the features, miles, preps... Just to ensure there is no misunderstanding. The magnitude of the risk on a new car is around $1,000 (i.e. a feature not provided, an unknown cost, a scratch). Two trips, or one 72 hour trip, justs eats into the cost savings. And you will have already sunk travel costs. Better: one trip, lots of knowledge before, negotiate hard if there is a surprise, take the risk. |
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Replying to: knsgee (Jun 06, 2006 6:55 pm) I was wondering if you got an answer to your question as I am trying to do the same thing. I want to buy a used car out of Texas and drive it back but I like you cannot get the tags to drive it back?
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Has anyone bought a used car in the USA and figured out how to get plates so that you can drive it back to Canada?
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Replying to: sfaraday (Jun 22, 2006 11:37 pm) Also,if you have a decent history with your insurer, it should not be a problem. A friend recently purchased a couple of used vehicles (1 private, 1 dealer)on different ocassions without any problems.
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