- #144 of 179
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Re: Trailblazer Smartbuy [stag1203]
by kerley1
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Jun 12, 2005 (11:11 am)
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Replying to: stag1203 (Jun 12, 2005 5:20 am)
Thank you so much. I feel much better knowing that someone else has done the same thing. I will definitely check with my credit union regarding the rate before I do anything though.
Regarding refinancing, do you happen to know how long your Dad waited until he paid it off and was there any kind of a penalty? My salesman talked like I could turn around and refinance as soon as I made my first payment.
By the way, I live in Texas so we are still able to lease and Smartbuy. The mile restrictions appear to be the same as they are in New York. I'm glad to hear that you have been happy with the program for future reference.
Thanks again for your help. I've been researching the Trailblazer and I really thing I'm going to like it.
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- #145 of 179
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Re: Trailblazer Smartbuy [kerley1]
by stag1203
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Jun 12, 2005 (6:27 pm)
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Replying to: kerley1 (Jun 12, 2005 11:11 am)
He paid it off after making one SmartBuy payment, I don't know why he waited, I think he wanted to make sure no one was going to ask him for the discounts back or something...LOL
Good luck with the TrailBlazer, I pick up mine tomorrow, I cannot wait.
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- #146 of 179
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good deal???
by honestmortgage
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Jun 13, 2005 (7:46 pm)
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Was looking hard. But I think I finally found the PERFECT vehicle. Someone tell me if I got the right deal please. It is a black on black leather Envoy XL(7 seats)
Fully laoded, everything except a DVD player, what would I need it for, no kids. 900 miles, GM drove for a few weeks. 31000 purchase price, due to the DEMO status, I got a 75,000 mile bumper to bumper warranty w.a $50 deductible for $900.00 financed. 72 month term 606/month. 35K out the door. This is Envoys creme de la creme.
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- #147 of 179
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Re: Trailblazer Smartbuy [stag1203]
by maninthebox
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Jun 13, 2005 (10:49 pm)
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Replying to: stag1203 (Jun 12, 2005 6:27 pm)
I am looking for a Trailblazer EXT and was considering leasing, but now the Smartbuy concept has me curious. I guess I don't really see much of a difference between a lease and Smartbuy other than the fact that the Smartbuy payment seems slightly higher when using GM's payment calculator.
Could someone that has used Smartbuy please provide a lease/Smartbuy comparison or let me know why you chose Smartbuy rather than a lease?
Thanks in advance!
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- #148 of 179
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Re: Trailblazer Smartbuy [maninthebox]
by stag1203
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Jun 14, 2005 (5:51 am)
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Replying to: maninthebox (Jun 13, 2005 10:49 pm)
Well in NY, you can no longer lease a car like you can in other states, so financing or SmartBuy is your only choice. SmartBuy has a ballon payment at the 48th month that you pay if you want to buy the vehicle or simply turn the vehicle in. They also offer $0 money down option.
When I used to lease, in NY anyway, the title would be in the leasing company's name and they would hold the title. With SmartBuy, the title is in your name and you hold it as you would with financing. Leases also typically require some sort of cap cost reduction up front. To me, they seem very similar. I have been leasing since 1992 and SmartBuy customer since it started in NY about 3 years ago.
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- #149 of 179
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Re: Need some advice!!! [jayk47]
by imadad2
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Jun 14, 2005 (8:42 am)
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Replying to: jayk47 (Jun 11, 2005 1:23 pm)
I would ask her what she would want for it. You might be surprised. She may have no idea how much she could get for it and you could walk away with a "like new" truck for a lot less than you need to pay. She'd be happy and you'd be happy. I ran a blue book, and they suggest in the ball park of $17,000. However, you are buying from a 3rd party and if the warranty is not transferable, might be taking a risk. I'd aske her and start around $14,000 if she is over that price. good luck.
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- #150 of 179
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Re: Trailblazer Smartbuy [stag1203]
by petrie
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Jun 21, 2005 (11:10 am)
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Replying to: stag1203 (Jun 14, 2005 5:51 am)
The other difference is in the amount of taxes you pay up front. On a traditional lease, you only pay tax on the amount of payments. With SmartBuy, you pay tax on the purchase price of the vehicle since the assumption is that you will make the balloon payment at the end and thus "Buy" the vehicle.
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- #151 of 179
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Buying a trailblazer
by jsanfilippo5
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Jun 23, 2005 (4:20 am)
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Replying to: petrie (Jun 21, 2005 11:10 am)
I went to chevy last night and I was approved for a trailblazer - the bank said i needed proof of income, i dont save my paystubs so i dont have that to show them. They told me to go get my insurance and to come in tonight to take care of the dmv stuff. What should I do about the pay stub situation, i dont get paid for another 2 weeks.
thanks in advance
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- #152 of 179
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Re: Buying a trailblazer [jsanfilippo5]
by kirstie_h HOST
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Jun 23, 2005 (4:35 am)
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Replying to: jsanfilippo5 (Jun 23, 2005 4:20 am)
You are going to have to talk to your employer about providing some sort of income verification. Maybe bring bank statements if you have them. You are supposed to keep copies of your pay stubs just for this reason!
You might ask in our Questions About Financing New Vehicles discussion as well.
kirstie_h
Roving Host
Host, Future Vehicles & Smart Shopper discussions
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- #153 of 179
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Re: Chevy Trailblazer: Prices Paid & Buying Experience [kirstie_h]
by vos
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Jun 23, 2005 (12:16 pm)
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Replying to: kirstie_h (Aug 01, 2003 4:32 am)
I just traded my 2002 TrailBlazer LS in for a 2005 LT. The list price was $34,935 and it has the sun and sound package with running boards, leather, sunroof, and a Bose 6 cd changer with XM radio. The GM discount price was $28,500 and displayed on the windshield. It also had a $2500 rebate. I owed $14,500 for my old TB and they gave me $16,500 for it. It only had 18,000 miles on it, but no options. I've upgraded to a vehicle with all the bells and whistles including the free one year of OnStar and three months of XM and my payment is $40 less per month, of course its for four more years. I'm definitley pleased with Stanley Chevrolet in McCordsville Indiana. I also purchased an '05 Impala from them in January. It's definitely wierd walking in the garage and seeing a blue TB instead of a red one! 
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