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Prices Paid: Buying & Leasing Experiences Chevy Trailblazer/GMC Envoy/Olds Bravada Prices Paid and Buying Experience
179 messages, Last post on Nov 16, 2008 at 4:40 PM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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Replying to: kerley1 (Jun 11, 2005 8:39 pm) My father likes to buy cars outright - cash only. When he got his Deville, he was going to pay cash, but when he talked to the sales manager (a family friend), he was basically told the same thing you were - finance it throuh SmartBuy, take advantage of the additional discounts available and then pay it off. Which is what he did. I don't know where you live, but in NY where I live, because of new legislation you can't lease, but you can do SmartBuy. In essence, it is the same thing for us except the title is in your name, and it is much less restrictive there are mile restrictions though 12 or 15 thousand per year. At the end of the 48 months you can either give the car back or pay the balloon payment. Email me if I can help explain this further or help with any questions. I am certainly not the expert, but I have done this a couple of times.
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Replying to: stag1203 (Jun 12, 2005 5:20 am) Regarding refinancing, do you happen to know how long your Dad waited until he paid it off and was there any kind of a penalty? My salesman talked like I could turn around and refinance as soon as I made my first payment. By the way, I live in Texas so we are still able to lease and Smartbuy. The mile restrictions appear to be the same as they are in New York. I'm glad to hear that you have been happy with the program for future reference. Thanks again for your help. I've been researching the Trailblazer and I really thing I'm going to like it.
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Replying to: kerley1 (Jun 12, 2005 11:11 am) Good luck with the TrailBlazer, I pick up mine tomorrow, I cannot wait.
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Was looking hard. But I think I finally found the PERFECT vehicle. Someone tell me if I got the right deal please. It is a black on black leather Envoy XL(7 seats) Fully laoded, everything except a DVD player, what would I need it for, no kids. 900 miles, GM drove for a few weeks. 31000 purchase price, due to the DEMO status, I got a 75,000 mile bumper to bumper warranty w.a $50 deductible for $900.00 financed. 72 month term 606/month. 35K out the door. This is Envoys creme de la creme. |
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Replying to: stag1203 (Jun 12, 2005 6:27 pm) Could someone that has used Smartbuy please provide a lease/Smartbuy comparison or let me know why you chose Smartbuy rather than a lease? Thanks in advance!
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Replying to: maninthebox (Jun 13, 2005 10:49 pm) When I used to lease, in NY anyway, the title would be in the leasing company's name and they would hold the title. With SmartBuy, the title is in your name and you hold it as you would with financing. Leases also typically require some sort of cap cost reduction up front. To me, they seem very similar. I have been leasing since 1992 and SmartBuy customer since it started in NY about 3 years ago.
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Replying to: jayk47 (Jun 11, 2005 1:23 pm) |
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Replying to: stag1203 (Jun 14, 2005 5:51 am)
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Replying to: petrie (Jun 21, 2005 11:10 am) thanks in advance
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Replying to: jsanfilippo5 (Jun 23, 2005 4:20 am) You might ask in our Questions About Financing New Vehicles discussion as well. kirstie_h Roving Host Host, Future Vehicles & Smart Shopper discussions |
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