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Jeep Cherokee (All) Prices Paid and Buying Experience

661 messages,  Last post on Nov 08, 2009 at 7:12 PM

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What is this discussion about? Jeep Cherokee, Jeep Grand Cherokee, SUV

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#622 of 661 Re: [msc2321] by paule Jul 29, 2009 (5:51 pm)
Replying to: msc2321 (Jul 29, 2009 1:45 pm) That's a difference of $6,108 whether its 60 or 72 months. I would suggest stepping back for a minute and reading up on how to purchase a vehicle. Right now the salesman is salivating over you. You really don't want to get into the "monthly payment" trap. Look at the overall cost you will be paying for the new vehicle and what you may have for a trade in and start comparing apples to apples. Send e-mails out to several dealers in your area asking for their bottom line price for the vehicle you're interested in. Find the lowest price (everything together: finance rate, trade in value, new vehicle price, etc.) and then start looking at what it will run you per month. Replies to this message: verdugo (Jul 30, 2009 8:54 am)
#623 of 661 '09 grand cherokee laredo x package fully loaded by msc2321 Jul 30, 2009 (5:17 am)
Thanks for all of the advise. The MSRP is 38,995. they are giving me the car for about 30K for 72 months. $510 per month. thoughts? Replies to this message: verdugo (Jul 30, 2009 9:11 am)
#624 of 661 Re: [paule] by verdugo Jul 30, 2009 (8:54 am)
Replying to: paule (Jul 29, 2009 5:51 pm) I would suggest stepping back for a minute and reading up on how to purchase a vehicle.   Paule is completely right. If you're not even sure what is the duration of the loan you need to take a step back before you sign. The good news is that you already took the first step by asking here.   You shouldn't be paying more than invoice minus rebates. In fact, you should be able to do a bit better than that. Grand Cherokees aren't exactly flying off the lot.   Do some research, ask more questions here, and good luck.
#625 of 661 Invoice by msc2321 Jul 30, 2009 (9:00 am)
How/ where would i get invoice price? Thanks
#626 of 661 Re: '09 grand cherokee laredo x package fully loaded [msc2321] by verdugo Jul 30, 2009 (9:11 am)
Replying to: msc2321 (Jul 30, 2009 5:17 am) They are selling you a car for $30,000. You are putting $1,500 down, which means you are financing $28,500 for 72 months.   You didn't specify if the $30,000 included tax and fees (make sure you don't fall for the mop & glow, etc.). My guess is that it doesn't. So your interest rate could be anywhere between 8% to 9%.   I have no idea about your credit score, but you hopefully you can do better than that through a local bank/credit union.   Having said that, I don't think $30,000 is an amazing deal. It's not bad, but not awesome. I bought a 2008 Limited 4x4 with HID ights and MyGig navigation (no HEMI, no Quadra drive II) for $34,000 in September 2008. I basically got it for invoice - rebates.   Long story short, if you're happy with the price, go ahead and buy it. But take a few mins to email other dealers. Give them lots of details about the car you want so they know you're a serious buyer. If you get a lower price, it's always polite to give the first dealership the chance to match it.   Also make sure that you try to get a cheaper interest rate. And since you're putting so little down, I think it'd be prudent to buy GAP insurance.   Good luck and let us know how you make out.
#627 of 661 invoice by msc2321 Jul 30, 2009 (9:24 am)
yes, looks like I am going to be getting 5.9% for the 72 months. I could also take 1000 back and 0% for 72 months, but them I am out the door at $37,000 and change. If i take all $5500 plus the $3000 off, I am out the door at $32,000 and chagne. I guess I'll have to live and learn. What is GAP insurance all about?   Thanks everyone! Replies to this message: verdugo (Jul 30, 2009 11:52 am)
#628 of 661 Re: invoice [msc2321] by verdugo Jul 30, 2009 (11:52 am)
Replying to: msc2321 (Jul 30, 2009 9:24 am) GAP insurance pays the difference between what the car is worth versus what you owe for the car.   Say you finance $32,000. When you drive that car off the lot, it's worth a lot less. It's a fact. If it's totalled (knock on wood), insurance will not pay you $32,000 which is what you owe on your loan. It will pay you what the car is worth. GAP covers that difference. If you didn't have it, you would have to pay that money yourself.   Before you sign anything make sure you research it and read the fine print very carefully.   And good luck, hope you like yours as much as we like ours.
#629 of 661 i need help with a counteroffer... by mickeymouse1 Aug 07, 2009 (3:01 pm)
2009 Jeep Grand Cherokee Laredo 4x2..new vehicle purchase... Rocky Mountain Edition W Package...cloth seats, no navi, power sunroof, heated front seats, uconnect tunes Window Sticker is $32,975.00 So far, the deal I received is $30,500.00 plus AZ tax of 7.95% or $2579.00  +$675.00 fee, + $369.00 doc fee = $33985.00 out the door I will be taking the 0% financing for 72 months in lieu of the $4500.00 rebates... Therefore, my payment will be $472.00...0.00 down....please advise on how to shave more off the price...Any advice would be appreciated! Replies to this message: paule (Aug 07, 2009 4:57 pm) quest4fun (Aug 08, 2009 6:05 pm) verdugo (Aug 08, 2009 6:13 pm)
#630 of 661 Re: i need help with a counteroffer... [mickeymouse1] by paule Aug 07, 2009 (4:57 pm)
Replying to: mickeymouse1 (Aug 07, 2009 3:01 pm) That's really not a stunning deal. I'd start shopping additional dealers. E-mail is the easiest way of doing today. What's up with the $675 fee? What's it for? A doc fee of $369 is way high in my opinion. I wouldn't bite at that myself. Look at additional dealers.
#631 of 661 Re: i need help with a counteroffer... [mickeymouse1] by quest4fun Aug 08, 2009 (6:05 pm)
Replying to: mickeymouse1 (Aug 07, 2009 3:01 pm) Just returned from shopping two dealers for a Grand Cherokee Overland model. Maybe this will give you some insight on pricing.   MSRP: $47,500 Less $4,500 rebate, $1000 cash bonus, $1000 Conquest Cash (may only be for Mid Atlantic region) + 0% financing. (go to jeep.com and check incentives)   Both dealers gave me a price of $37k. That's $10k plus off MSRP. I think I can get it for $35K. Plus, a salesman other than mine said they will be getting more 2009 models shipped next week. This is the inventory Chrysler/Jeep did not ship when they shut down production a couple of months ago.   Agree with others -- What are these fees? I wouldn't pay them. Chrysler pays the dealers to process purchased vehicles.   Check multiple dealers websites and see how many of the model you want they have on hand. It's a buyers market! Replies to this message: verdugo (Aug 08, 2009 6:13 pm)

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