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Prices Paid: Buying & Leasing Experiences Subaru Forester Prices Paid and Buying Experience
2744 messages, Last post on Nov 27, 2009 at 6:20 PM
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Replying to: terry92270 (Oct 24, 2006 12:31 pm)
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Replying to: cdnj1 (Oct 24, 2006 5:57 pm) We got pre-approved at a good rate through a very large local credit union, but Chase was able to beat it. I think they're pretty competitive. A lot hinges on the dealer's finance manager, too. If they see you've got a great rate in-hand, they may be more willing to match or beat it to get a little extra commission. Win-win for you and the dealership. |
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Replying to: jeffmc (Oct 24, 2006 11:44 pm) |
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Replying to: terry92270 (Oct 25, 2006 1:39 am) Based upon the 13050 amount, I have about 3200 in equity on my 04. After all was said and done, I came out to 24,174 on a premium including taxes title etc and financing 20Kish. I have put 43,300 on my 04 in 20 months and tow and am looking at 145K miles in about 6 years. 45K miles is the mileage limit on this deal so I have gotten the goodies on my 04 from that standpoint. I also got a great deal on the 04 as it was purchased in Feb 05... Oh and the midwest something or other is adding 500 bucks Subaru Cash to the rebate until Oct. 31. That last was faxed to them yesterday and he showed it to me. Oh and you get 300 Subaru Bucks if you do this deal... If I put a little more than a thousand down, I almost i.e. come out even (less the thousand)on a plain X including a payment of seven bucks more than present. And a Premium would i.e. be a couuple thousand more and fifty bucks more than present on payment. This seems almost too good to be true and I am considering. Input? Obeservations? |
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Replying to: kavoom (Oct 27, 2006 3:32 am) |
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Replying to: kavoom (Oct 27, 2006 3:32 am) I have $700 Subaru Bucks, plus they had a $500 loyalty rebate around here a while back. The payments would have been very reasonable for me. I'm just considering a bigger vehicle with more space. -juice |
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Replying to: kavoom (Oct 27, 2006 3:32 am)
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Replying to: slazenger (Oct 27, 2006 11:08 am) So a 5 year old car would hold about 40% of its value. And that's before you even factor in your high mileage. -juice |
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Someone *please* help me understand taxes on a lease. Note: I'm in NJ. I'm leasing and the Subaru dealer is telling me that Bank Fee ($595) and Doc Fee ($110) are both taxable and that tax is computed (whether I pay upfront or not) based on lease payment times term, so $XXX times 36. I thought if I paid upfront, which is an option in NJ, I would not be taxed on the finance fee part of the lease payment, rather only the depreciation cost of the vehicle (Cost-Residual). If I can pay tax upfront and save a few bucks by not having to pay tax on the finance fee, I'll do it, otherwise I'll blend into the monthly payment (the monthly difference is $30/mo). Thanks! Can anyone clear this up for me. AND are bank fee and doc fee really taxable? |
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Replying to: cdnj1 (Oct 27, 2006 1:22 pm) 36 month; 12k/yr Residual: 56% MF: .00280 Thanks.
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