Sign In Join



Acura TL Prices Paid and Buying Experience

9751 messages,  Last post on Oct 13, 2008 at 9:50 PM

You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx

What is this discussion about? Acura TL, Sedan


Messages Page 686 of 976
1
...
683
684
685
686
687
688
689
...
976
Prev
Next
Last
Go To Msg #
Search This Discussion

#6849 of 9751
dealer says credit score is lower than it really is by rekonn
Sep 25, 2006 (9:12 am)
Reply
Has anyone had an issue where their Acura dealership wasn't showing the same credit score as what you can get through sites like myfico? On Saturday they said my Experian score was 685. I checked this morning, and it was 713. I'm wondering if this was done on purpose to get me to agree to a higher finance rate.
#6850 of 9751
Re: dealer says credit score is lower than it really is [rekonn] by caltman
Sep 25, 2006 (1:09 pm)
Reply

Replying to: rekonn (Sep 25, 2006 9:12 am)

rekonn,
 
I think you are right. I've seen/heard of them checking the three biggest credit score companies and coming at you with the lowest of the three. I'd just bring in your own run on yourself and hold your ground. Other thing you can do is go to your own bank/credit union and get the loan through them. Then you can tell them you don't need their financing. Or, you can do what I'm going to do. Get the check from my bank, and then use it as an additional bargaining tool: they like to see you have the money ready to go, but then if they can beat the rate you got at the bank, then you can use that to your advantage!! Where are you, and what interest rate did they offer you with your 685 score?
#6851 of 9751
Re: dealer says credit score is lower than it really is [caltman] by rekonn
Sep 25, 2006 (1:40 pm)
Reply

Replying to: caltman (Sep 25, 2006 1:09 pm)

5.9% for 5 years, which I think is good, but I was going for the 4.9% for 5 years. The total difference over 5 years is about $800 bucks. I'm fine with them picking the lowest one, it's just that my Experian score should have been 713, and not 685. I've been trying to find a way to speak to an actual person at Experian, to ask them what was the score that they supplied to Honda Financing, but that seems impossible.
#6852 of 9751
Re: Price on TL in St Louis [gateway2] by bz2
Sep 25, 2006 (2:43 pm)
Reply

Replying to: gateway2 (Sep 25, 2006 8:14 am)

i got a quote for $29,800 incl. destination in chicago area which i'm sure they would have honored but we went with a new 06 with nav instead for $31,800
#6853 of 9751
Re: Price on TL in St Louis [gateway2] by geekybiker
Sep 25, 2006 (3:26 pm)
Reply

Replying to: gateway2 (Sep 25, 2006 8:14 am)

I picked up a NBP/Camel 6spd non navi for $29.5k +TTL 2 weeks ago in the Chicago area.
#6854 of 9751
Re: Price on TL in St Louis [bz2] by rstar15
Sep 25, 2006 (3:31 pm)
Reply

Replying to: bz2 (Sep 25, 2006 2:43 pm)

Which dealer in Chicago quoted you $29,800 and $31,800?
#6855 of 9751
Re: dealer says credit score is lower than it really is [rekonn] by sas099
Sep 25, 2006 (3:32 pm)
Reply

Replying to: rekonn (Sep 25, 2006 1:40 pm)

You know that was the case with me too. They ran mine and my wife's and the score were lower than we thought. They were lower by about 15-20 points. This of course put me in the 5.9% bracket too. I was told that we were 3 points away and were told that Honda credit won't budge. It sounds suspicious if this is happening to other people. Because I know my credit score is 715 according to Transunion and Experian.
 
What can be done?
#6856 of 9751
Re: Price on TL in St Louis [geekybiker] by rstar15
Sep 25, 2006 (3:32 pm)
Reply

Replying to: geekybiker (Sep 25, 2006 3:26 pm)

Which dealership did you go thru?
#6857 of 9751
Re: tl prices [qainspect] by socalguy2
Sep 25, 2006 (4:46 pm)
Reply

Replying to: qainspect (Sep 23, 2006 5:05 pm)

Thanks for the info. Can you pass on the email address of the interet sales guy.
 
Thanks in Advance
#6858 of 9751
Reminder.. by kyfdx HOST
Sep 25, 2006 (6:53 pm)
Reply
You may include the dealership name, city and state in your post. Please do not post names of salespeople, telephone numbers, email addresses, or other contact information.

Messages Page 686 of 976
1
...
683
684
685
686
687
688
689
...
976
Prev
Next
Last
Go To Msg #
Search This Discussion
To POST a message, please Sign In.

New? Join Now!

Forum Tools

Please sign in.
Email Address:

Password:

Forgot Password?

Search Forums

Enter Keyword(s)

Advanced Search

Browse by Vehicle



View All Vehicles
Advertisement
Ask the Community
See What People Are Asking

Browse by Board

Browse by Topic


View All Topics

Today's Chats

Advertisement