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Pontiac Vibe Prices Paid and Buying Experience

319 messages,  Last post on Oct 07, 2008 at 10:07 AM

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What is this discussion about? Pontiac Vibe, Hatchback, Wagon

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#40 of 319 pontiacvibe by carbonni Nov 20, 2003 (8:03 pm)
Did you finance through GMAC in order to get the $400 grad cash?
#42 of 319 carbonni by pontiacvibe Nov 21, 2003 (10:57 am)
Yes, I did have to finance through GMAC to get the $400 grad cash. Since I took the cash rebate GMAC gave interest rate of 7.99%. The lowest they offer was 5.99% but I had very high credit card debt (0% balance transfer deals). But, it's not a big deal, since I will pay it off with my home equity line of credit loan at 3.25% (before tax write offs). The finance manager told me I have to keep the loan at least 3 months to avoid early payment penalties, so I will pay all of the balance minus 2 payments the first month. Then I will pay two regular payments to payoff the loan. After all is said and done, I would have paid $41 extra in interest rate to get $400 cash.
#43 of 319 Never thought I'd say this... by richyoung Nov 21, 2003 (2:12 pm)
... but had a GREAT experience with a car dealership. Just bought my '03 Vibe AWD for $13,500. It was lightly used at 6400 miles. In fact, it is the white Vibe that is pictured on the Edmunds site for $13,995. They gave me $500 for my 92 Olds 98 Regency with 126,600. First thing I asked was "With this price, what's wrong with it?" - Nothing - CERTIFIED and all. Dealer told me that they work differently with internet buyers - supposedly we have done our homework. Be that as it may... in at 7 out by 9. Great financing and service to boot. Name of the dealership - Gillespie Pontiac in Chicago. Oh yeah...I LOVE my Vibe! Peace.
#44 of 319 richyoung by pontiacvibe Nov 21, 2003 (4:27 pm)
Great price for AWD. What options did it have?
#45 of 319 pontiacvibe by carbonni Nov 21, 2003 (7:38 pm)
Nice financial arrangement! It looks like a great deal to me.
#46 of 319 pontiacvibe by richyoung Nov 22, 2003 (12:13 pm)
It has the automatic package...basic but necessary! Really wanted AWD (Chicago can get nasty one or two days out of the year!), so when I saw that, I was really pleased. Doesn't have the MOON and TUNES, but never got into moonroofs. Has the carpet in the back (that an option or standard?). Guess I could have tried to deal - but why tempt the Fates? Overall, a solid car and deal even without all the bells and whistles, don't you think? Besides, I only walked in with the car and nothing down. They even worked with me there - got the extended warranty. Since it was titled out, couldn't get all the cool deals, but at 6400 miles, I ain't complainin'!
#47 of 319 carbonni by pontiacvibe Nov 24, 2003 (11:52 am)
Something funny happened over the weekend. Got a call from finance manager that she got a lower rate for me 6.49% vs original 7.99%. I told her it wasn't worth the trouble for me to go back to dealer to sign new paperwork since I am paying it off in one month. Then she confessed and told me the bank (GMAC) wouldn't accept the original 7.99% and I had to come in and sign for the new lower rate. Seems like they paded too much on the interest rate. I know that dealers pad the interest rate and take the profit all the time. But because I was getting $400 recent graduate rebate, they couldn't go to their regular bank and had to go to GMAC (GMAC is giving the rebate). I didn't deal for lower interest rate since I am paying it off in one month. So I went and drove 22 miles round trip to get the lower rate and save about $12 in interest. Just thought it was kind of amusing that they actually HAD to give me a lower interest rate.
#48 of 319 $15,600+taxes,title, reg by ttaranov Dec 03, 2003 (9:02 pm)
just put a deposit on the 2004 base FWD Vibe with monotone, power & auto packages for my wife. Dealer's offer - $500 under invoice (no haggling or GM certificates needed), which makes MSRP of $19,090 reduced to $17,600 - $2000=$15,600. The car should be here in another week or so, so I'll pay for it then. I don't have GM points so no more rebates - but who cares - it's still cheaper than Matrix, plus my wife likes it better.
#49 of 319 ttaranov by pontiacvibe Dec 05, 2003 (1:38 pm)
That is a great price for no haggling. The best I have seen in So Calif was $1000 under MSRP. Congrats! I know it is a personal preference, but I do like the look of Vibe a lot better than Matrix.

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