Last post on Nov 02, 2006 at 7:48 AM
You are in the Subaru Forester
What is this discussion about?
Subaru XT, Subaru Forester, SUV
#1575 of 6715 Problem with Subaru VIN
Oct 24, 2003 (6:11 pm)
This is weird. I went to setup the MySubaru.com website for my vehicle and when I entered my VIN number it showed my XT as a, "Forester Base". Is this normal for XTs? I emailed the webmaster there and he replied saying that the VIN was, indeed, showing as a base model. I checked the VIN number on my registration, on the window plate, and the Monroney sticker and they all exactly match what I gave Subaru.
When I look for the manual online I get a message stating that manuals are not available for cars prior to 1998!
Is everyone else experiencing this because the model is so new?
If it's not the case then I'm deeply concerned and will call Subaru first thing Monday because I could see no end to the headaches this problem could create.
#1576 of 6715 Extended warranty & mysubaru.com
Oct 24, 2003 (6:54 pm)
re: XT extended warranty - I paid $1650 for a 7/100 $0 deductible. Keep in mind most dealers surcharge 200-250 for the turbo. Did not get it at the selling dealer as he was over $2400. Took a lot of shopping at that to get the 1650. Extended warranties are very subjective - some people never need them, on the other hand people like me buy them every time and have yet to lose money on them. I went the 7/100/0 because for the next 7 years I don't want to have to even think about it. It's all a matter of preference - go with whatever's in your comfort zone, after all, its your money.
re: mysubaru.com. I've got the same problem. I e-mailed them regarding this over a month ago and received no response. Disappointing in that the technical help over the site has been outstanding. Interesting to note that they do have the correct selling dealer and my warranty information. I think the more people that mention this to them the better the chance of getting it fixed. Actually glad to see your post as I was contemplating e-mailing them again. I wonder if they're re-prooofing the manual given the oil capacity boo-boo?
#1577 of 6715 Extended Warranty, save 40% or pay a 40% markup
Oct 24, 2003 (9:56 pm)
There is a fake Subaru-Warranty Website that claims to save you 40%. The Dealer mark up on Classic or Gold Subaru Added Protection plans is 40%. Despite what you might read, these Policies are fair traded regulated Insurance Products, and can not be discounted. Here are the exact prices listed on your Dealers Website. If you paid less, it might not be an authentic Subaru policy?
Dealer Suggested Retail Pricing Schedule
Plan Terms Classic Gold Plus
3 years / 45,000 miles $240 $350
4 years / 60,000 miles $320 $530
5 years / 60,000 miles $430 $700
6 years / 60,000 miles $550 $850
6 years / 80,000 miles $820 $1200
5 years / 100,000 miles $1200 $1500
6 years / 100,000 miles $1250 $1700
7 years / 100,000 miles $1450 $1950
3 years / 45,000 miles $300 $450
4 years / 60,000 miles $400 $650
5 years / 60,000 miles $500 $800
6 years / 60,000 miles $700 $920
6 years / 80,000 miles $1000 $1370
5 years / 100,000 miles $1400 $1750
6 years / 100,000 miles $1500 $1900
7 years / 100,000 miles $1700 $2150
3 years / 45,000 miles $450 $600
4 years / 60,000 miles $550 $800
5 years / 60,000 miles $650 $900
6 years / 60,000 miles $800 $1100
6 years / 80,000 miles $1200 $1580
5 years / 100,000 miles $1600 $1990
6 years / 100,000 miles $1800 $2170
7 years / 100,000 miles $2000 $2460
Eligibility: New plans - up to 3/36,000 from in-service date
Turbo Surcharge: add $250 to 80K and 100K plans only
#1578 of 6715 Ifdal & Miamixt Ext. War. Subaru Gold Plus again
Oct 25, 2003 (8:29 am)
Ifdal (Larry) - You indicate you had to shop around alot to get 7/100,000 $0 deductible for $1,650. Is this truly a policy issued by Subaru itselt? Seems like an excellent ("unbelievable") price; was it purchased from dealership where you also purchased the XT? According to Miami XT your policy should have cost $2,460 + $250 (turbo surcharge) = $2,710 for the Gold warranty, OR $2,000 + $250 = $2,250 for the Classic. What did you pay for your XT in relationship to Dealer Invoice? Perhaps they made a bunch of money there and cut you a deal on the warranty but it does not sound like that fits your description.
Miamixt - Where did you get what you indicate are MSRP for the Subaru warranties? You indicate that is posted on my dealers website, but I have not been able to see it there. Can you show a link to a dealer website where they list the prices. I have always been referred to their own Subaru finance minister to get pricing (and of course the sales pitch, low key or otherwise) If this is truly accurate pricing then it is extremely helpful.
It is clear to me from my shopping for XT as well as asking about Gold Plus extended warranty and talking with the finance minister at each dealership that the following is true:
1) Initial asking price on the policy (Gold Plus) is all over the map.
2) I am truly comparing apples to apples, namely a Subaru policy not some third party policy that the dealership is selling. I believe that this is true because at least two of the dealerships also sold a third party policy and gave me pricing on that.
3) When I made it clear that my interest if was going to purchase at all would be only in the Subaru policy but not at that price, there was a second asking price considerable lower.
4) With my local dealer in relatively small town of 40,000 who has lost out on 3 prior Subaru purchases that I have assisted with said he really wanted my business, he was willing to sell the XT at $200 over invoice and the match the price on the policy I had gotten quoted elsewhere. So he dropped policy price from the original asking price of from $1,825 to $1,475.
With the dealer that I am now in contract with where I am paying under invoice on the XT he dropped the policy price if I choose to buy it from the original price of $2,195 to $1,475. Based on Miamixt pricing chart these dealers are discounting the policy by 33% off the MSRP. My guess is at that price of $1,475 they are still making a little bit of money.
Any other experiences from people is greatly appreciated.
Edward (S. Oregon)
#1579 of 6715 Refundability & Subaru Gold Plus Warranty
Oct 25, 2003 (8:45 am)
Have read numerous posts on this topic. The three clear finance ministers out of the five that I talked with all gave the same account of how things work and I believe that they actually have an accurate picture.
Before sharing that picture let me indicate that one of these finance ministers also sells a thrid party policy from API that does have a full refund minus $110 if never used and if you still own the car and submit your refund request within 60 days of the expiration of the policy based on time (even if the mileage expiration happened earlier).
What the three indicated on the Subaru issued policy is that:
1) It is transferable once at a cost of about $75 currently.
2) There is never a full refund, only a prorated refund, even if one never has had a claim.
3) The prorated refund gives the customer the lower of: the fractional amount of time left on the policy; or the lower of the fractional amount of miles left on the policy. There is no deduction of this pro-rated calculation for any claims that have been paid by Subaru for using the policy.
4) If getting a pro-rated refund there is a $25 to $45 surrender/processing fee.
Sure is annoying to have so much confusion and so little "official" information on the Subaru issued extended warranty. Perhaps I have just been looking in the wrong places, but based on the posts here it is clear that some people are buying this insurance and have been told different things (perhaps about the same policy). But what really counts is what the policy says in writing and whether posters are making there interpretations on the identical policy. Will be nice to get back to living a life including driving a car. As always thanks to all of you for your information and intelligent opinions. I am gratefu for all of the assistance.
Edward (S. Oregon)
#1580 of 6715 Extended Warranty Prices
Oct 25, 2003 (9:18 am)
You can get Added Security Gold for 40% off if you choose the 7/100 plan, there's enough profit in it.
You also don't have to buy from your selling dealer.
#1581 of 6715 Authentic warranty
Oct 25, 2003 (10:36 am)
I went through a Subaru dealer, received paper work to sign that had Subaru all over it, Subaru is merrily tapping my credit card every month for the next 10 (still a great deal IMO, as long as I pay the card every month, 0 % interest), and mySubaru.com shows me as having the gold plus. So I'm assuming its authentic.
Also - IF you take the 10 pay plan, and cancel within 90 days of paying off the warranty, you WILL get back every dime. I did. Really.
Since for the first 3/36 everything's covered, the chances of needing it for anything not covered are probably pretty remote.
So you can buy it now at today's prices (which are higher than last years) and take 13 months to figure out if you want to keep it. Not a bad deal.
Oct 25, 2003 (10:53 am)
You can cancel and get a full refund because the warranty isn't active until you pay in full, after 10 months.
Oct 25, 2003 (11:11 am)
That's what I mean - the chances of needing it during that time (3/36) are really remote - so why not get it over time?
Oct 25, 2003 (12:07 pm)
You still have the additions like trip interruption coverage. Your card at 0% is only a deal if you pay monthly, after all.