3162 messages,
Last post on May 05, 2013 at 1:31 PM
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Car Warranties
#3082 of 3162 BUYING A NEW SAAB
by aeropower
Mar 01, 2012 (10:35 pm)
So I'm leaning toward buying a new 2011 Saab 9-5 and since there is no warranty on new saabs because of Saab's bankruptcy I'm considering a 3rd party. The dealership recommended Zurich. I currently have a Saab and only had two warranty claims in the 4 years that I've had the car. The dealership actually allowed me to claim an ignition and brakes on the warranty too so I really don't consider those claims. I had spilled my coffee on the console and a few drops got in the ignition which they replaced for me under warranty. I bought it when it was 2 years old and had 31k miles. It's now 6 years old and has 98k. Given all this I'm not even sure if I should shell out the money for the warranty. Any suggestions/thoughts?
#3083 of 3162 Re: BUYING A NEW SAAB [aeropower]
by qbrozen
Mar 02, 2012 (7:37 am)
Sorry I don't have an answer ... but out of curiosity, how deep are they discounting the new car?
Aside from the warranty issue, where would you even go to get the work done?
#3084 of 3162 Re: BUYING A NEW SAAB [aeropower]
by texases
Mar 02, 2012 (8:25 am)
I'll just try this one time: DON'T buy it! There is nothing left of the company, you will take a bath in depreciation, There are MANY GOOD CARS equal to the 9-5.
Done.
#3085 of 3162 Re: Extended Service [gapvendor]
by clickrs2
Apr 13, 2012 (3:22 pm)
Thanks for sharing this info with us, I looked into ASC and I am impressed. Especially since buying a used car, it has low mileage for a 2009, but since it is for my daughter who just started working, worried about repair bills for her. This helps alot. I do appreciate it.
#3086 of 3162 Florida Law regarding extended warranty pricing
by bnivrm
Apr 15, 2012 (10:34 pm)
I purchased a new vehicle recently. After talking to the finance guy about extended warranties, I was told in Florida, they are not able to adjust or negotiate the extended warranty price. When I asked him for the specific law, he could not tell me.
Is this true? I can not find any information regarding this anywhere. Other than one person trying to find out the same thing after a purchase in 2009.
#3087 of 3162 Re: Florida Law regarding extended warranty pricing [bnivrm]
by texases
Apr 16, 2012 (7:01 am)
I don't know about Florida in particular, but I know I would never, ever, buy an extended warranty at closing, that is the MOST expensive place to buy it. He will say ANYTHING to get you to buy. Just say no, you don't have to buy it then, anyway.
#3088 of 3162 Re: Florida Law regarding extended warranty pricing [bnivrm]
by robr2
Apr 16, 2012 (5:05 pm)
Yes it's true.
Florida considers Extended Warranties a form of insurance. It's pricing is regulated by the insurance commission and cannot be discounted. Further, many manufacturers will not allow dealers outside the state to sell warranties to Florida residents again due to the insurance commission regulations.
Apr 17, 2012 (4:50 am)
As stated, my understanding is [ and I am neither a lawyer nor a resident of Florida ] that Florida motor vehicle extended warranties are legally covered as \ treated as insurance.
They may be the only state that does so.
http://www.leg.state.fl.us/Statutes/index.cfm?App_mode=Display_Statute&URL=0600-- - 0699/0634/0634.html
634.1815 and 634.282 appear to include specific reference to uniform pricing. Most specifically, I suspect:
'(6) UNFAIR DISCRIMINATION.—Knowingly making or permitting any unfair discrimination between individuals of the same actuarially supportable class and essentially the same hazard, in the amount of premium, policy fees, or rates charged for any motor vehicle service agreement, in any of the terms or conditions of such agreement, or in any other manner whatsoever.'
Good luck!
- Ray
Georgia resident . . .
#3090 of 3162 Re: Florida Law regarding extended warranty pricing [robr2]
by billy3554
Apr 17, 2012 (9:04 am)
So many reasons not to live in Florida! My favorite is the crazy $600 document fees! And of course, the Stand Your Ground lunacy! Florida sometimes seems like a third world country.
#3091 of 3162 Re: Warranty Solutions [valsblondies]
by mrt1063
Apr 20, 2012 (12:35 pm)
I bought a used 2006 Toyota Highlander Hybrid from a Toyota dealer and bought the Warranty Solutions warranty thru the dealer. I have used to twice, for a $600.00 dollar wheel bearing replacement and for a total of $1800.00 for a air conditioner condenser and a radiator replacement at a Toyota dealer. Both times the dealer called them for authorisation, they approved the wheel bearing over the phone and sent a adjuster out to OK the second repair. Everything went smooth no problems. The warranty has payed for itself.