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Extended Warranties

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Edmunds article: Third-Party Extended Warranty Scams

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#2144 of 2870 Re: Extended warranty purchase after contract signed [cmc15] by mitzij Feb 26, 2008 (7:58 am)
Replying to: cmc15 (Feb 25, 2008 7:07 pm) I wouldn't put the blame on Edmunds. They accept money from advertisers to keep this site running. I haven't paid a dime to be a member here (not directly, anyway), so somebody has to pay the bills. Advertising is a money thing, not an endorsement. Right now there's a Cadillac looking me in the face. Edmunds doesn't care whether or not I buy a Cadillac, they just like the $$ they get to advertise. You do make a good point. It sounds like you're being shafted by ole Vemeco. These house-of-cards companies always seem to fall in the long run. Replies to this message: dwynne (Feb 26, 2008 10:38 am) cmc15 (Feb 26, 2008 2:24 pm) jipster (Feb 27, 2008 6:52 pm)
#2145 of 2870 Re: Extended warranty purchase after contract signed [mitzij] by dwynne Feb 26, 2008 (10:38 am)
Replying to: mitzij (Feb 26, 2008 7:58 am) Anyone that purchased a 3rd party service contract in recent years has only themselves to blame if things go wrong. Certainly there have been enough of these companies that fail and enough horror stories about claim payments to have scared off any prospective buyer that does their homework first. The only way *I* would risk a 3rd party warranty is if the manufacturer had no extended warranty available (like BMW) and then I would likely buy from the local, servicing dealer. So at least I would have someone to shout at if the dealer claimed to be unable to fix my car under the warranty THEY sold me.   Dennis Replies to this message: cmc15 (Feb 26, 2008 2:24 pm) jipster (Feb 27, 2008 6:52 pm)
#2146 of 2870 Re: Extended warranty purchase after contract signed [dwynne] by cmc15 Feb 26, 2008 (2:24 pm)
Replying to: dwynne (Feb 26, 2008 10:38 am) Dont get me wrong, I am not directly blaming Edmunds. 5 years ago when I purchased the warranty I tried to do as much research as possible. One of the modes of information that I relied on heavily was this site. I cant recall the exact wording, put it was clear to me then that Warrantybynet was more than just a sponsor of this site. I'm sure it takes advertisers to keep this up and running, but no service or person should endorse a product without a solid backround.       I paid for my repairs 100 % out of my pocket today. I was told to FAX in my bills in to Vemeco. I asked how long to get reimbursed and was told," we dont have a time frame" I also got a call from Heritage. The guy was a total a**. He read me a prepared statement and when I stopped him to ask a question, he became even more rude and said, " I think its odd that you would stop me when I'm not done reading." Needless to say this sorry a** corporate paper pusher was not able to come up with any answers on his own so he has to read a statement like a robot. I wonder if he had to go to college to learn his profession !   FYI... The guy at the dealership pointed something out to me tho.... he said never buy an extended warranty when you buy the car. Wait until you have about 3 months to go until the Manufactures warranty expires...and then if you think you are going to keep it, buy a warranty FROM THE DEALER. LIVE AND LEARN Replies to this message: jipster (Feb 27, 2008 6:52 pm)
#2147 of 2870 Learned my lesson years ago... by miniclubman Feb 27, 2008 (5:59 pm)
Many years ago I purchased a third party extended warranty for my Isuzu (an I-Mark Turbo hatchback!) When it came time for a repair five years later the warranty company had gone belly-up. A sympathetic Isuzu dealer cut the repair cost substantially, but I vowed then never to get taken again. I agree with others on this board that you should only consider an extended warranty when the car is near the end of the manufacturer's warranty, and then only purchase from the manufacturer and make certain it's not a third-party company not backed directly by that manufacturer. Personally, I'll take my chances once the car is out of warranty, or sell the car if it's been unreliable for the first few years.
#2148 of 2870 Re: Extended warranty purchase after contract signed [cmc15] by jipster Feb 27, 2008 (6:52 pm)
Replying to: cmc15 (Feb 26, 2008 2:24 pm) Dont get me wrong, I am not directly blaming Edmunds. 5 years ago when I purchased the warranty I tried to do as much research as possible.   Out of curiosity, how much did you pay for your extended warranty, and how much did Warrantybynet reimburse you for repairs?
#2149 of 2870 2009 Nissan Murano and Extended Warranty by khristina Feb 29, 2008 (8:45 am)
Just need to do my final bit of research. I never got an extended warranty for my Corolla, so this is all new to me.   I understand that an extended warranty can be beneficial, if heaven forbid, I need to make some major repairs down the road that are rather expensive. I also understand, that it's also a hit or miss whether or not I WILL need an extended warranty on a new vehicle.   My questions:   1. I know I can get the extended warranty from the F&I office when I buy the vehicle. Can I also get it at any point after, while I still I own the vehicle?   2. Is my best bet getting it from the Nissan dealership or searching online? I've read posts on finding an extended warranty that is backed by the factory / manufacturer. How do I know when that is the case?   3. For any Nissan owners, could you give me an idea of what the Nissan extended warrranty packages are, and the costs? Is it about 5% of the vehicle price?   Any info is appreciated! Replies to this message: boxton (Mar 08, 2008 1:45 pm)
#2150 of 2870 Re: API bankrupt? [varsitysg] by alexs78213 Feb 29, 2008 (8:59 am)
Replying to: varsitysg (Jun 06, 2007 12:00 pm) Be aware of them. I had my warranty bought from API. When it was time to use it, I took my Lexus to San Antonio Lexus and was informed that I will have to pay for the repair and then submit my invoice to get reimbursed and wait 90 days for the money to get here. After 90 days, I called and was given the run around till I got hold of someone. I come to find out that my money will come from an insurance company since API has a pending case of bankruptcy in court. The lady at the insurance company told me that they are not paying any claims, even if approved, till the bankruptcy case is over. It has been 8 months and I'm still waiting. I'm thinking of seeking professional legal help. These &^%* need to pay what they owe everybody. Replies to this message: mikefm58 (Feb 29, 2008 5:54 pm)
#2151 of 2870 Re: API bankrupt? [alexs78213] by mikefm58 Feb 29, 2008 (5:54 pm)
Replying to: alexs78213 (Feb 29, 2008 8:59 am) I know exactly what you're going through as I got burned by the Warranty Gold bankruptcy. The best advice I can give you is to move on and chalk it up to lessons learned. You won't see a penny. It's all tied up in the bankruptcy courts and all perfectly legal so don't bother getting legal help.
#2152 of 2870 Re: olympicare [candys] by candys Feb 29, 2008 (7:12 pm)
Replying to: candys (Jan 21, 2008 4:12 pm) again, does any one have a phone number to olympicare? I lost my contract, and no luck with the dealer. Phone number please. Replies to this message: joel0622 (Mar 01, 2008 5:52 am)
#2153 of 2870 Re: olympicare [candys] by joel0622 Mar 01, 2008 (5:52 am)
Replying to: candys (Feb 29, 2008 7:12 pm) I am pretty sure that they are administered by these folks.   Ethos Group   They called on me one time a few years ago and I seem to remember something about Olympic Care. They only came once though. If I had a $10 bill for every AM warranty compnay I have given the bums rush to over the years I would be retired.

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