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#2025 of 3162 Re: Honda Care in Florida [jam8]
Jul 14, 2007 (8:06 am)
You need to talk to your state legislators. By Florida law automobile extended warranties are considered insurance and prices are regulated by the state. So you can only buy from a FL dealer and they are not allow to either mark up (in theory) or discount the plans. That said, $2,705 sounds like a way marked up price to me - check with other FL dealers and see what they say. I think the law was put in place to try to help the state's vast senior population from getting ripped off - but the net effect is that FL residents DO pay way too much for stuff like HC.
You FL folks need to band together and get extended auto policies excluded from this law.
If you go to any of the online HC links, like the one user msw66 provided, they will not sell you a plan once you disclose you live in FL.
BTW, there is a HC specific forum here at Edmunds .
#2026 of 3162 Re: Honda Care in Florida [dwynne]
Jul 14, 2007 (11:04 am)
I was hoping to learn from other Floridian's experience.
I know it is a rip-off. Florida's insurance situation is a nightmare, and extended warranties are a minimal issue. I just renewed my professional liability insurance and there was a 2% surcharge to help bail out Citizens Insurance, the State's property insurance Company. I've got a real problem with it.
#2027 of 3162 Re: Honda Care in Florida [jam8]
Jul 14, 2007 (1:02 pm)
there was a 2% surcharge to help bail out Citizens Insurance
I too got that on my State Farm auto policies. Don't ya just love it? For those not familiar with Citizens, it's a state run home owner's insurance company for folks that live on the coast and can't get insurance elsewhere. So instead of jacking up the policy holders rates, our lovely legislators are forcing the rest of us Floridians to chip in with a surcharge on EVERY insurance policy, homeowners, auto, liability, etc, etc.
#2028 of 3162 Re: Honda Care in Florida [jam8]
Jul 14, 2007 (2:09 pm)
About the only way around the high price I have heard of is for folks that have a residence outside of FL. I don't think anywhere along the way of getting the HC plan do they ask for title or tag stuff, so you could buy a plan on the cheap if you had a legit mailing address in another state. You might need to pay for it with a check or credit card that matches the address you are using for the purchase - or the discount HC dealer would likely stop the sale. The name needs to match the person the car is registered to - and would be taking it in for service, so you could not get a relative/friend to buy it for you. I would think once the plan is accepted in the computer you would be good to go - and I would think in the service computer system it would be the same entry as if you purchased for 2x the price from a FL dealer.
If you don't own property out of state, I am not sure of the cost and legality of setting something up to dodge the FL law. A mailboxes etc type address would be cheap enough to set up, but you are likely to run afoul of the law if you got caught.
#2029 of 3162 Re: Honda Care in Florida [dwynne]
Jul 14, 2007 (7:11 pm)
I had thought about using a relative's address in Atlanta. Not sure about the payment method.
#2030 of 3162 Does Audi have an OEM extended warranty?
Jul 16, 2007 (1:18 pm)
I am trying to find out if Audi offers its own extended warranty. I have read a press release somewhere they made an agreement about 2003 with the JM&A group, wherein their dealers would sell JM&A's warranty products. The JM&A website is unsettling because it talks primarily about increasing sales and profits for the dealers, and relatively little about customer satisfaction with their warranties. My local dealer (Checkered Flag Audi in Virginia Beach, VA) only offers extended warranties through them, as do all the local Checkered Flag dealerships in other brands. I have the feeling this is more because of greater profits for them than better service for the customers, but I'm kind of cynical that way. One message I took from the extended warranties discussions on Edmunds a year or two ago was to avoid third-party warranties if at all possible, due to problems with getting repairs approved, and finding places that would accept the warranties, whereas all brand dealerships would/have to accept their own brand's warranty. But if Audi doesn't have its own OEM warranty, then it's third-party or nothing. If the JM&A warranty is "endorsed" (for lack of a better word) by Audi, then I would presume all Audi dealerships would accept it. Any feedback will be much appreciated.
#2031 of 3162 Audi Extended Warranty Update
Jul 16, 2007 (2:11 pm)
I called the number for Audi Premium Protection (877-800-0286) as listed on Audi's website (under Contact Us), and the gentleman who answered to give information said in fact that the program labled APP was in fact supplied and administered by the JM&A Group. He was, he said, an employee of JM&A, and not Audi. So I guess it is a "hybrid" OEM warranty: sanctioned by Audi, but supplied and administered by JM&A Group.
#2032 of 3162 Please weigh in on this one...
Jul 16, 2007 (6:53 pm)
I have an opportunity to purchase a 2-year maintenance service from my dealer for my 2003 BMW 3 series. It covers things like, oil changes and fluids… their selling point is that it also covers brake pads and rotors. It does not cover things like a front-end alignment or tires (normal wear). They want $1400. Is it worth it? I would appreciate some advice here.
#2033 of 3162 subaru extended warranties
Jul 18, 2007 (10:10 am)
I just purchased a subaru legacy and am thinking about buying an extended warranty. What type of warranty should I look for and how much should I expect to pay?I intend to keep the car for at least 5 years and will be driving an average of 13,000 miles per year.Should I go with a 100,000/7 year warranty and use it as a selling factor if the warranty is transferable?
#2034 of 3162 Re: Mercedes AMG extended warranty [thaitravellr]
Jul 18, 2007 (2:26 pm)
Name of insurer is Interstate National Dealer Services. At the office that I called (referred by AAA) they have more than 1 warranty co. available.
My car only had 11,500 mi. on it so I got the new car rate. 7 yrs,100,000 mi and 0 deduction. Including the optional electronics care the total was approx. $2,900. As my car was 2.5 yrs old at the time of purchasing the warranty I am covered for 5.5 yrs after the 4yr MB warranty expires.