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Extended Warranties

2873 messages,  Last post on Dec 02, 2009 at 2:13 PM

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What is this discussion about? Car Warranties

Edmunds article: Third-Party Extended Warranty Scams


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#2001 of 2873
Re: AAA warranty [jipster] by dwynne
Jun 22, 2007 (10:45 am)
Reply

Replying to: jipster (Jun 22, 2007 9:36 am)

Does AAA offer an backup if the warranty co. goes bankrupt?
 
If not, stay away - far, far away.
 
Dennis
#2002 of 2873
Re: AAA warranty [dwynne] by nortsr1
Jun 23, 2007 (2:41 am)
Reply

Replying to: dwynne (Jun 22, 2007 10:45 am)

I agree with you Dwynne! Go with the OEM Factory warranty. There are too many horror stories of bankrupt warranty companies where people THINK they are getting a better deal by saving a few bucks!!! Not only that, half the shops won't even bother to honor those OTHER warranties.
#2003 of 2873
Warranty Gold (was that the name?) [nortsr1] by joe131
Jun 23, 2007 (3:16 pm)
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Replying to: nortsr1 (Jun 23, 2007 2:41 am)

I had very good luck collecting repair money both before and after the extended warranty company went bankrupt. The state has a fund set so claims can be paid even if insurance companies go bust.
Two Ford dealers honored the warranty several times. I was never refused on a claim.
Over $10,000 was paid out in total.
#2004 of 2873
Re: Warranty Gold (was that the name?) [joe131] by nortsr1
Jun 24, 2007 (5:30 am)
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Replying to: joe131 (Jun 23, 2007 3:16 pm)

That's a good post,joe131; however, who wants to go thru that hassle. I have never heard of an OEM factory warranty going bankrupt and then having to go to the STATE to get repairs!!!!
#2005 of 2873
Re: Warranty Gold (was that the name?) [nortsr1] by joe131
Jun 24, 2007 (9:26 am)
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Replying to: nortsr1 (Jun 24, 2007 5:30 am)

No, no hassle. It was seamless from my side. The dealership knew how to file for payment. No effort needed on my part.
The warranty was not OEM. It was from an aftermarket 3rd party company purchased at a credit union about a year after I bought the new car.
#2006 of 2873
Re: Warranty Gold (was that the name?) [joe131] by nortsr1
Jun 24, 2007 (12:07 pm)
Reply

Replying to: joe131 (Jun 24, 2007 9:26 am)

Consider yourself blessed (or very very lucky)... as there are too many horror stories on the net about bankrupt out of business "NON OEM" 3rd party warranties.
#2007 of 2873
Re: Warranty Gold (was that the name?) [nortsr1] by joe131
Jun 24, 2007 (12:18 pm)
Reply

Replying to: nortsr1 (Jun 24, 2007 12:07 pm)

I bet you are right. A run of good luck does not usually last very long. I don't think I'll ever buy another 3rd party contract like that. If I feel the need I'll buy a manufacturer backed warranty next time.
Some of the new car warranties are so good now I may not feel the need at all. I can just replace the car when the warranty is about over.
#2008 of 2873
Re: AAA warranty [jipster] by greasykid1
Jun 26, 2007 (10:57 am)
Reply

Replying to: jipster (Jun 22, 2007 9:36 am)

Yes there is a reinsurer. I checked with MB re an extended warranty before I bought this one and was told there was NO factory EW. Only when you buy the car can you buy one and the price was VERY HIGH for a short time. Only an aftermarket through the dealer and the price on that was MUCH higher and for a SHORTER time.
I plan to keep this car indefinately so this was my best alternative after I checked out many other sources. So far no problems with the car----it will soon be 3 yrs old.
Great car!
#2009 of 2873
Toyota extended Warranty by kst1
Jul 01, 2007 (9:45 pm)
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Could anybody point to good place to buy the Toyota Extended Warranty? We just bought a RAV4 in California and are looking at getting an extended warranty on it. Thanks!
#2010 of 2873
Re: Toyota extended Warranty [kst1] by dwynne
Jul 03, 2007 (2:46 pm)
Reply

Replying to: kst1 (Jul 01, 2007 9:45 pm)

What you want is called "Toyota Extra Care" and can be purchased from any Toyota dealer. While I can point you at several CHEAP online HondaCare dealers, I can't tell you the best place to buy for a Toyota or Scion.
 
Google up Toyota Extra Care and start getting quotes. One that came up for me is this link and they want $1,055 for a $0 deductible platinum 7yr/100k mile plan.
 
I would only get the premium, as you don't want to pay all that money and later have them tell you some key engine part is needed and is not covered. The site I linked (and many others) show was is covered with each plan - premium covers the cat, exhaust gaskets, air valves, etc that the lesser plans do not.
 
When you find the best place, report back - I have a Scion xB and might want to buy coverage for it at some point
 
Dennis

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