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Smart Shopper Extended Warranties
2870 messages, Last post on Nov 23, 2009 at 4:56 PM
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Edmunds article: Third-Party Extended Warranty Scams
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Replying to: uvebeenscrewed (Jun 09, 2007 10:28 am) Thanks for taking the time to post all of that info. It's truly amazing. I'm going to see if my dealer is still selling those API warranties, and if so, I'm going to report them to the state's AG's office for fraud. This is the first time that I've bought an ext. warrantry and after negotiating a good price for my Trailblazer, I regretted not trying to negotiate the price of the API warranty. I just didn't realize how much "fat" was built into the price. Overall, based on the service history of my SUV, I've gotten more than my monies worth from the ext warranty. However, I got lucky. If I had bought it in the last few years and was just getting out of the factory warranty and into the ext. warranty period, I'd be screwed and out the money. Next time, if I do buy an ext warranty, it will be a factory based warranty. It's funny how my dealer didn't even make me aware of the existence of a factory based warranty. All they did was push the API warranty on me. Thanks to your post, now I know why - they make alot of money on them. In the end, after my aggressive prodding, they accepted payment from APIs ins. company. I'm wondering if they even wind up getting paid, although I couldn't really care less. Thanks again for the info.
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Replying to: varsitysg (Jun 10, 2007 6:44 am) They didn't tell you because it is a better contract for not that much more money. The only thing you can sell a AM service contract on is price. If you are looking at it from a value for dollar stand point the factory contract is better every time. cheaper is not always better |
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Replying to: greasykid1 (Dec 01, 2006 9:46 pm) I called my AAA auto club and they said they do not offer EW. Other people on this site confirm this info.
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Replying to: santamonican (Jun 21, 2007 5:49 pm) |
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Yes AAA! Called their national headquarters in Heathrow Fl.They gave me an 800# to call. This is part of their "Member Care" program. At this number there is a provider with more that 1 warranty co. available. They said that they would recommend the co. that was had the best policy for my particular car as they could quote from more than 1 provider. The best time to buy a policy is before 12,000 mi. as after that price goes up and coverage goes down. My warranty co. is Interstate National Dealer Services. 800 942-0400 Have 7 yr'100,000 mi coverage 0 deducts. Including extra electronics coverage (my car is loaded with $15,000 of extras,mostly electronics)....$2909. This takes me to Jan 2014. As my car was 2 1/2 yrs old at the time I have an additional 5 1/2 yrs after MB warranty runs out. You also can get 12 months to pay at no interest. If you call ask them what they have in the way of promotions. I have to rely on AAA that they know what they are endorsing.
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Replying to: greasykid1 (Jun 22, 2007 9:29 am)
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Replying to: jipster (Jun 22, 2007 9:36 am) If not, stay away - far, far away. Dennis
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Replying to: dwynne (Jun 22, 2007 10:45 am) 
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Replying to: nortsr1 (Jun 23, 2007 2:41 am) Two Ford dealers honored the warranty several times. I was never refused on a claim. Over $10,000 was paid out in total.
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Replying to: joe131 (Jun 23, 2007 3:16 pm)
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