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Smart Shopper Extended Warranties
2870 messages, Last post on Nov 23, 2009 at 4:56 PM
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Edmunds article: Third-Party Extended Warranty Scams
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Replying to: deblyn52 (May 18, 2007 8:21 am) Again, I don't know if this was the case with your EW. IMO, the only reason they would refuse to do anything would be if the refund agreement was a clause in the EW, making the bankrupt company responsible for the refund. Now, if the Refund Agreement was with the dealership, I would think it's their obligation and the EW company's inability to pay is irrelevant. That doesn't mean that they wouldn't use it as an excuse not to refund you - wrong, unethical and mean, but quite possible. And then, if the Refund Agreement was issued on behalf of a different company (as in my case), you would contact them, and EW Company's demise is even more irrelevant. I hope this helps. Do write if you need more details.
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Replying to: neuris (May 18, 2007 6:38 am) I took another look at the pricing setup at GMOUTLET. It is a little different that it was when I bought the GMPP in 2004. At that time the months and mileage went back to the in service date and mileage. Now, if you buy a 60 month and 75K mile plan, it starts from todays date and mileage. There are 3 pricing schedules...New - including less than 12 months and 12000 age and mileage, over 12 & 12k but less than 24 & 24K then over 24 & 24 while still covered by factory warranty. The plan purchased as NEW or less that 12 & 12K is the least expensive... So, there might not be a great rush to purchase...as long as you are under the factory warranty, you should be able to purchase. |
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Replying to: wlbrown9 (May 18, 2007 9:53 am) they sent the below information after i ask them. just in case people in here better take a look at it. Price Class 1 for 2004 to 2008 Used Vehicle with 0 to 24,000 Miles on Odometer *Note: Coverage starts on today's date & current odometer reading, NOT on "Original In-Service Date" when vehicle was new. . Details Used Vehicle Major Guard Class 1 $0 DEDUCTIBLE $100 DEDUCTIBLE $200 DEDUCTIBLE 2004 to 2008 Models List Price / Sale Price List Price / Sale Price List Price / Sale Price 12 mo / 12,000 miles $500.00 / $450.00 $460.00 / $430.00 $430.00 / $415.00 12 mo / 15,000 miles $530.00 / $465.00 $480.00 / $440.00 $440.00 / $420.00 12 mo / 18,000 miles $560.00 / $480.00 $500.00 / $450.00 $460.00 / $430.00 12 mo / 20,000 miles $580.00 / $490.00 $520.00 / $460.00 $480.00 / $440.00 24 mo / 24,000 miles $620.00 / $510.00 $550.00 / $475.00 $500.00 / $450.00 24 mo / 30,000 miles $660.00 / $530.00 $580.00 / $490.00 $530.00 / $465.00 24 mo / 36,000 miles $710.00 / $555.00 $630.00 / $515.00 $560.00 / $480.00 24 mo / 40,000 miles $850.00 / $625.00 $740.00 / $570.00 $650.00 / $525.00 24 mo / 50,000 miles $1,190.00 / $795.00 $1,000.00 / $700.00 $870.00 / $635.00 36 mo / 24,000 miles $840.00 / $620.00 $730.00 / $565.00 $640.00 / $520.00 36 mo / 30,000 miles $890.00 / $645.00 $770.00 / $585.00 $680.00 / $540.00 36 mo / 36,000 miles $950.00 / $675.00 $810.00 / $605.00 $710.00 / $555.00 36 mo / 45,000 miles $1,150.00 / $775.00 $970.00 / $685.00 $840.00 / $620.00 36 mo / 54,000 miles $1,415.00 / $940.00 $1,230.00 / $815.00 $1,040.00 / $720.00 36 mo / 60,000 miles $1,540.00 / $1,065.00 $1,385.00 / $910.00 $1,200.00 / $800.00 36 mo / 75,000 miles $1,855.00 / $1,380.00 $1,630.00 / $1,155.00 $1,465.00 / $990.00 48 mo / 32,000 miles $920.00 / $660.00 $790.00 / $595.00 $700.00 / $550.00 48 mo / 40,000 miles $1,080.00 / $740.00 $920.00 / $660.00 $800.00 / $600.00 48 mo / 48,000 miles $1,415.00 / $940.00 $1,230.00 / $815.00 $1,040.00 / $720.00 48 mo / 60,000 miles $1,585.00 / $1,110.00 $1,425.00 / $950.00 $1,250.00 / $825.00 48 mo / 72,000 miles $1,865.00 / $1,390.00 $1,640.00 / $1,165.00 $1,475.00 / $1,000.00 60 mo / 40,000 miles $1,370.00 / $895.00 $1,160.00 / $780.00 $990.00 / $695.00 60 mo / 50,000 miles $1,535.00 / $1,060.00 $1,385.00 / $910.00 $1,190.00 / $795.00 60 mo / 60,000 miles $1,915.00 / $1,440.00 $1,680.00 / $1,205.00 $1,505.00 / $1,030.00 60 mo / 75,000 miles $2,285.00 / $1,810.00 $1,965.00 / $1,490.00 $1,730.00 / $1,255.00 72 mo / 48,000 miles $1,935.00 / $1,460.00 $1,695.00 / $1,220.00 $1,520.00 / $1,045.00 72 mo / 60,000 miles $2,640.00 / $2,165.00 $2,240.00 / $1,765.00 $1,950.00 / $1,475.00 72 mo / 72,000 miles $3,130.00 / $2,655.00 $2,625.00 / $2,150.00 $2,250.00 / $1,775.00 84 mo / 56,000 miles $2,245.00 / $1,770.00 $1,940.00 / $1,465.00 $1,710.00 / $1,235.00 84 mo / 70,000 miles $3,210.00 / $2,735.00 $2,690.00 / $2,215.00 $2,300.00 / $1,825.00
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Replying to: neuris (May 18, 2007 12:55 pm) Thats the norm when you are buying a used car service contract. New car warranties start on the ISD (in service date)
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Replying to: joel0622 (May 18, 2007 1:07 pm) That used to be the case for GM plans...no longer the case. Here are the current answers from the GM site. When does a GM Protection Plan begin? The term and mileage of coverage is calculated from the date of contract purchase and the current odometer mileage on the vehicle. There are two forms of pricing available: New and Used. "New" consists of any vehicle that has been in service up to 12 months AND up to 12,000 miles on the odometer. "Used" is any vehicle that has been in service for more than 12 months OR more than 12,000 miles on the odometer. When does a GM Protection Plan end? Vehicle service contracts purchased on all vehicles end at the time or mileage selected. All vehicle service contracts and Smart Care vehicle maintenance contracts end at the time or mileage selected (whichever comes first) calculated from the date of contract purchase and odometer mileage at time of contract purchase. For example, a 24,000-mile plan, purchased for a vehicle with 40,000 miles, will end when the odometer reaches 64,000 miles (unless the time period expires first). |
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Replying to: sky23213 (May 18, 2007 9:11 am)
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Replying to: deblyn52 (May 22, 2007 8:23 am) But as soon as you talk about getting lawyers involved, all bets are off and they won't discuss anything with you. And unless you have something in writing that would hold up in court, which would be highly unlikely, you're stuck. |
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Replying to: mikefm58 (May 22, 2007 3:29 pm) That would be in case of a claim. In that case I agree, it's all a matter of good will. But I believe we are talking about the Refund Agreement, which was signed by the dealer. Just following general logic here: if Deblyn has a signed piece of paper from the dealer committing to the said Refund, I guess he has a pretty good chance in court. |
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Replying to: sky23213 (May 24, 2007 8:12 am) |
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