Last post on Aug 29, 2013 at 8:29 PM
You are in the Scion xB
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Scion xB, Wagon
#917 of 1370 advice needed re: used Scion xB
Jul 20, 2004 (9:32 am)
I am thinking of buying a used 2004 Scion xB. The seller wants to get a more affordable used car and get rid of the remaining debt on this one, she is selling the car for what is left on the loan. The remaining loan amount is about $13,500 but the transaction won't be taxable I would save about $2,000 from the price of a new Scion w/taxes. The only extras on the car are the floormats and it has about 4,000 miles on it. Her interest rate is 6.35 though I plan to pre-pay most of the principle up front on whatever car I buy.
I ran a VIN check and took it for a test drive and there is nothing wrong with the car. My main concern in buying a car is getting a good value but now that the 2005's are out, I wonder if it makes more sense to put down the extra money for a 2005.
I need to make the decision ASAP and would appreciate any thoughts people might have.
#918 of 1370 Scion XB, Good in Snow?
Jul 18, 2004 (10:54 am)
I would like to know how people that own the xbs rate them for driving in snow climates? They were just released here in Wisconsin. I need to know if they have good traction etc.... Are they too low for a winter climate, such as Wisconsins?
#919 of 1370 I have the same question!
Jul 19, 2004 (8:26 am)
Still waiting for the new Golf but in the meantime if my old car dies I'll need a new hatchback. Right now I am in SC but may move north next year (MN, WI or MA depending on job offers). Would Scion xA or xB be good options? Or should I go with a 4-wheel drive? (Subaru impreza). Thanks in advance for any input!
#920 of 1370 Re: advice needed re: used Scion xB [akreit]
Jul 20, 2004 (11:38 pm)
How do you buy a car without paying taxes? 6.35 percent sounds pretty high...you should refinance it for a lower rate if your credit rating is good. Very seldom is a car worth what the loan balance is on it within the first two or three years because of initial depreciation that vehicles get when you drive them off the lot new...you should negotiate fair market value for the vehicle and make her eat up the difference! I believe fair market value would be the sticker price less 8% depreciation less 16 cents per mile.
#921 of 1370 Re: advice needed re: used Scion xB [akreit]
Jul 22, 2004 (6:35 am)
I hope you checked on the sales tax issue with your state's Dept of Motor Vehicles...there may not be "sales" tax applicable, but there could very well be a use tax or transfer tax that is similar in percentage to the sales tax that will need to be paid for the title and registration to be issued.
#922 of 1370 Re: advice needed re: used Scion xB [roketsciontist]
Jul 22, 2004 (5:05 pm)
That formula refers to fair "dealer retail" market value, so whether you are willing to pay that much to an individual is up to you!
#923 of 1370 Re: Scion XB, Good in Snow? [metalguitar]
Jul 26, 2004 (7:41 am)
I took delivery of mine in late March, so not much chance to try it during snowy weather here in Boston. We did get a few storms that left some slop on the road and it was fine. Remember, the little box has traction control. As for ground clearance, think there is something like 6.5 inches, so it's not as though you are scraping. I'm not anticipating any problems unless we get a major storm, in which case I'll wait for the plows anyway.
Aug 01, 2004 (4:50 pm)
CR was a little hard on them, you have to account for the pricing, me thinks. Base model with a manual is a bargain.
The Mazda3 they liked cost almost $19 grand, that's steep.
As for taking over payments, I think you'll most likely have to get a new loan and pay the old one off. I'd do that anyway, to get a better rate.
I'd look at that car very, very closely, though. Buyer's remorse after just 4000 miles?
#925 of 1370 Not sure if this has been addressed yet...
Aug 16, 2004 (1:39 pm)
I read the first 12 pages of posts and didn't see my question addressed so I thought I'd write in... I see people saying it's SUV-like and others saying it in no way compares to an suv. I've been in the market for a small suv and have seen XB's on the road and they look pretty cool. They've got the size I'd like, not too huge like an suv but not wagonish like the matrix. I understand it is low to the ground, but the drivers seat... is it low to the ground like a car would be, or is it higher up more like an SUV or mini-van?
#926 of 1370 Seat height.....
Aug 17, 2004 (4:26 am)
...is somewhat in-between a "regular car" and an SUV.