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Prices Paid: Buying & Leasing Experiences Honda CR-V Prices Paid and Buying Experience
7751 messages, Last post on Oct 13, 2008 at 9:15 PM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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Replying to: jgreer (Apr 11, 2005 12:07 pm)
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Does anyone know what Honda's lowest APR currently is on the CR-V? Is 4.75 good? Just missed the 2.9 from last month, kind of regret it now. Are online insurance places cheaper than going in person? Can anyone make any recommendations in the NJ area? Or internet companies, besides Gieco.
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Replying to: robgeo (Apr 13, 2005 12:49 pm) How popular are CR-Vs in your area? In Southern California they are quite popular, and from what I've seen it's harder to get much below invoice here.
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Replying to: jsalz (Apr 13, 2005 10:23 pm) That's not generally a bad rate for a car loan, depending on the term of the loan. If it's a 60 month loan, it's pretty good. The rate you can get mostly depends on the length of the loan and your FICO score. At my credit union, I can currently get a 3.99%, 48 month loan for a new car (putting 20% down). Credit unions are a good place to check for rates. You could go the route of checking rates online (e-loan or something like that). I have never personally used a broker like e-loan. If you are sure that you're going to purchase the car within the next couple of weeks or so, go ahead and apply for loans online. All credit checks within a 2 week period count as only 1 hit on your FICO score. So, you could theoretically apply at several places within a 2 week period and it would only count as one inquiry. But, definitely check around and DEFINITELY make sure that there is no pre-payment penalty on the loan. That way if you want to pay the car off early, it won't cost you more. As for insurance, I have heard pretty good things about 21st Century (I'm not sure if they're available in your area). link title I've also heard good things about Wawanesa (but I think they are only in Canada, Oregon, and California). link title Personally, I prefer to pay a little more for service when I have a claim. So, I have all of my insurance (homeowner's, car, etc.) at one company. My suggestion is to check out the reputation of any company you consider. Epinions is a great place to check things out. link title Also check with the Better Business Bureau (link title). Some states also have insurance commissioners. I know that California has a lot of information about what companies have had complaints, etc. Whatever you do, when shopping for insurance make sure your're comparing apples to apples. You need to compare the exact same coverage if possible. Make sure you are comparing policies with the same deductible too. I hope that helps  Greer |
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Replying to: jgreer (Apr 14, 2005 7:11 am) All I can say is "use email" with the dealers...it worked best for me communciating with about 12 dealers at once and playing each offer with the other, until... |
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Folks, After reading a ton of posts on this board, I've decided to get a 05 CRV LX-FWD (Blue). Now as far as price is concerned, I've received a quote of $20200 drive out, which seems to be a decent deal considering that some local dealers just said, "great deal buy it there!" when I asked them to beat this number. so $20200 (incl. $525 dest, 6.25% tax, doc fee, inventory fee, title, license) - No addons at all. Before I pull the trigger, I wanted to get some feedback from recent buyers in TX. Downside: I need to drive 200 miles each way to get this vehicle. I do have a faxed invoice from the dealer. Thanks
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Replying to: edmunds4mk25 (Apr 15, 2005 8:16 am) How much is the inventory fee? I've never heard of that (of course I live in California though). I kind of wonder if that is an unnecessary fee. Only you can decide if it's worth the drive. If the other dealers are within a couple of hundred dollars and are a lot closer, personally, I would go to one of them. To me it's not worth $200 to pay the extra gas and the hassle of driving. Just my opinion. Greer
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Replying to: jgreer (Apr 15, 2005 8:50 am)
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Replying to: edmunds4mk25 (Apr 15, 2005 8:16 am) BTW, destination s/b 515. As mentioned, if the difference is only a couple hunderd bucks, it might not be worth it to drive and pay $35+ on gas. Moreover, if there's any problem, you might get a better response from the dealer you bought from, and the closer, the better. |
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Replying to: kyfdx (Apr 15, 2005 10:16 am) See what happens when you live in the same state your entire life? I guess if there is something to tax, most governments will find a way to tax it |
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