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Prices Paid: Buying & Leasing Experiences BMW 5-Series Prices Paid and Buying Experience
3505 messages, Last post on Dec 08, 2009 at 10:25 AM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
I posted a message in the Lease section as well, but I am shopping for a 5 series, and my dealer told me that you cannot use multiple security deposits to buy down the rate if the rate is already "Subvented" or supported by BMW Finance. They also told me the "special" money factor was .0019, so they were adding the famous mark-up. Does anyone know what is correct regarding the buy down of the rate with multiple security deposits. In 2001 I was able to do this on a 325CI with no restrictions and the interest rate was therefore very low. Thanks!
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So after almost 3 years of suffering with her 2002 A6 3.0 Quattro (and the awful service department and customer service that came standard), we set out to test drive cars for her in case she has to order for sometime in March. She has it in her head that she NEEDS AWD and we're trying to convince her otherwise. She drove a 330xi and liked it, but thought the trunk and back seat were a bit too small. SO we're talking to the salesman and she's eyeing this 530i in the showroom. So we took it for a test drive. After driving the 530iA (bangalized and all), she decided she could live without AWD. She's genuinely excited about a car for the first time since she ordered a 1998 MB CLK 320 (the car she drove before the A6) back in August of 1997. So her positive test drive along with my Dad's excellent experience with his '04 X5 3.0i lead her to believe that her next car will be the 530iA. Now I have some buying questions: The car in question is an '05 530iA with Steptronic, Leather, Premium Package, Cold Weather, and Xenon headlights. MSRP is 50,720 Capitalized cost (right now) $48,300 (about $1500 over invoice) 36 month/15K per year lease 60% residual .0015 money factor $0 Cap cost reduction $667.56 per month Has anybody seen better on an '05?
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Replying to: azbmwx5 (Nov 23, 2004 5:43 pm) 1) MSD has always been available on BMWFS leases, even the "subvented" ones. 2) In 2001, you got a .0001 reduction for up to 9 extra deposits... that has changed.. the reduction is now half what it was and the extra deposits are restricted to 5. 3) So, before you could save .0009 with 9 extra deposits.. Now, you can save .00025 with 5 extra. As you can see, it is not nearly as generous as it was before.. It still makes a little financial sense, but not enough to worry about.. You can save a LOT more by just getting them to use the base rates. regards, kyfdx |
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Replying to: nyccarguy (Nov 23, 2004 7:36 pm) Don't know about the going purchase price.. but, I ran the lease numbers and got $627/mo + tax.. If you roll the $525 acq.fee into the cap cost, it comes to $643/mo + tax. There could be different figures for NY, not sure.. |
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in Rockland County where my parents live is 8.125%. The bank fee in NY is more than $525 because of the lovely loopholes in the law that allowed people to sue lending institutions for millions of dollars when someone in a leased car was involved in an accident. Many mfrs stopped leasing in NY for about 8 months. The banks recouped some of the money by charging more on the leasing fees. Their up front costs will be as follows: 1st month, Security, Bank fee, & DMV fees (also quite pricey in NY). |
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http://money.cnn.com/2004/11/08/pf/autos/cr_auto_reliability/ Whats going on with these new german makes nothing but problems it seems? First the 7 series was blasted for its styling and then poor reliability of electronics. What are the issues with the 5 series now? Seems like the all new AWD Acura RL which is prob. the most advanced car going right now in the class is the best bet. The Audi A6 is appealing only on the inside that front schnoze is super overdone and hideous.
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| I normally know my way around a regular retail purchace, but for the first time, I'm considering leasing and really need some concrete advice. They just came out with some special lease rates on the slow selling. homely 5 series(but I like it and see it as an opportunity.) Anyway, I'm looking at an '05 530i...total msrp is$50,970. I know it's a waste to dump down payment on leasing but I'll give them 2500.00 and roll the 1st pmt. and sec. deposit into lease. They've come back with 575 a month on a 36 month lease at 10K miles a year. I'm fine with 10K miles as I don't drive a lot. Bottom line, is it unrealistic to want a payment of 540 to 550 a month knowing they are going to start using the new engine(r36) in March production, so buying now means I'm getting the older tech engine? Thanks! Hope you can help. Pittsburgh area. | |
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If your total upfront is $2500, then $575/mo plus tax is about $2000 off MSRP... Not bad, you might be able to knock another $25-$30/mo. off that.. If the $575 is including tax, you might be close to the bottom line. regards, kyfdx
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my parents are looking at pretty much the same car, and were quoted $667 per month for 15K per year on a 36 month lease. We're going to try and do a little better. Right now our Capitalized cost for the lease is $1500 over invoice. Don't worry about the new valvetronic 3.0L Inline 6. The 3.0L motor in the car now suits it just fine. It is a proven engine that shouldn't give you a lick of trouble for the duration of your lease. That's the benefit of leasing. If you were to buy the car, and then the same car came out with the new, more powerful engine, the resale value of your car would go down. Good luck and let us know what's going on. |
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I don't think the new engine will be available in the '05s.. I'm pretty sure the 5-series won't get them until the '06 model year..
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