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BMW 3-Series Prices Paid and Buying Experience

10302 messages,  Last post on Nov 29, 2009 at 1:10 PM

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What is this discussion about? BMW 3 Series, Sedan, Wagon

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#9525 of 10302 security deposit by nyccarguy Jan 17, 2009 (7:42 pm)
Pay your security deposit upfront & take the lower money factor. Replies to this message: irish111 (Jan 17, 2009 8:20 pm) kyfdx (Jan 18, 2009 9:58 am)
#9526 of 10302 Re: security deposit [nyccarguy] by irish111 Jan 17, 2009 (8:20 pm)
Replying to: nyccarguy (Jan 17, 2009 7:42 pm) Evrything I read said to roll it into monthly payments. But I did the math and the difference with .00175 money factor is $2.14 less, and 600 / 36= 16.66 so that adds to 18.80 more per month and at the end of 36 months...36 x 18.80 = $677! that I don't get back. So, why do they say to roll it in? Replies to this message: kyfdx (Jan 18, 2009 9:58 am)
#9527 of 10302 Re: Is this a good deal? [irish111] by qbrozen Jan 18, 2009 (6:13 am)
Replying to: irish111 (Jan 17, 2009 7:23 pm) To answer your question, a car deal is never a car deal until you take delivery and drive away.
#9528 of 10302 Re: security deposit [irish111] by kyfdx HOST Jan 18, 2009 (9:58 am)
Replying to: irish111 (Jan 17, 2009 8:20 pm) If they were actually "rolling the deposit" into the payments, then the money factor wouldn't change.. You would just have a higher payment because of capitalizing that amount.   If they are waiving the security deposit, then the bump in the money factor is .00015, not .00025... So, your money factor would be .0019, assuming they aren't bumping it up for extra profit.   As noted above, the waiver isn't a very good deal, especially on a 36 month lease.. Make the security deposit, then insist on the base money factor.   You can also either pay the acquisition fee, roll it in (i.e.: capitalize it), or waive it in exchange for a bump in the money factor of .00035 (usually a bad idea). I always capitalize the fee.   regards, kyfdx
#9529 of 10302 Re: Lease - Signed on Dec 31 [randyjstark] by investor27 Jan 18, 2009 (6:56 pm)
Replying to: randyjstark (Jan 01, 2009 10:33 pm) Randyjstark. How did you manage to get them to agree to give you back the MSD (money security deposits) even in the case of a total loss? From my understanding, the security deposits are forfeited when you get into an accident. You can have a minor fender bender and they will still use that to take your security deposits. Replies to this message: randyjstark (Jan 19, 2009 5:54 am)
#9530 of 10302 New 2008 lease by killahbeez Jan 19, 2009 (12:38 am)
Just lease a 2008 BMW 328i, how did I do.   Crimson red, black letherette Steptronic auto Paddle shiffters Sports package Heated seats Xenon lights Ipod adapter wheel locks floor mats trunk liner   36/month lease with 12k/year .000125 MF 56% residual MSRP $38750 Neg. price $30750 Bank fee $725 DMV fees $218 Tax $0 (Oregon) first payment $359 due at signing $0   Zero out of pocket for $359/month Replies to this message: blueguydotcom (Jan 19, 2009 12:11 pm) nyccarguy (Jan 19, 2009 8:19 pm) mbeacham (Jan 22, 2009 3:07 pm) blueguydotcom (Jan 22, 2009 9:50 pm) and 3 more...
#9531 of 10302 Re: Lease - Signed on Dec 31 [investor27] by randyjstark Jan 19, 2009 (5:54 am)
Replying to: investor27 (Jan 18, 2009 6:56 pm) Check out bimmerfest .com's forums and go into the "Ask a dealer forum." There is a sticky thread titled "BMWFS Improves the MSD Program!"   This will explain how MSD works!
#9532 of 10302 330xi 2006 Price by mac76 Jan 19, 2009 (9:14 am)
Hi All,   I am planning to buy 330xi with premium,sport,cold packages, over all it is fully loaded. it has 30000 miles on it. 18 months of original factory warranty is left. it is CPO(Certified pre-owned),   Edmunds and Kbb shows around $31,000.   Can any one suggest me the final negotiation price on this.   --Mac
#9533 of 10302 Re: New 2008 lease [killahbeez] by blueguydotcom Jan 19, 2009 (12:11 pm)
Replying to: killahbeez (Jan 19, 2009 12:38 am) Wow, that's a deal!   I don't want an automatic but for less than $400 a month, that's a really sweet deal.
#9534 of 10302 2006 330xi is it good deal? by mac76 Jan 19, 2009 (3:35 pm)
Hi All,     I am planning to buy 330xi with premium,sport,cold packages, over all it is fully loaded. it has 30000 miles on it. 18 months of original factory warranty is left. it is CPO(Certified pre-owned). negotiated for 26500     Edmunds and Kbb shows around $31,000.     Can any one suggest me the final negotiation price on this.     --Mac

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