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Prices Paid: Buying & Leasing Experiences BMW 3-Series Prices Paid and Buying Experience
10297 messages, Last post on Nov 26, 2009 at 11:28 AM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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Replying to: zman1974 (Nov 16, 2008 7:01 pm)
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Replying to: jayrider (Nov 17, 2008 7:06 am) Thanks, Jim
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Replying to: zman1974 (Nov 17, 2008 11:04 am) |
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Replying to: zman1974 (Nov 17, 2008 11:04 am) question two would be --- do you have budget /income concerns that make doing this deal a problem ? If answer one is yes and answer two is no then keep working the deal and get your new ride. If answer one is yes and answer two is yes then don't do it. Sit tight. If answer one is no then you know what not to do.
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Replying to: jayrider (Nov 17, 2008 11:54 am) Question Two: No, other than I will be resetting the payments from 3.5 to 6 years. However, I'll tell you this: If I hadn't purchased an extended warranty at the time I purchased the Acura I would have been destroyed: Since mid 05 I have: 1. replaced the entire transmission 2. replaced the entire climate control system Both of these issues would have cost a great deal more than the extended warranty. So, I am a believer in warranties. Others are not. I have always made out, but I can see the point that your saving money without it, especially if your handy (I am not). Jim
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Replying to: zman1974 (Nov 17, 2008 12:39 pm)
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Replying to: jayrider (Nov 17, 2008 12:58 pm)
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Replying to: zman1974 (Nov 17, 2008 5:09 pm)
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Replying to: jayrider (Nov 17, 2008 6:44 pm) $28K + 4K neg.equity = $32K.. 6 year loan.. In three years the warranty will be up and you'll have a 5 year old car that you still owe $18K on.. and will probably be worth $15K.. But, you'll want to trade, because your warranty is up... (any of this sound familiar?) Getting long term loans on used cars is not a great way to go.. Plus, you have expensive taste (don't we all?). If you've got the $4K in the bank, sell your car and payoff the loan.. Then, see what you can lease for $500/mo. for 36 months, if $500/mo. is your budget.. You'll be better off than constantly buying 2-yr-old luxury cars, and worrying about the warranty expiring.. Just my $0.02, kyfdx
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Replying to: kyfdx (Nov 17, 2008 7:14 pm) Your lease deal sounds great, and I might consider doing that if the deal falls through. Jim |
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