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BMW 3-Series Prices Paid and Buying Experience

10315 messages,  Last post on Dec 05, 2009 at 7:04 AM

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What is this discussion about? BMW 3 Series, Sedan, Wagon

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#9140 of 10315 need a little help by fanaticfather Aug 27, 2008 (7:07 am)
I found a 2008 335i with 5700 miles. Sport, heated seats. I can't find info on either kbb or edmunds as to a fair price for this. It was a dealer service car. no cpo. dealer's asking 40, 995. Any idea what a fair offer would be?   Thank you.
#9141 of 10315 Re: 3 series incentives after Labor Day weekend? [dfwhonda] by manybmws Aug 27, 2008 (5:18 pm)
Replying to: dfwhonda (Aug 26, 2008 8:33 pm) nope. now is the time to strike...
#9142 of 10315 Re: A New Addition (Update) [xeye] by dishwash42 Aug 27, 2008 (5:19 pm)
Replying to: xeye (Aug 24, 2008 1:54 pm) xeye, your logic is a bit flawed. yes, the finance rate is 0.9% and yes, your savings account interest rate might be slightly more than this. however, and this the big point, you pay tax on your savings interest but not on your car loan. so you really are not making money by playing this little game - in fact you are losing money. thus, if you have the full amount available, it would behoove you to pay it off in one shot. Replies to this message: manybmws (Aug 28, 2008 4:43 pm)
#9143 of 10315 Re: A New Addition (Update) [dishwash42] by manybmws Aug 28, 2008 (4:43 pm)
Replying to: dishwash42 (Aug 27, 2008 5:19 pm) cheap loan money is the way to go. cash is king no matter how you invest it.
#9144 of 10315 Expected pricing for '09 by tmchow Aug 29, 2008 (1:07 pm)
I currently own a '04 Z4 3.0i with 38k miles and have been interested in going to a 335i Coupe.   I only found out about the cheap 0.9% financing offer 2 days ago -- clearly I've been living under a rock   I called the dealer and the internet sales manager could not find a car on the entire westcoast the fit my parameters -- 335i Coupe, fully loaded, auto with GPS in either Montego Blue or White. Pretty disappointing, but not surprising given their crazy finance deals.   I've always believed in leasing vs buying since a car is a depreciating asset. We've all heard this line of thinking, and I have a track record of keeping my cars at most 3 years.   This leads me to my questions that I would love input into:   1. What were the deals on leasing during this 0.9% financing promo? I'm assuming there was a break on the money factor but I couldn't find any specifics. Does someone know? Specifically it would be for a 335i Coupe, 12k miles/year and 36 months.   2. I have read that BMW is raising it's '09 prices by 2.1%. By itself, that sucks for anyone that missed out on getting an '08. However, with the recent news coverage of BMW's revenue dropping 33% and their stock dropping 10% at the beginning of August, I wonder if we're going to see any more good leasing and financing deals on '09s? Anyone have any specific info on this?   3. I am considering a USED 335i Coupe instead of a NEW one, however i do know that used care loan rates will be way higher than 0.9%. Anyone have an online calculator somewhere that will help compute the break-even point when USED car is a better deal over a NEW one when comparing different interest rates?   Anyways, that's it for now for my random questions. Any insights or help appreciated! Replies to this message: carnaught (Aug 29, 2008 4:28 pm)
#9146 of 10315 Re: Expected pricing for '09 [tmchow] by carnaught Aug 29, 2008 (4:28 pm)
Replying to: tmchow (Aug 29, 2008 1:07 pm) Try this link: http://www.chamwdetail.asp?StockNumber=381467
#9147 of 10315 328 convertible by youngsl Aug 29, 2008 (4:36 pm)
Hello, I have an offer from a local BMW dealer on '08 328 convertible, and I need some of you experts' opinions:   08 328 convertible Automatic transmission, Comfort Access, BMW Assist with Bluetooth, IPOD MSRP: 47300   Sale price: 43905   36 mon/ 12000 lease: 1153.42 total due at signing 708.18 / month including tax   Do I have a good deal? Replies to this message: jdcar1 (Aug 30, 2008 8:50 am)
#9148 of 10315 Re: 328 convertible [youngsl] by jdcar1 Aug 30, 2008 (8:50 am)
Replying to: youngsl (Aug 29, 2008 4:36 pm) Hard to say if thats a good deal....when you look at a lease deal, you need to break down each item...ie money factor, residual, acq fee, etc. States have different tax rates so its hard to compare between different states. Couple important things to consider to determine a good deal...first, what is the selling price discount...your getting about $3.4k off msrp which is pretty good (could prob do a little better.)   I just leased my 335 coupe and got around $4k off msrp, money factor was .0017, residual was 54% (that should be same across all dealerships), and acq fee negotiated down to $625. I did 36mth 15k miles per year.   Hope this helps.

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